Apply Personal Loan in Gurgaon – Instant E-approval with Special Offers. Best Personal loan interest rates at lowest EMI from all major banks in Gurgaon such as SBI, HDFC Bank, Citibank, Axis bank, Fullerton India,Bajaj Finance,Standard Chartered through deal4loans.
Personal Loan Gurgaon details:
|Interest Rates||10.99% – 26.00%|
|Processing Fees||0.99% – 3.00%|
|Pre payment Charges||Nil – 5.00%|
|Repayment Period||Upto 5 years|
|Cibil Score||Min. 750|
|Lowest EMI||Rs. 2199.26 per lac|
|Best Banks||SBI, HDFC, ICICI, Axis, Bajaj Finserv, Kotak|
Top Banks Personal Loan Interest Rates Gurgaon
|HDFC Bank||10.99% – 20.99%|
|ICICI Bank||11.59 – 17.50%|
|Bajaj Finserv||11.99% – 16.00%|
|Fullerton India||14.00 – 33.00%|
|Kotak Mahindra||10.99 – 19.65%|
|IndusInd Bank||12.99 – 17.00%|
|Standard Chartered||11.50 – 14.50%|
Processing Fees / Prepayment Charges
|Banks||Processing Fee||Pre Payment Charges|
|Bajaj Finserv||Upto 2.00%||Upto 4% post 1st EMI clearance|
|ICICI Bank||1999 to 2.50%||Zero or 5.00%|
|Kotak||0.99% – 2.5%||Nil – 5.00%|
|HDFC Bank||Up to 2.5%||Zero to 4.00%|
|Fullerton India||2.00%||Upto 7.00%, 0% after 3 year|
||Up to 1%||Upto 5.00% of loan amount|
Gurgaon has become a fast growing center of finance and industry. It enjoys the status of being 3rd highest per capita income in India. Due to fast urbanization and multi-national establishment, living standard of city has become at par with western countries.
Most of people enjoy high salary nevertheless; they experience a shortfall in their income to maintain their high living standard. Allurement to acquire hi-tech consumer durables stimulates them to get personal loan from banks and financial institutions.
Personal loan are also common for home renovations and medical emergency as well. Apart from this, marriage, festivals and celebrations are other occasions for which personal loan are preferred in Gurgaon.
To move around, travel to other parts of India and abroad has become a common feature among people of India. To meet this exuberance sometimes one comes across with short of funds. At this moment of time, personal loan becomes the only option to meet this expenditure.
You can get Lowest Interest Rates on Personal loans if you are working in these Companies:
✓ HCL Technologies ✓ Tata Consultancy Services ✓ Aricent ✓ Accenture ✓ Genpact ✓ Aon Hewitt ✓ Wipro ✓ Computer Sciences Corp ✓ Sapient ✓ IBM ✓ Ericsson-Worldwide ✓ Evalueserve ✓ American Express ✓ IBM India ✓ Royal Bank of Scotland ✓ Chetu ✓ Tech Mahindra ✓ NIIT Technologies ✓ Dell
Eligibility Or Loan Amount in Gurgaon – Depends on your Credit Score, Bank Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.
Documents required for Personal Loan in Gurgaon:
The documentation process is very fast on Personal loans. Following documents are required by financial institutions to process the loan application:
In case of Salaried
✓ Identity proof
✓ 3 to 6 months Bank statements
✓ Residence proof
✓ Salary slip
✓ Guarantors & their same set of documents
✓ ITR or form 16
In case of Self Employed
✓ Balance Sheets
✓ Profit & Loss Account
✓ Partnership Deed & other mandatory documents etc.
Private Finance Companies available in Gurgaon
Private financier are also accessible in the Gurugram (Gurgaon) region. Your regular wage might be high or low it does not affect the private financier companies. It is an easy way to deal money with your needs.
In contempt of the fact that these private financier companies help you when you are in the utmost need of money but has its conditions, it comes with a higher interest rates than any regular banks.
(As your financial companion we do not endorse to employ loans from companies until and unless you are in an immense problem.)
Some of the private companies are listed below:
|Name of the company||Address|
|Friends Finance Co.||Palam Vihar, Opp. Block B and C, Near Spanish Court,Gurgoan-122017|
|Kataria Financial Services||U-36 37, Krishna Palace, Basai Road, Shona Adda,Near Shona Chowk,Gurgoan-122001|
|Jyoti Financial Services||Shop No 3, Panchayat Bhavan, Shona Road, Gurgaon – 122001, Near New Court|
|Ram financial services||Ugf-2 ganpati heights, Mata road, Gurgaon – 122001, Nr bus stand|