In our day-to-day life, even on special occasions and situation of emergency we require a good amount of funds to meet our financial needs and liabilities. We generally spend money on vacation, education, property, vehicles, marriage, medical emergency as well. There are situations when we have to arrange hefty amount within shorter duration. To meet the financial needs in such situations, personal loans play a vital role.
State Bank of India, one of the biggest lenders in the country, offers a range of personal loan schemes to help you out in times of distress. State Bank of India offers personal loan under four categories - SBI Pension Loan, SBI Xpress Credit Personal Loan, SBI Saral Personal Loan and SBI Festive Season Loan. Compare SBI with other Personal loan banks for Interest Rates.
| Interest rates | 12.15% - 15.15% |
| Processing fees | 1% of the Loan amount + GST |
| Prepayment charges | Nil |
| Repayment options | Upto 5 years |
| Maximum loan amount | Rs.15 Lakh |
| Loan approval time | 10 Minutes |
SBI Personal loan Interest Rates under various categories & different schemes as follows:
| SBI Xpress Bandhan Loan | Xpress Credit Personal Loan | SBI Pension Loan |
| 12.15% - 15.15% | 11.65% - 14.65% | 11.60% |
| Xpress Credit Loan (IT Employees) | SBI Salary Package Ac holders | Non-Permanent Employees (NPEs) |
| 13.05% - 15.05% | 10.65% - 12.15% | 12.55% - 14.90% |
| Jai Jawan Pension Loan | Pension loans to Coal Mines PF | Clean Overdraft Loan |
| 11.60% | 11.60% | 16.70% |
| OD for E-commerce purchases | Loan against shares | Loan against NSC / KVP |
| 13.75% | 10.65% | 12.80% |
Refer to T&C - www.deal4loans.com/personal-loan-offers.php
| Eligibility | Loan Amount | Documents Required |
| Resident of India | Minimum - Rs 24,000 in metro and urban centres and Rs 10,000 in rural/semi-urban centres Maximum: 12 times net monthly imcome (salaried and pensioners) |
|
| Loan Amount | ROI % | Tenure (years) |
Monthly EMI | Total Interest Amount | Total Amount with Interest |
| 2,00,000 | 12.45% | 3 | ₹ 6686 | ₹ 40693 | ₹ 240693 |
| 2,00,000 | 14.95% | 4 | ₹ 5561 | ₹ 66932 | ₹ 266932 |
| 2,00,000 | 16.55% | 4 | ₹ 5725 | ₹ 74778 | ₹274778 |
SBI offers loan upto 24 times of net monthly income for salaried class individuals and pensioners. The maximum limit for personal loan is Rs.15 lakh.
Security - NILLoan Amount For Central & State Government Pensioners:
Loan Amount For Defence Pensioners:
Loan Amount For Family Pensioners:
Saral personal loan is available for any legitimate purpose to those working in corporate sector, self-employed, engineers, doctors, architects, chartered accountants, MBA with two years of employment.
SBI Saral Personal Loan Eligibility You are eligible for SBI Saral Personal Loan if you are:SBI offers loan upto 12 times of net monthly income for salaried class individuals and pensioners. The maximum limit for personal loan is Rs.10 lakh.
Security - NILAbout State Bank of India
SBI is the largest lender in the country and has its headquarters in Mumbai, Maharashtra. The majority is owned by the Government of India. Consolidated report says that SBI had a total income of Rs 2,57,289.51 crore as on March 31, 2015. SBI has total assets of over Rs 25,29,394 crore.
There are as many as 16,995 branches of SBI in India, including 190 in other countries. State Bank has an agreement with GE for its credit card services. It is the only bank in the country to figure in the Forbes list of 500. SBI holds a major market share in the fields of personal loan (20%), home loan (25.5%) and car loan (26%).
Riding high on its extensive reach, SBI is the most searched and preferred bank in India and is accessible from almost every part of the country
| SBI Personal Loan Branches in Delhi |
| Old Campus, Jawaharlal Nehru University, New Delhi, Delhi 110067 |
| Asaf Ali Rd, New Delhi, Delhi 110006 |
| Ansari Nagar Branch (AIIMS Campus), Ansari Nagar East, Gautam Nagar, New Delhi, Delhi (state) 110029 |
| Shop No. 45, Priya Cinema Hall, Munirka Marg, Basant Lok, Vasant Vihar, New Delhi, Delhi 110057 |
| East of Kailash, Garhi, New Delhi, Delhi 110065 |
| Shop No.2, Local Shopping Centre, Sector 12, R.K. Puram, New Delhi, Delhi 110022 |
| F-7, Best Mega Mall, 1st Floor, Bhagawan Mahavir Marg, Pocket 19, Sector-24, Rohini, New Delhi, Delhi 110085 |
| Mohan Place, Near Mother Dairy, Block C, Saraswati Vihar, Pitampura, New Delhi, Delhi 110034 |
| A1/86, Jain Acharya Shri Atma Ram Marg, A 1 Block, Paschim Vihar, New Delhi, Delhi 110063 |
| HOUSE NO 69-70, POCKET NO F-22 G F, SECTOR-3, ROHINI, New Delhi, Delhi 110085 |
| Kala Mandir Rd, Block O, Mangolpuri, New Delhi, Delhi 110083 |
| 213, Plot No.7 K.P.Block Community, Vaishali, Pitampura Road, Pitampura, New Delhi, Delhi 110034 |
| G-09,Vardhman Seven Eleven Plaza,Sector-7, Maharaja Agrasen Marg, Naharpur, Rohini, New Delhi, Delhi 110085 |
| Delhi Technological University Campus, Bawana Rd, Shahbad Daulatpur Village, Rohini, New Delhi, Delhi 110042 |
| Near Western Air Command, Subroto Park, New Delhi, Delhi 110010 |
| SBI Personal Loan Branches in Mumbai |
| K K Road, Jacob Circle, Mumbai, Maharashtra 400011 |
| Ballard Estate, Fort, Mumbai, Maharashtra 400001 |
| Harbadevi, Madh, Mumbai, Maharashtra 400061 |
| Anjana Apartments No 2, Shimpoli Rd, Vivekanand Nagar, Borivali West, Mumbai, Maharashtra 400092 |
| Godavari, Building No.39, New, State Bank Officer's Quarter's, New Link Rd, Oshiwara, Andheri West, Mumbai, Maharashtra 400053 |
| Rati Khush, Jawaharlal Nehru Rd, Vakola, Santacruz East, Mumbai, Maharashtra 400055 |
| Maharshi Dayanand Saraswati Marg, Chembur Gaothan, Chembur, Mumbai, Maharashtra 400071 |
| Prakash Thorat Marg, Tilak Nagar, Kurla East, Mumbai, Maharashtra 400089 |
| Chakala Road, Hotel Samraj Building, Andheri East, Mumbai, Maharashtra 400099 |
| Kadamghiri Complex, Hanuman Road, Vile Parle East, Mumbai, Maharashtra 400057 |
| SBI Home Loan Branches in Pune |
| Shirole Bhavan , PMT Building, Jangali Maharaj Rd, Deccan Gymkhana, Pune, Maharashtra 411004 |
| RB Motilal Kennedy Rd, Shivajinagar, Pune, Maharashtra 411005 |
| K U B S Building, Shivneri Path, Krishi Samaj Putala, Opposite Shivaji Statue Gultekdi, Market Yard, Pune, Maharashtra 411037 |
| Near Police Ground, University Road, Fergusson College Rd, Model Colony, Shivajinagar, Pune, Maharashtra 411005 |
| Sangamvadi, Pune, Maharashtra 411001 |
| Road No. 3, Arjun Marg, Khadki, Pune, Maharashtra 411003 |
| SBI Personal Loan Branches in Bangalore |
| 65, St Marks Rd, Shanthala Nagar, Sampangi Rama Nagar, Bengaluru, Karnataka 560001 |
| 1793, 3-4, Air Cargo Complex, Bangalore Airport Exit Road, HAL Airport Road, Bengaluru, 560017 |
| Pragathi Mahalakshmi Ind Suburb,, Yeshwanthpur, Bengaluru, Karnataka 560022 |
| 89/37, G J Complex, 1st Block , East Byrasandra, Bengaluru, Karnataka 560011 |
| MICO Employees Layout, 6th Main, BTM II Stage, Bengaluru, Karnataka 560076 |
| Tasker Town, Ulsoor, Bengaluru, Karnataka 560001 |
| Mosque Rd, Pulikeshi Nagar, Bengaluru, Karnataka 560005 |
| 117,Industrial Layout,Ganapati Temple Road , Koramangala 7th Block, Bengaluru, Karnataka 560095 |
| P.B 5072, KRISHI BHAVAN 1ST FLOOR, HUDSON CIRCLE, Bengaluru, Karnataka 560001 |
| 6th Main Road, Jayamahal Extension, Jayamahal, Bengaluru, Karnataka 560046 |
| 29/4, 61, Residency Plaza, Residency Road, Trade Centra, Bengaluru, Karnataka 560025 |
| SBI Personal Loan Branches in Chennai |
| 271, Purasawakkam High Road, Perumalpet, Purasawakkam, Chennai, Tamil Nadu 600007 |
| Shop No. 237, No. 115, Oriental House, Prakasam Road, Broadway, George Town, Chennai, Tamil Nadu 600108 |
| N Beach Rd, George Town, Chennai, Tamil Nadu 600001 |
| S Mint St, Kondithope, George Town, Chennai, Tamil Nadu 600001 |
| 144,, Vepery High Road, Periyamedu, Periyamet, Chennai, Tamil Nadu 600007 |
| Shop No.45, First Floor, Pantheon Road, Egmore, Chennai, Tamil Nadu 600008 |
| Whannels Rd, Egmore, Chennai, Tamil Nadu 600008 |
| 1, EVK Sampath Rd, Veperi, Mahaveer Colony, Egmore, Chennai, Tamil Nadu 600084 |
| 112/4, Kaliamman Koil Street, Virugambakkam, Chinmaya Nagar, Chennai, Tamil Nadu 600092 |
| New No. 99, New Avadi Rd, Telecom Quarters, Kilpauk, Chennai, Tamil Nadu 600010 |
| SBI Personal Loan Branches in Coimbatore |
| Survey No. 109 / 5, Opposite To Rto Office, Udumalpet Road, Chinnampalayam, Pollachi 642003 |
| 118 Karuppa Gounder Street , Coimbatotecoimbatore , Pin - 641001 |
| East Car Street, Karamadai Po, Coimbatore District, Tamilnadu 641025 |
| Sf 72 / 5, Site No. 2, S P Kannusamy Street, Kannappa Nagar, Rathnapuri Po, Coimbatore 641027 |
| SBI Personal Loan Branches in Hyderabad |
| 3-4-495/1, Jyothi soudha Apartmens, Barkatpura, Hyderabad, Telangana 500027 |
| Bank Street, Sultan Bazaar, Koti, Hyderabad, Telangana 500095 |
| Haca Bhavan Opposite To Assembly, Saifabad, Hyderabad, Telangana 500059 |
| Malakpet Station Rd, Ashraf Nagar, Malakpet, Hyderabad, Telangana 500024 |
| Near BSNL Office, Opposite Telephone Exchange, Jambhag Road, Hyderabad, Telangana 500012 |
| Shop No.3-6-281B,Hyderguda, Street Number 16, Old MLA Quarters, AP State Housing Board, Himayatnagar, Hyderabad, Telangana 500029 |
| Opposite Seena Bakery, M.G. Road, Afzal Gunj Road, Osmangunj, Hyderabad, Telangana 500095 |
| # 3-6-369/B/6, Near Tanishq Showroom Lane, Street Number 1, Gagan Mahal, Himayatnagar, Hyderabad, Telangana 500029 |
| H.No.16-11-1-1/A Post Office Road,, Dilsukhnagar Road, Saleem Nagar, New Malakpet, Hyderabad, Telangana 500036 |
| 6-3-347/22/2 Aishwarya Nilayam, Sai Baba Temple Road, Dwarakapuri Colony, Punjagutta, Near Saibaba Temple, Hyderabad, Telangana 500082 |
| Gowra Plaza, Opp. NTR Statue, Sardar Patel Rd, Patigadda, Begumpet, Hyderabad, Telangana 500003 |
| SBI Personal Loan Branches in Ahmedabad |
| Drive In Rd, Gurukul, Ahmedabad, Gujarat 380059 |
| 6, Arjun Nivas , Near V.S Hospital, Ashram Rd, Vishalpur, Ellisbridge, Ahmedabad, Gujarat 380009 |
| Vraj Vihar 2, Khanpur, Ahmedabad, Gujarat 380001 |
| Opposite Gandhigram Railway Station Ahmedabad Gandhigram, Ahmedabad, Gujarat |
| Shyam Gokul A/24 ,Opposite Municipal Market, Chimanlal Girdharlal Rd, Swastik Society, Navrangpura, Ahmedabad, Gujarat 380009 |
| Ground floor, City Pride Building, Near Nalanda Hotel, Ahmedabad, Gujarat 380006 |
| Sarkhej - Gandhinagar Hwy, Chanakyapuri, Ahmedabad, Gujarat 380061 |
| F/P/41, Pruthvi Complex, Opposite Savitha Enclave, Near Judges Bunglow, Bodakdev, Ahmedabad, Gujarat 380015 |
| SBI Personal Loan Branches in Jaipur |
| Bichun Market, Krishan Pur Market, Jaipur, Rajasthan 302001 |
| New Sanganer Rd, Shyam Nagar, Jaipur, Rajasthan 302019 |
| Plot No-B21A, Shiva Residency, Bani Park, Jaipur, Rajasthan 302016 |
| Sindhi Colony, Bani Park, Jaipur, Rajasthan 302006 |
| Bhagwant Das Rd, Ashok Nagar, Jaipur, Rajasthan 302005 |
| 5, Vaishali Nagar, Queens Rd, Moti Nagar, Jaipur, Rajasthan 302019 |
| SBI Personal Loan Branches in Kolkata |
| College St, Sealdah, College Square, Kolkata, West Bengal 700073 |
| Region-3, Zonal Office, Kolkata, 2, BBD Bag E, Lal Dighi, Kolkata, West Bengal 700001 |
| 1B.Mahendra Srimani Street, Raja Ram Mohan Sarani, Baithakkhana, Kolkata, West Bengal 700009 |
| 9, Bombay Mutual Building, Brabourne Rd, Dalhosie, Kolkata, West Bengal 700001 |
| Surya Sen Street, Sealdah, College Square, Kolkata, West Bengal 700012 |
| No. 150, Chittaranjan Ave, College Street Market, Machuabazar, Kolkata, West Bengal 700007 |
| SBI Personal Loan ranches in Navi Mumbai |
| Atmaram Janu Bhoir Marg, Sector 14, Vashi, Navi Mumbai, Maharashtra 400703 |
| Uran Rd, New Panvel, Navi Mumbai, Maharashtra 410206 |
| SAI-ANSH, Opposite Juinagar Railway Station, Sector 11, Sanpada, Navi Mumbai, Maharashtra |
| Sector 19C, Vashi, Navi Mumbai, Maharashtra 400703 |
| Shop No.1,2,3,4, Plot No.110/111, Kopari Naka, Acharya Anand Rishi Marg, Sector 12, Vashi, Navi Mumbai, Maharashtra 400703 |
| Plot 1-A, Sea Queen Plaza, Sector 4-A, Kopar Khairane, Navi Mumbai, Maharashtra 400706 |
| Vashi Rd, Kopar Khairane, Navi Mumbai, Maharashtra 400709 |
| Rabale Trans Thane Creek Ind Area, Thane Belapur Road, Diva Naka, Near Rabale Police Station, Navi Mumbai, Maharashtra 400708 |
| SBI Personal Loan Branches in Thane |
| SHOP NO.4 AND 5, MILESTONE CORPORATE PARK, DUTTAWADI, OLD MUMBAI, PUNE ROAD, KALWA, Thane, Maharashtra 400605 |
| Vishnu Nagar, Thane West, Thane, Maharashtra 400602 |
| Marigold - Satguru Gardens, Gajanan Koli Marg, Thane East, Thane, Maharashtra 400603 |
| Akruti SMS, Opposite ST Workshop, Lal Bahadur Shastri Marg, Kopri, Thane West, Thane, Maharashtra 400602 |
| Service Rd, Thane West, Thane, Maharashtra 400604 |
| Swastik Garden, Subhash Nagar, Pokharan Road Number 2, Thane West, Thane, Maharashtra 400602 |
| SG Barve Rd, Wagle Estate, Neheru Nagar, Wagle Industrial Estate, Thane West, Thane, Maharashtra 400604 |
| SBI Personal Loan Branches in Nashik |
| 1 Suyojit arcade, Nashik - Pune Road, Bodhle Nagar, Maharashtra 422011 |
| Plot No. 8 Sr No 129/A/130/A1, Jail Rd, Opp. Saint Philomina High School, Nashik, Maharashtra 422214 |
| Khanzode Complex, Indira Nagar, Nashik, Maharashtra 422009 |
| Shop No.4, Time Square, Dwarka, Nashik, Maharashtra 422003 |
| Sambhaji Stadium Rd, Ashwin Nagar, Nashik, Maharashtra 422009 |
| Treasury Branch, Old CBS, Near Bus Stop, Old Agra Rd, Nashik, Maharashtra 422002 |
| SBI Home Loan Branches in Kochi / Cochin |
| Mons. Mathew Kothakathu Rd, Chullickal, Kochi, Kerala 682002 |
| Willingdon Island, Kochi, Kerala 682003 |
| Bazaar Rd, Mattancherry, Kochi, Kerala 682002 |
| Dutch Cemetery Rd, Beach Road, Fort Kochi, Kochi, Kerala 682001 |
| T D Rd, Shenoys, Kochi, Kerala 682011 |