Current interest rates on State Bank of India/SBI (SBI Saral) Personal loans - January, 2015
|CAT A||CAT B||Others||Pre Payment
|Festive Offer :||Get gifts upto Rs 13,800 on disbursal.|
|Refer to T & C - www.deal4loans.com/personal-loan-offers.php|
|Resident Indian National||2.50 lakhs in Non Metros |
5 lakhs in Metros
Upto 10 lakhs where salaried account or current account is with Sbi
It is determined by your repayment capacity.
Minimum Income: Rs.24,000/- in metro and urban centres
Rs.10,000/- in rural/semi-urban centres
Maximum Loan Amount: 12 times Net Monthly Income for salaried individuals and pensioners subject to a ceiling of Rs.10 lacs in all centres
|1). Passport size photograph |
2). Proof of official address for self employed individuals and professionals. This can include shop and establishment certificate/Lease deed/Telephone Bill
3). Latest Salary clip and Form 16, in the case of salaried persons.
|• Max Tenor : 48 months|
• Processing fee : 1%
• No prepayment charges
Personal loan amount can be increased by making your spouse as co borrower.
You Can Calculate Your SBI Personal Loan EMI with this Calculator: Just Enter your Loan Amount, Interest Rates and Loan Period/Tenure: