Yes Bank Personal Loan | Interest Rates 2019 | EMI Calculator

Details on Yes Bank Personal Loan Interest Rates, Documents, Eligibility, Fees & charges, loan amount & repayment options at Deal4loans.


₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 26 June 2019)

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Loan Amount

Employment Status

City


Yes Bank Personal Loan Interest Rates & Charges

ParticularsBasic Eligibility/Requirement
Minimum Interest Rates14.00%
Processing Fees
Loan amountUpto 20 Lakhs
Minimum Monthly SalaryMinimum 25,000/- in Hand (Net Salary)
Salary account with Yes Bank (Yes/No)Should have min 6 months’ salary account with YBL
No of Yr in Current CompanyMinimum 6 Months
Total Work Experience (Employment)Minimum 2 years
No of Yr in Current Residence/Residence DetailsOwned – No Condition
Parental Owned – No Condition
Rented – Minimum 2 yrs at current residence
ITR / Form 16For last 2 Financial Years
Loan Requirement /Minimum Loan Amount2 Lakh

Eligibility Criteria

  • Applicant to be between 25 and 58 years
  • Minimum Net Salary per month to be Rs. 25,000/-
  • Minimum total work experience of 2 years with minimum 6 months in current organization
  • Resident for 2 years at current residence or owned residence

Loan Amount & Repayment Options:

  • Loan amount ranging from Rs 1 lac to Rs 20 lac
  • Flexible Repayment options
  • No guarantor surety/collateral required

List of Documentation Required for loan

  • Proof of identity, age, address and Signature
  • Salary slips of the last 3 months and IT Returns for the last 2 years
  • Bank Statement of salary account for the last 6 months

Yes Bank Personal Loan EMI Calculator

EMI calculator helps you to know how much money you have to pay every month against the personal loan taken by you from Yes Bank. EMI depends on Loan amount, Interest Rates & Repayment period you choose.

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

For Example; If you take 3 lakh of loan amount for 4 years at 14.00% from the bank than here’s the calculation details

EMI Per Month: Rs. 8,198
Total Interest Amount: Rs. 93,501
Total Amount (Principal + Interest): Rs. 3,93,501

YearPrincipalInterestBalance Amount
1Rs. 60,138Rs. 38,238Rs. 239,862
2Rs. 69,120Rs. 29,256Rs. 170,742
3Rs. 79,442Rs. 18,934Rs. 91,300
4Rs. 91,394Rs. 7,070Rs. 0