Loan Against Property Bajaj-finserv

Bajaj Finserv Lending offers Loan Against Property loan between Rs. 20 lacs and Rs. 21 crores, which can be paid over a term of up to 15 years. You can avail this loan against any of your residential, plot or commercial properties as per your convenience and avail attractive benefits.

Features Bajaj Finserv Lending Loan Against Property

Bajaj Finserv Lending offers you a wide range of mortgage products to choose from:

  • Loan against Residential Property
  • Loan against Commercial Property
  • Loan for Purchase of Commercial Property
  • Loan against Plot
  • Lease Rental Discounting
  • Part Prepayment facility*
  • Nil Foreclosure charges
  • Normal Income Program
  • Debt Consolidator
  • Alternate Income Program

Apply for Best Loan Against Property in Bajaj-finserv

Professional Details
Loan Amount:
Annual Income:
Banks Interest Rates Processing fees
9.50% to 10.50% Maximum of 1% of loan amount
10.35% - 11.05% Flat Rs. 10,000/- plus applicable GST
9.75% - 10.90% 1.00 % + AT*
Axis Bank
9.90% - 10.35% 1% or Rs 10,000 (whichever is higher)

Benefits Bajaj Finserv Lending Loan Against Property

Only Bajaj Finserv Lending Loan Against Property comes with the following exclusive benefits:

  • Prompt Repayment Benefit
  • Free Personal Accident Insurance
  • Best in class Insurance Schemes
  • Premium Document Storage Facility


  • You must be an Indian Resident
  • You must be at least 25 years of age when the loan is sanctioned.
  • You must be employed or self-employed with a regular source of income.
  • The minimum loan amount is Rs. 60 Lacs in case of Mumbai and Delhi, Rs. 30 Lacs in other cities



Self Employed

Firms & companies

Application form





Yes (Partner's/Director's)

Identity Proof



Address proof



Signature Proof



Date of Birth Proof


Certificate of incorporation

Income Details

IT Returns & Balance Sheet & P/L Account statement for the last 2 years

IT Returns & Balance Sheet & P/L Account statement for the last 2 years

Bank Account Statements

For Last 6 months

For Last 6 months

Partnership Deed


Yes (for partnership)



Yes( for companies)

Micro/Small/Medium Enterprise Certificate (if applicable)



Fees and Charges Details of Bajaj Finaserv Loan Against Property

Processing Fees Upto 2% of the loan amount
Loan Statement charges Nil
Interest and Principle Statement charges Nil
PDC Swap charges Nil
EMI Bounce charges Rs.1000 for every bounce
Penal Interest 2% p. m.
Foreclosure charges * NIL
Part Prepayment charges * Nil


Source: Bajaj Finserv Lending Webiste