Personal Loan Bangalore Interest Rates May 2018 – Instant online approval

Apply Personal Loan in Bangalore: Get Instant E-approvals, Special Offers, Best interest rates 2018, lowest EMI, Higher loan amount from all major banks in Bangalore through deal4loans.

Personal Loan Bangalore details:

Interest Rates 11.49% – 26.00%
Processing Fees 0.99% – 3.00%
Pre payment Charges Nil – 5.00%
Repayment Period Upto 7 years
Cibil Score Min. 750
Lowest EMI Rs. 2199.26 per lac

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 26 May 2018)

Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks & your CIBIL score absolutely FREE.

Loan Amount

Employment Status

City


Personal Loan Interest Rates 2018

Banks Interest Rates
HDFC Bank 10.99 - 20.75%
ICICI Bank 11.70 - 18.85%
Bajaj Finserv 11.99 - 16.00%
Fullerton India 14.00 - 33.00%
Kotak Mahindra 11.50 - 20.00%
IndusInd Bank 12.99 - 17.00%
Standard Chartered 10.99 - 14.49%
Banks Processing Fee Pre Payment Charges
Bajaj Finserv Upto 2.00% Upto 4% post 1st EMI clearance
ICICI Bank 1999 to 2.50% Zero or 5.00%
Axis Bank 2.00% Nil
Kotak 1.5 - 2.00% 5.00%
HDFC Bank 0.8% - 2.00% 4.00%
Fullerton India 2.00% Upto 7.00%, 0% after 3 year
Standard Chartered NIL (Zero) Upto 2.00% of loan amount

About Bangalore:

Bangalore is the capital and the largest city of the Indian state of Karnataka. It is also called “Garden City” for its beautiful gardens, flowers and trees which flourish in each and every street. It is India’s fifth largest city and India’s fifth largest metropolitan area, with a 2001 population of about 6.5 million.

Bangalore district’s population ballooned 46.68 per cent over the past decade to around 9.59 million in 2011. The district today houses over 15.69% of the state’s population. This, despite the thrust of the state on deflecting growth towards tier II and tier III cities in the state. Today, 4,378 persons cram every square kilometer space of the district.

Known as Silicon Valley of India, Bangalore has attracted a large number of multi-nationals to open their offices. Better opportunity and handsome salary has converted this city to a preferred choice among IT professionals across India. As a result of this migration property rates have become dearer and dearer which ultimately turned to high rentals as well.

Even though the city has a large number of high mid income group but due to increase in demand sometimes we realize shortfall of funds to meet the expenses. Old loans with high interest rate taken in haste, causes a hole in our pocket. In order to repay this interest burden, one may opt for personal loan.

Eligibility For Personal Loan Amount in Bangalore

Depends on your Credit Score, Bank Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.

Personal Loan EMI Calculator Bangalore

To calculate your personal loan emi in Bangalore, you have follow simple 3 steps, which are as follows:

  1. Enter Personal Loan amount
  2. Interest Rate (bank offered to you)
  3. Repayment period
  4. Submit & EMI calculation’s on your screen

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

For customer’s satisfactions or help here’s some examples which helps you to know how much you have to pay for the personal loans for the respective yearly repayment period. Examples of personal loans amount in Bangalore.

Pre-calculated emi for personal loans in Bangalore with the help of personal loan emi calculator:

Loan Amount Tenure In Years Interest Rate Monthly EMI
100000 3 14.90% Rs. 3,462
160000 2 14.65% Rs. 7,731
200000 2 13.50% Rs. 9,555
280000 5 13.00% Rs. 6,371
300000 5 12.00% Rs. 6,673
400000 4 12.65% Rs. 10,661
450000 3 13.65% Rs. 15,304
500000 4 13.70% Rs. 13,588
600000 5 12.30% Rs. 13,438
650000 5 12.15% Rs. 14,508

Best Banks for Personal Loan in Bangalore

SBI Personal Loan Bajaj Finance Personal Loan ICICI Bank Personal Loan
Standard Chartered Personal Loan HDFC Bank Personal Loan Kotak Bank Personal Loan
UBI Personal Loan Tata Capital Personal Loan IndusInd Personal Loan
HSBC Personal Loan IDBI Bank Fullerton Personal Loan
AXIS Bank Personal Loan Bank of Baroda Personal Loan BOM Personal Loan

Documents requirement for Personal Loans Bangalore:

Following documents are required by financial institutions to process the loan application :

in case of Salaried

  • Identity proof
  • 3 to 6 months Bank statements
  • Residence proof
  • Salary slip
  • Guarantors & their same set of documents

In case of Self Employed

  • Balance Sheets
  • Profit & Loss Account
  • Partnership Deed & other mandatory documents etc.

List of Bank Branches for apply personal loans in Bangalore

Bank Address Pincode
Axis Bank 4-3-White Field Loan Centre, 2nd floor above Bata showroom, No. 3, Kundanhalli Main Road, Bangalore 537 560037
Bajaj Finserv 2nd Floor, Hosur Main Road Next To Wipro Building, Madivala 560085
HDFC Bank No.47, Margosa Road, Next to BSNL Office, 15th Cross, Malleshwaram Bangalore Bangalore 560003
ICICI Bank 1st Cross, K G Road Extension, No 11, Opposite Menaka Theatre, Bangalore 560009
Indusind Bank Parvatheswara Complex, D B Cross, BB Road, opposite Jain Temple, Devenahalli, Bangalore 562010
Kotak 23, Bangalore 560069, 1277, 25th Main Rd, Jayanagara 9th Block, Jayanagar, Bengaluru, Karnataka 560069
Tata Capital 2nd Floor, Prestige Corniche, No.62, Richmond Road, Bangalore 560025
Fullerton First Floor, Suraj Centre, No:-235/12, 27th Cross, 7th Block, Jayanagar, Bangalore 560082
Indusind Bank Anand Surya, No600, 100ft Road, 6th Phase, JP Nagar, Bangalore 560078
HDFC Bank 83,7Th Cross , Opp. Bda Complex 4Th B Block,Koramangala Bangalore 560034
HDFC Bank 107, Sri Sai Plaza,Bangalore 560016 B, Narayanapura, Marathalli Outer Ring Road, Bangalore 560016
Tata Capital 58,8th Main Road , Malleshwaram, Bangalore 560055
Indusind Bank 208B, 80 Ft Main Road, 1st stage, 2nd Block, HBR Layout, Bangalore 560043
Bajaj Finserv 2nd Floor, Shiva Complex, #1017 Dr. Rajakumar Road, 4th Block, Rajaji Nagar 560010

Private Finance Companies available in Bangalore

Private financier are also available in Bangalore that does not bother about the previous credit history you had with a particular bank. They provide you with instant loan within a short period of time.

(As your financial companion we do not endorse to employ loans from companies until and unless you are in an immense problem.)

Some of the private companies are listed below from Bangalore region:

Name of the company Address
Shilpa Loans No. 8/29, 16th Cross, D Group, 2nd street, Nagarabhavi, Bangalore-560091
Sateesh No. 0002, 3rd floor, 80 feet Road, Indira Nagar, Bangalore-560038
Pagoda Finance Consultant Ltd D-Block, V-Cross, Gayathri Nagar, Bangalore-560021
Quick Loan and Finance No. 64, Moodalapalya, Bangalore-560072

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