SBI Personal Loan EMI Calculator Apr 2020 – Calculate EMI Online
Use SBI Personal Loan EMI Calculator to calculate EMI based on Interest rate, loan amount & tenure period. EMI as low as Rs. 2,265 per Lakh एसबीआई पर्सनल लोन ईएमआई कैलकुलेटर.
Latest Update as on 27 March 2020: No EMI’s for 3 Months as per RBI. Your CIBIL Score will also not be impacted by this EMI waiver on your Personal / home/car loans. so your credit report will not take hit also but if you don’t pay interest will increase.
SBI Saral, Xpress personal loan Emi Calculator – Find how much EMI amount you have to pay for your Personal loan. Just Enter your loan amount, Interest rates and loan tenure period to get the instant quotes within seconds.
You Can calculate EMI for loan at Interest Rate of 16.80% p.a. for SBI Personal Loan.
SBI Personal Loan EMI Calculator
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Examples of EMI Calculation for SBI Personal Loan
| Interest Rates | Loan Tenure | Lowest EMI Per Lakh |
| 16.80% | 5 Years | Rs.2,475 |
| 16.80% | 4 Years | Rs. 2,875 |
| 16.80% | 3 Years | Rs. 3,555 |
| 16.80% | 2 Years | Rs. 4,935 |
| 16.80% | 1 Years | Rs. 9,111 |
Example of SBI Personal Loan of 2 Lakh Amount @ 16.80% Rate of interest for 4 Years Calculation:
Here’s the Yearly payout of personal loan
| Year | Principal | Interest | Balance Amount |
| 1 | Rs. 38,257 | Rs. 30,743 | Rs. 161,743 |
| 2 | Rs. 45,205 | Rs. 23,795 | Rs. 116,538 |
| 3 | Rs. 53,410 | Rs. 15,590 | Rs. 63,128 |
| 4 | Rs. 63,208 | Rs. 5,894 | Rs. 0 |
Repayment period
The loan is repayable in 48 EMI. You are allowed to pay more than the EMI if you wish to,without attracting any prepayment penalty.
Maximum Loan amount
12 times Net Monthly Income for salaried individuals and pensioners subject to a ceiling of Rs.10 lacs in all centres
Latest Updates About SBI personal loan calculator
SBI personal loan calculator search query up 90% in last 3 days as per trends on 22.02.2020
SBI personal loan calculator search query up 60% in last 7 days as per trends on 21.02.2020
Interest Rates for State bank starts from 12% – 15.10% from 02 March 2020
Search queries for Calculator for personal loan State Bank up 59% as on 08.01.2020
SBI personal loan interest calculator up 14% as on 06.02.2020
Search Queries for sbi personal calculator up +19% as on – 28.12.2019
Search Queries for sbi calculator for personal loan up +32% as on – 24.12.2019
Search Queries for sbi personal loan calculator up +165% as on – 18.12.2019
Search Queries for sbi personal loan emi calculator up +192% as on – 31.12.2018
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