Personal loans in Vadodara | Interest Rates 2019 | Instant Online Approval

Apply Personal Loan in Vadodara– Now you can check Instant E-approval, Special Offers, Best interest rates and lowest EMI options from all major banks in Vadodara through deal4loans.

Personal Loan Vadodara details:

Interest Rates 11.50% – 26.00%
Processing Fees 0.99% – 3.00%
Pre payment Charges Nil – 5.00%
Repayment Period Upto 7 years
Cibil Score Min. 750
Lowest EMI Rs. 2199.26 per lac
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Personal Loan Interest Rates in Vadodara 2019

Banks Interest Rates
HDFC Bank 10.99 – 20.75%
ICICI Bank 10.99 – 16.50%
Bajaj Finserv 11.99 – 16.00%
Fullerton India 14.00 – 33.00%
Kotak Mahindra 10.99 – 17.25%
IndusInd Bank 12.99 – 20.00%
Standard Chartered 12.00 – 17.00%

Processing Fees / Prepayment Charges

Banks Processing Fee Pre Payment Charges
Bajaj Finserv Upto 2.00% Upto 4% post 1st EMI clearance
ICICI Bank 1999 to 2.50% Zero or 5.00%
Axis Bank 2.00% Nil
Kotak 1.5 – 2.00% 5.00%
HDFC Bank 0.8% – 2.00% 4.00%
Fullerton India 2.00% Upto 7.00%, 0% after 3 year
Standard Chartered
Up to 1% Upto 5.00% of loan amount

You can get Lowest Interest Rates on Personal loans in Vadodara, if you are working for these Companies:

✓ Tata Consultancy Services ✓ Einfochips ✓ Reliance Industries ✓ Larsen & Toubro ✓ Elitecore Technologies
✓ ONGC ✓ Gateway TechnoLabs ✓ L&T Technology Services ✓ IndiaNIC Infotech ✓ Hidden Brains InfoTech
✓ The Nielsen Company ✓ Intivia ✓ Cyberoam Technologies ✓ Motif India Infotech ✓ Tata Motors
✓ Collabera
✓ Indian Oil

✓ Zydus Cadila
✓ Torrent Pharmaceuticals
✓ Elan Emerging
✓ ABB (India)
✓ CIGNEX Datamatics
✓ Insigno Quipment

Eligibility Or Loan Amount in Vadodara

– Depends on your Credit Score, Bank Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.

Checklist of Documents required for Personal Loan in Vadodara:

Following documents are required by financial institutions to process the loan application :

in case of Salaried

  • Identity proof
  • 3 to 6 months Bank statements
  • Residence proof
  • Salary slip
  • Guarantors & their same set of documents

In case of Self Employed

  • Balance Sheets
  • Profit & Loss Account
  • Partnership Deed & other mandatory documents etc.

Vadodara, also known as Baroda, is the third largest city in the Indian State of Gujarat, after Ahmedabad and Surat. It is the administrative headquarters of Vadodara District. It is located on the banks of the Vishwamitri river, southeast of Ahmedabad, 139 km from state capital, Gandhinagar. Both the railway line and national highway connecting Delhi and Mumbai pass through Vadodara.

List of bank Branches for personal loans in vadodara

HDFC – HDFC House, 3rd Floor, Trident Complex, Race Course Road, Subhanpura, Vadodara, Gujarat 390007
HDFC Bank – 24-1, Midway Heights, Lokmanya Tilak Road, Near Panch Mukhi Hanuman Temple, Bareja, Anandpura, Vadodara, Gujarat 390001
Bajaj Finserv – Akshar Chowk, Akota, Vadodara, Gujarat 390012
Axis Bank – CDSSG Hospital Compound, Opposite Panchmukhi Hanuman Temple, Tilak Road, Sayajigunj, Vadodara, 390006
Bank of Baroda – Matru Chhaya Building, Manjalpur Main Road, Manjalpur, Vadodara, Gujarat 390011
Federal Bank – G8-G13, Kabir complex, Tulsidham Rd, Parth Avenue, Manjalpur, Vadodara, Gujarat 390010
Central Bank – B-3, Ajanta Society, Race Course Road, Behind Trident, Ellora park, Subhanpura, Vadodara, Gujarat 390023
Union Bank – 2,Ground Floor, Savoy Complex, Old Padra Rd, 63 Haribhakti Extension, Haripura, Vadodara, Gujarat 390007
Canara Bank – Ground Floor, RC Dutt Rd, Opp. Express Hotel, Parapiya Compound, Alkapuri, Vadodara, Gujarat 390007
Andhra Bank – Silver Coin Complex, G/1-2, BPC Rd, Shrenik Park Char Rasta, Akota, Haripura, Vadodara, Gujarat 390020