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SBI Personal Loan EMI Calculator 2023 – Calculate EMI Online

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Use SBI Personal Loan EMI Calculator to calculate EMI based on Interest rate, loan amount & tenure period. EMI as low as Rs. 2,105 per Lakh एसबीआई पर्सनल लोन ईएमआई कैलकुलेटर.

SBI Saral, Xpress personal loan Emi Calculator – Find how much EMI amount you have to pay for your Personal loan. Just Enter your loan amount, Interest rates and loan tenure period to get the instant quotes within seconds.

You Can calculate EMI for loan at Interest Rate of 9.80% p.a. for SBI Personal Loan.

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SBI Personal Loan EMI Calculator

Calculate Loans EMI Online
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

Examples of EMI Calculation for SBI Personal Loan

Minimum EMI for 1 Lakh Personal loan amount @ 9.60% Rate of Interest.

Interest Rates Loan Tenure Lowest EMI Per 1 Lakh
9.60% 5 Years Rs.2,105
9.60% 4 Years Rs. 2,517
9.60% 3 Years Rs. 3,208
9.60% 2 Years Rs. 4,596
9.60% 1 Years Rs. 8,773

 

Example of SBI Personal Loan of 2 Lakh Amount @ 9.60% Rate of interest for 4 Years Calculation:

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  • Loan EMI – ₹ 5,034
  • Total Interest Payable – ₹ 41,641
  • Total Payment – (Principal + Interest) – ₹ 2,41,641

    • Here’s the Yearly payout of personal loan

    Year Principal Interest Balance Amount
    1 Rs. 43,070 Rs. 17,338 Rs. 156,930
    2 Rs. 47,392 Rs. 13,016 Rs. 109,538
    3 Rs. 52,147 Rs. 8,261 Rs. 57,391
    4 Rs. 57,431 Rs. 3,029 Rs. 0

    Repayment period
    The loan is repayable in 60 EMI. You are allowed to pay more than the EMI if you wish to,without attracting any prepayment penalty.

    Maximum Loan amount
    12 times Net Monthly Income for salaried individuals and pensioners subject to a ceiling of Rs.10 lacs in all centres

    SBI Personal Loan EMI for Different Loan Amounts and Different Tenures at an interest rate of 13.50% per annum

    Amount (in ₹) 2 Years 3 Years 4 Years 5 Years
    3,00,000 ₹ 14,333 ₹ 10,181 ₹ 8,123 ₹ 6,903
    4,00,000 ₹ 19,111 ₹ 13,574 ₹ 10,831 ₹ 9,204
    5,00,000 ₹ 23,889 ₹ 16,968 ₹ 13,538 ₹ 11,505
    6,00,000 ₹ 28,666 ₹ 20,361 ₹ 16,246 ₹ 13,806
    7,00,000 ₹ 33,444 ₹ 23,755 ₹ 18,953 ₹ 16,107
    10,00,000 ₹ 47,777 ₹ 33,935 ₹ 27,076 ₹ 23,010

    Other Calculators of State Bank of India

    SBI Home Loan EMI Calculator
    SBI Car Loan EMI Calculator
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    SBI Gold Loan EMI Calculator
    SBI Education Loan EMI Calculator
    SBI Property Loan EMI Calculator

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