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Personal Loan
A wedding in the family. May be your house needs renovation or your daughter has obtained admission to a medical college. Gift your wife a beautiful gold pendant, pay for your children's higher education or send your parents on a much-needed holiday. We offer various kinds of Personal Loans to fulfill your dreams in India.Personal loan Banks Offerings > SBI Personal Loan
Personal Loan from State Bank of India (SBI) Bank
Salaried (At present, only salaried individuals are covered under the scheme).
| Eligibility Criteria | Loan Amount | Documents Required |
| Resident Indian National having capability to repay a loan, except agriculturists. | It is determined by your repayment
capacity. Minimum: Rs.24,000/- in metro and urban centres Rs.10,000/- in rural/semi-urban centres Maximum: 12 times Net Monthly Income for salaried individuals and pensioners subject to a ceiling of Rs.10 lacs in all centres |
Passport size photograph Latest salary slip and Form 16 |
Fees & Charges for SBI Bank Personal Loan
| Description of Charges | Personal Loans |
| interest rates | Interest is charged on a daily reducing balance. 16.00% p.a. |
| processing charges | 1%-2% of loan amount |
| prepayment penalties | 1% of the loan amount will be charged if you repay the loan before 6 months |
State Bank of India-
Head Office:
State Bank of India,
State Bank Bhawna, 8th Floor,
Madame Cama Road,
Mumbai-400021
Telephone No. 22029456 or 22029451, Fax no. 22885369.
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