HDFC Bank Personal Loan: Get instant approval within 5 minutes at lowest Interest Rates through Deal4loans. Find best offers for Salaried, Self-employed, loan upto 40 lakh, 5 year repayment period. Whatever the reason might be, medical emergency, marriage, foreign vacation, traveling, purchase of consumer durable, renovation, buying property, or need of extra cash - HDFC Bank Personal Loans can help you any time anywhere.
Interest Rates | 10.75% - 14.50% |
Processing Fee | Up to Rs 4999/- |
Foreclosure charges | Up to 4.00% + GST |
Repayment | 1 Year to 5 Years |
Loan Amount | Rs. 50000 - Rs. 4000000 |
Min. Income | 25000 per month |
Part Payment Facility | Yes, available |
Company Cat/ Product Cat | NTH band (Net take Home) | CIBIL Score >730 | CIBIL Score <=730, No Hit | PF |
---|---|---|---|---|
CAT SUPER A, CAT A, CAT HDFC | >=100000 | 11.00% | 11.25% | ₹.04,999 |
>=75000 to 100000 | 11.25% | 11.50% | ₹4,999 | |
>=50000 to 75000 | 11.50% | 11.75% | ₹4,999 | |
>=35000 to 50000 | 11.75% | 12.00% | ₹3,499 | |
<35000 | 13.00% | 13.50% | ₹3,499 | |
CAT B, CAT C, CAT D, CAT E, CAT EDU & MED , CAT NRI, CAT NEW | >=100000 | 11.25% | 11.75% | ₹4,999 |
>=75000 to 100000 | 11.50% | 12.50% | ₹4,999 | |
>=50000 to 75000 | 11.75% | 12.60% | ₹4,999 | |
>=35000 to 50000 | 12.00% | 13.50% | ₹3,499 | |
<35000 | 13.50% | 14.50% | ₹3,499 | |
CAT GA, GB, GC, CAT RA, RB, RC, CAT GO, RO, CAT GD, GE, GF, CAT GP, CAT PEN | >=100000 | 11.50% | 11.75% | ₹4,999 |
>=75000 to 100000 | 12.25% | 12.50% | ₹4,999 | |
>=50000 to 75000 | 12.35% | 12.60% | ₹4,999 | |
>=35000 to 50000 | 13.25% | 13.50% | ₹3,499 | |
<35000 | 14.00% | 14.50% | ₹3,499 |
Segment | Loan Amount | CIBIL Score >730 | CIBIL Score <=730, No Hit | PF |
---|---|---|---|---|
Loan Amount Minimum LA>=10Lakh | LA 15L &+ | 10.75% | 11.00% | ₹4,999 |
LA 10L - 15L | 11.00% | 11.25% | ₹4,999 |
Program | Loan Amount Transferred | Income | IRR | Processing Fee (of the loan amount) |
---|---|---|---|---|
All Balance Transfer (including application through loan assist App) | >=0.50 Lakh (based on NTH Grids) | NTH>=35k | 11.99% | INR 4,999 |
All Balance Transfer (including application through loan assist App) | >=0.50 Lakh (based on NTH Grids) | NTH<35k | 13.25% | INR 3,999 |
All Balance Transfer (including application through loan assist App) | >=0.50 Lakh (based on NTH Grids) | NTH>=50K | 11.49% | INR 4,999 |
Age of Applicant | Min-21 years ; Max-60 years. |
No. of years in employment | 2 years & above |
Current Experience | Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer |
Net Monthly Income | Those who earn a minimum of ₹ 25,000 net income per month (₹ 25,000 in Mumbai, Delhi, Bangalore, Chennai, Hyderabad, Pune, Kolkata, Ahmedabad, Cochin). |
Loan Amount | ROI | Repayment | Monthly EMI |
1,00,000 | 12.50% | 3 year | ₹ 3,345 |
2,00,000 | 14.00% | 4 year | ₹ 5,465 |
3,00,000 | 15.00% | 4 year | ₹ 8,349 |
4,00,000 | 11.00% | 5 year | ₹ 8,697 |
5,00,000 | 12.00% | 5 year | ₹ 11,122 |
Identity Proof | Passport/ driving license/PAN card/ Photo credit card (with embossed Signature and last two months statement)/ banker’s sign verification |
Age Proof | PAN Card/ Passport/ Driving Licence/ School leaving certificate/ Voter’s card/ BirthCertificate/ LIC policy (only for age Proof). |
Address Proof | Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements) |
Income Proof | Two latest salary slip/current dated salary certificate with the latest Form 16 |
Job Continuity Proof | Form 16/relieving letter/appointment Letter (for last two months) |
Banking History | Bank statements of previous 3 months/ 6 months bank passbook |
Salary below Rs. 75,000 | 5 - 7 working . |
Salary above Rs. 75,000 | working days (48 hours) |
Upto Rs. 25,000 p.m | 35% of salary is considered |
Bet Rs. 25,000 to Rs. 50,000 p.m. | 40% of salary is considered |
Above Rs. 50,000 p.m | 45% - 50% of salary is considered |
You can check your personal loan status in HDFC Bank, via these methods which are mentioned or illustrated here: check your HDFC Personal Loan application status here
Kindly enter the details as provided in the Loan Application Form.
To Know More Details:- https://www.hdfcbank.com/ |
For Bank Grievance Redressal – https://www.hdfcbank.com/personal/need-help/contact-us |
For accessing APR Calculator Navigate to Loans section on the page - https://www.hdfcbank.com/personal/tools-and-calculators |
Disclaimer: Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.