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Loan Against Property Sbi

Benefits of the SBI Advantage Loan Against Property:

  • Complete transparency in process of Porperty loan
  • you can access your application through more than 16000 branches of SBI.
  • Lowest & minimum Interest rates reduce per month emi burden.
  • Lowest processing charges of 2.00% of loan amount.
  • Longer repayment period of 5 years to 10 years for salaried class
  • No Hidden costs or administrative charges
  • No prepayment penalties. You can have surplus funds at any time thereby conveniently reducing your loan liability and interest burden.
  • Availability of an loan against Property. SBI offer you these loans at all Personal Banking Branches and those branches having Personal Banking Divisions amongst others.

Apply for Best Loan Against Property in Sbi

Professional Details
Loan Amount:
Annual Income:
Banks up to 30 lacs 30-75 lacs 75 & above Processing fees
10.35% - 12.35% 10.35% - 12.35% 10.35% - 12.35% Up to 1.25% of the loan amount or Rs. 3,000 whichever is higher, plus applicable taxes.
10.65% 11.65% 10.65% 11.65% 10.65% 11.65% 2.00% or Rs.50,000 Maximum
N.A N.A N.A 0.50% - 1.00% of the loan amount or Rs.2000 whichever is higher
Axis Bank
11.60% - 12.25% 11.60% - 12.25% 11.60% - 12.25% 1% + Service tax as applicable
11.00% - 14.50% 11.00% - 14.50% 11.00% - 14.50% Up to 1.50% of the loan amount + S. Tax as Applicable
13% 13% 13% 1% of the loan amount

SBI property loan details:

Interest rates 12.20% - 12..45%
Processing fees 2.00% or Rs.50000/- Maximum
Prepayment charges Nil
Repayment options Upto 10 years
Maximum loan amount Rs.1 Crore
Loan Margin 60%
Min. Income Rs.12000 per month

Eligibility: You are eligible for State Bank of India Property loan if:

you are an Employee, Professional, Eelf-employed or an income tax assesse or Engaged in agricultural and allied activities.

If your Net Monthly Income (salaried) is in more than Rs.12,000/- or Net Annual Income (others) is in excess of Rs.1,50,000/-.


Processing Fees - 2% of the loan amount or Maximum upto Rs. 50,000/-

Loan Amount

Borrowers can avail upto Rs.25000 minimum loan amount under loan against property scheme.
Maximum loan amount which is Rs.1 crore.

  • 2 times the net annual income of others (income as per latest IT return less taxes payable)
  • 24 times the net monthly income of salaried persons (Net of all deductions including TDS)
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  • Disclaimer: Information is sourced from respective Banks websites. We don't provide Loans on our own but ensures your information is sent to bank which you have opted for and we do not charge any fee from our customers. We don't do short term loans. Deal4loans has no sales team on its own and we just help you to compare loans. We do not provide any dsa of Banks. All loans are on discretion of the associated Banks. Read More