SBI LOAN AGAINST SHARES / Mutual Fund Interest Rates 2022

State Bank of India offers loan against shares/debentures at lowest interest rates. check details on Eligibility, documents, interest rates online.  Avail of loans up to Rs.20.00 lacs against your shares/debentures to enable you to meet contingencies, personal needs or even for subscribing to rights or new issue of shares.


  • This facility is available to our existing individual customers enjoying a strong relationship with SBI.
  • This loan could be availed
  • either singly or as a joint account with spouse in ‘Either or Survivor’/’Former or Survivor’ mode.
  • It is offered as an Overdraft or Demand Loan.
  • The facility is available at 50 select centers.

Documents Required

You will be required to submit a declaration indicating:

  • Details of loans availed from other banks/ branches for acquiring shares/ debentures.
  • Details of loans availed from other banks/ branches against security of shares/ debentures

Repayment Schedule

To be liquidated in maximum period of 30 months through a suitable reducing DP programme.

In case of a default or if the outstanding is over Rs.20.00 lacs, the shares/debentures will be transferred in the name of the Bank.

Processing Fees: Nil


Loans against Shares / Debentures / Bonds

Scheme Rate of Interest
Loan against Shares& Mutual Funds 11.10%

Enjoy the SBI advantage

  • Low interest rates. Further, we charge interest on a daily reducing balance!!
  • Low processing charges; only 1% of loan amount – compare with 1-3% of others.
  • No hidden costs or administrative charges..
  • No prepayment penalties. Reduce your interest burden and optimally utilize your surplus funds by prepaying the loan.