HDFC Bank Personal Loan HDFC Bank Personal Loan

HDFC Bank Personal Loan: Get instant approval within 5 minutes at lowest Interest Rates through Deal4loans. Find best offers for Salaried, Self-employed, loan upto 40 lakh, 5 year repayment period. Whatever the reason might be, medical emergency, marriage, foreign vacation, traveling, purchase of consumer durable, renovation, buying property, or need of extra cash - HDFC Bank Personal Loans can help you any time anywhere.

HDFC Personal loan Highlights

Interest Rates 10.99% - 20.99%
Processing Fee Upto 2.5%
Foreclosure charges Nil – 4.00%
Repayment 5 Years
Loan Amount Rs. 50000 - Rs. 4000000
Min. Income 15000 per month
Part Payment Facility Yes, available
हिंदी में जानकारी के लिए, एचडीएफसी पर्सनल लोन हिंदी में पढ़ें
 
Get gifts upto ₹ 18,490 on disbursal.

Refer to T&C - www.deal4loans.com/personal-loan-offers.php

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 10 April 2020)
Instant Apply for HDFC Bank Personal Loan @ Lowest Rates & your CIBIL score absolutely FREE.
Loan Amount
Employment Status
City

HDFC Personal Loan Interest Rates 2020

Last Updated as on 10 Apr 2020

HDFC Bank Personal loan Interest Rates 2020

Interest Rates Pre Payment
Charges
Processing
Fees
10.75% - 17.5% Upto 4.00% Upto Rs.3999/- + GST
 

Note:
* Applicable for Super A, CAT A , CAT B & CAT C companies only

HDFC Bank Personal Loan Balance Transfer Offers

  • You can reduce your EMIs by transferring existing personal loan to HDFC bank.
  • Interest rate for balance transfer schemes starts from as low as 10.75%*.
  • Lowest processing fees of just Rs.1999/- is applicable.

Eligibility Criteria for HDFC Bank Personal Loan

Age of Applicant Min-21 years ; Max-60 years.
No. of years in employment 2 years & above
Current Experience 1 year & above
Net Monthly Income Those who earn a minimum of ₹ 15,000 net income per month (₹ 20,000 in Mumbai, Delhi, Bangalore, Chennai, Hyderabad, Pune, Kolkata, Ahmedabad, Cochin).

HDFC Personal Loan EMI Calculator

To figure out how much emi for the loan amount you have to pay for; you can use this personal loan emi calculator tool. For calculate you can just enter your loan amount, interest rate & tenure repayment period.

Check HDFC Personal Loan EMI Calculator Tool

For Example: assume you taken a loan amount of various loan amount for various years @ different rate of interest than your loan calculations are as below:

Loan Amount ROI Repayment Monthly EMI
1,00,000 12.50% 3 year ₹ 3,345
2,00,000 14.00% 4 year ₹ 5,465
3,00,000 15.00% 4 year ₹ 8,349
4,00,000 11.00% 5 year ₹ 8,697
5,00,000 12.00% 5 year ₹ 11,122

Turn Around Time of HDFC Bank Personal Loan

Salary below Rs. 75,000 5 - 7 working .
Salary above Rs. 75,000 working days (48 hours)

Salary available for making EMI’s

Upto Rs. 25,000 p.m 35% of salary is considered
Bet Rs. 25,000 to Rs. 50,000 p.m. 40% of salary is considered
Above Rs. 50,000 p.m 45% - 50% of salary is considered

Documents Required for HDFC Bank Personal Loan

Identity Proof Passport/ driving license/PAN card/ Photo credit card (with embossed Signature and last two months statement)/ banker’s sign verification
Age Proof PAN Card/ Passport/ Driving Licence/ School leaving certificate/ Voter’s card/ BirthCertificate/ LIC policy (only for age Proof).
Address Proof Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements)
Income Proof Latest salary slip/current dated salary Certificate with latest form 16
Job Continuity Proof Form 16/relieving letter/appointment Letter (for last two months)
Banking History Bank statements of latest 2 months/ 3 months bank passbook

HDFC Bank Personal Loan Part Payment Facility

  • Part-payment will be allowed subject to loan tenure of 12 EMIs being completed i.e. Post 12 EMIs
  • Part payment will be allowed maximum twice during the entire tenure of the loan
  • Part payment is allowed only once a year.
  • At any point of time, each part payment will not exceed 25% of Principal Outstanding.
  • Use Part Payment Calculator for Personal Loan, to know how much you can save.

Compare HDFC Personal loan Interest Rates with other banks in India

Banks Interest Rates
ICICI Bank Personal Loan 10.99 – 16.50%
Kotak Mahindra Personal Loan 10.50 - 17.25%
Standard Chartered Personal Loan 11.50 - 18.00%
SBI Personal Loan 12.15% - 15.15%
Bajaj Finserv Personal Loan 11.99% onwards
IndusInd Bank Personal Loan 11.25% onwards
Citibank Personal Loan 10.99%
Tata Capital Personal Loan 11.25% - 19%
Fullerton India Personal Loan 11.99 - 26.00%

Check HDFC Bank Personal Loan Status of Application / Loan Query

You can check your personal loan status in HDFC Bank, via these methods which are mentioned or illustrated here: check your HDFC Personal Loan application status here

Kindly enter the details as provided in the Loan Application Form.

  • Applicant Name or Reference / Proposal Number
  • Date of Birth or Mobile Number

Other Available Products of HDFC Bank:

  1. HDFC Bank Personal Loan
  2. HDFC Ltd Home Loan
  3. HDFC Bank Car Loan
  4. HDFC Bank Credit Card
  5. HDFC Bank Business Loan
  6. HDFC Two Wheeler Loan

Disclaimer: Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.