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Loan Against Property Kotak-mahindra

Key Features -
High loan eligibility for businessmen
Loans amounts ranging from Rs.10 lakh - Rs.3 crore!
Loans against residential as well as commercial properties

Eligibility

For self-employed professionals:
Minimum annual income should be Rs.1.44 lakh as per the P&L.
Minimum gross annual income should be Rs.1.44 lakh.
Minimum 21 years of age.
Maximum 65 years of age at the time of loan maturity.
Firm/company should have been in operation for the last 3 years.
Firm/company should be making cash profits for the last two years.
For self-employed non-professionals:
Minimum annual income should be Rs.1.44 lakh as per the P&L.
Minimum 21 years of age.
Maximum 65 years of age at the time of loan maturity.
Firm/company should have been in operation for the last 3 years.
Firm/company should be making cash profits for the last two years.

Apply for Best Loan Against Property in Kotak-mahindra

Professional Details
Loan Amount:
Occupation:
City:
Annual Income:
Banks up to 30 lacs 30-75 lacs 75 & above Processing fees
HDFC
9.75% - 10.50% 9.75% - 10.50% 9.75% - 10.50% Maximum of 1% of loan amount
SBI
9.45% - 11.00% 9.45% - 11.00% 9.45% - 11.00% 1.00% or Rs.50,000 Maximum
ICICI Bank
11.35% 11.35% 11.35% 0.25% of the loan amount or Rs.50000 +GST whichever is higher
Axis Bank
11.00% - 12.10% 11.00% - 12.10% 11.00% - 12.10% 1% or Rs 5000 (whichever is higher)
Indiabulls
10.60% - 14.50% 10.60% - 14.50% 10.60% - 14.50% 0.50% to 1.00%


Documentation

The following documents are required for the purpose of credit appraisal:
Completed application
Your income documents and bank statement
You address and age proofs

Source: Kotak Mahindra Website

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