TATA Capital Personal Loan – Interest Rates 2022, EMI Eligibility Calculator
TATA Capital Personal loans – TATA Capital Offers Personal loans For Renovation of Home ✓ Marriage ✓ Laptop Purchase ✓ repayment of existing loans ✓ credit card payments etc. Check Interest Rates ✓ Eligibility ✓ Flexi EMI options online at Deal4loans.
With Flexi EMI Personal Loans from tata capital, you can get upto 25 lacs of loan amount for maximum period of 5 years. you can get loan for a holiday abroad, child’s education, home renovation, marriage or wedding, repayment of an existing loan, an emergency or even buying that precious gift for your loved one.
Tata Capital Personal loan details:
| Interest Rates | 10.99% – 19.75% |
| Max. Loan Amount | 25 Lakh |
| Processing Fees | upto 3% |
| Prepayment Charges | 4.5% |
| Min. Income | Rs.15000/- p.m |
| Loan Repayment | 6 Years |
Tata capital offers personal loans to Salaried employees of MNC / Public Ltd, Co/large pvt ltd, State Govt, Central Govt & PSU companies.
Why Choose Tata Capital Personal Loans?
✓ Repayment period of upto 5.5 years or 66 months.
✓ Maximum loan amount upto 25 lakhs
✓ Attractive & lowest interest rates offer
✓ Instant approvals through online platform
✓ Minimum documentation
✓ No Security & Guarantors.
Tata Capital Personal Loan Interest Rates 2022
Minimum Income Norms as per company category
| Company Category | ALL Locations |
|---|---|
| Tata Group | INR 15,000 |
| Government | INR 25,000 |
| Super Cat A and Cat A | INR 25,000 |
| Cat B | INR 30,000 |
| Cat C | INR 40,000 |
| S.No | Salary range | Interest Rates |
| 1 | Salary Above 1 Lakh | 11.99% + 999 |
| 2 | Super Cat A (20000 – 99000) | 11.99% to 12.75% |
| 3 | 30000 – 60000 Salary | 15.50% |
| 4 | 20000 – 30000 salary | 17.00% |
| 5 | For Tata Group Employees | 11.99% + 999 |
Basic Requirement for Loan Approval from TATA Capital
What does a Personal Loan cover?
You can take a personal loan for a variety of reasons. We provide you personal loans to cover the following purposes:
Documents Required for Salaried / Self Employed Professional / Self Employed Non Professional
✪ Identity Proof – Voters ID /Passport/Driving License
✪ Address Proof – Ration Card/ Electricity Bill/ Rental Agreement/ Passport.
✪ Banking History – Bank Statement for the last 6 Months
✪ Income Proof – Latest Form 16 / Latest Income Tax Return(ITR) along with the computation of income, Balance sheet(B/S) and Profit& Loss(P&L) for the last 2 years certified by a CA.
✪ Others – Most Recent Salary Slip or current dated Salary Certificate / Proof of Highest Professional Degree.
Tata Capital Personal Loan EMI Calculator
Looking for exact EMI per month calculation for the loan amount? So Here’s the example which helps you to know more how much you have to pay per month as EMI.
So Below is the table.
Let’s calculate the EMI per month on the basis of 12.50% ROI for 4 Years Repayment period.
| Loan Amount | EMI per month |
|---|---|
| 1 Lakh | INR 2658 |
| 2 Lakh | INR 5316 |
| 3 Lakh | INR 7974 |
| 4 Lakh | INR 10632 |
| 5 Lakh | INR 13290 |
Other Products of TATA Capital available in India
– TATA Capital Home Loan
– TATA Capital Car Loan
– TATA Capital Loan against Property
