Yes Bank Personal Loan – Interest Rates 2020, EMI Calculator

Details on Yes Bank Personal Loan Interest Rates, Documents, Eligibility, Fees & charges, loan amount & repayment options at Deal4loans online for lowest interest rates & instant approvals.


₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 01 October 2020)

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Yes Bank Personal Loan Interest Rates 2020

Particulars Basic Eligibility/Requirement
Personal Loan Rates 10.75 – 17.00%
Processing Fees Upto 1.75%
Loan amount Upto 30 Lakhs
Minimum Monthly Salary Minimum 25,000/- in Hand (Net Salary)
Pre Closure Charges 4% of principle o/s
No of Yr in Current Company Minimum 6 Months
Total Work Experience (Employment) Minimum 2 years
No of Yr in Current Residence/Residence Details Owned – No Condition
Parental Owned – No Condition
Rented – Minimum 2 yrs at current residence
ITR / Form 16 For last 2 Financial Years
Loan Requirement /Minimum Loan Amount 1 Lakh

Yes Bank Personal Loan Eligibility Criteria

  • Applicant to be between 25 and 58 years
  • Minimum Net Salary per month to be Rs. 25,000/-
  • Minimum total work experience of 2 years with minimum 6 months in current organization
  • Resident for 2 years at current residence or owned residence

Loan Amount & Repayment Options:

  • Loan amount ranging from Rs 1 lac to Rs 20 lac
  • Flexible Repayment options
  • No guarantor surety/collateral required

List of Documentation Required for Yes Bank Personal loan

  • Proof of identity, age, address and Signature
  • Salary slips of the last 3 months and IT Returns for the last 2 years
  • Bank Statement of salary account for the last 6 months

Yes Bank Personal Loan EMI Calculator

EMI calculator helps you to know how much money you have to pay every month against the personal loan taken by you from Yes Bank. EMI depends on Loan amount, Interest Rates & Repayment period you choose.

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

For Example; If you take 3 lakh of loan amount for 4 years at 14.00% from the bank than here’s the calculation details.

EMI Per Month: Rs. 8,198
Total Interest Amount: Rs. 93,501
Total Amount (Principal + Interest): Rs. 3,93,501

Year Principal Interest Balance Amount
1 Rs. 60,138 Rs. 38,238 Rs. 239,862
2 Rs. 69,120 Rs. 29,256 Rs. 170,742
3 Rs. 79,442 Rs. 18,934 Rs. 91,300
4 Rs. 91,394 Rs. 7,070 Rs. 0

Other Loan Products of Yes Bank

Yes Bank Home Loan
Yes Bank Credit Card
Yes Bank Car Loan

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