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Loan Against Property Sbi

Benefits of the SBI Advantage Loan Against Property:

  • Complete transparency in process of Porperty loan
  • you can access your application through more than 16000 branches of SBI.
  • Lowest & minimum Interest rates reduce per month emi burden.
  • Lowest processing charges of 2.00% of loan amount.
  • Longer repayment period of 5 years to 10 years for salaried class
  • No Hidden costs or administrative charges
  • No prepayment penalties. You can have surplus funds at any time thereby conveniently reducing your loan liability and interest burden.
  • Availability of an loan against Property. SBI offer you these loans at all Personal Banking Branches and those branches having Personal Banking Divisions amongst others.


State Bank of India offers loan amount upto Rs.25 lakhs under loan for all purposes.

Apply for Best Loan Against Property in Sbi

Professional Details
Loan Amount:
Annual Income:
Banks up to 30 lacs 30-75 lacs 75 & above Processing fees
11.30% - 13.30% 11.30% - 13.30% 11.30% - 13.30%

1% + service Tax

12.20% - 12.35% 12.20% - 12.35% 12.20% - 12.35% 2% of the loan amount
N.A N.A N.A 1% + service tax
Axis Bank
11.75% - 13.50% 11.75% - 13.50% 11.75% - 13.50% 1% + service tax
11.00% - 14.50% 11.00% - 14.50% 11.00% - 14.50% 1%+service Tax
13% 13% 13% 1% of the loan amount

Interest Rates charged by State Bank of India for Loan Against Property:

Size of Credit Limit (Term Loan) Rate of Interest*
For Loans upto Rs 1 Cr 12.20% p.a.
For Loans above Rs 1 Cr 12.45% p.a.
*No Overdraft against Mortgage of Property


Eligibility: You are eligible for State Bank of India Property loan if:

you are an Employee, Professional, Eelf-employed or an income tax assesse or Engaged in agricultural and allied activities.

If your Net Monthly Income (salaried) is in more than Rs.12,000/- or Net Annual Income (others) is in excess of Rs.1,50,000/-.


Processing Fees - 2% of the loan amount or Maximum upto Rs. 50,000/-

Loan Amount

Borrowers can avail upto Rs.25000 minimum loan amount under loan against property scheme.
Maximum loan amount which is Rs.1 crore.

  • 2 times the net annual income of others (income as per latest IT return less taxes payable)
  • 24 times the net monthly income of salaried persons (Net of all deductions including TDS)
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