Personal Loans for Housewife / Unemployed – Interest Rates

Loans for Unemployed Borrowers like Housewives, Students, Jobless persons etc. Here’s the Interest Rates, Processing Fees, Loan Amount & Repayment period information of major banks who provide loans to these category users. Compare and Instant apply for personal loans at Deal4loans. Scheme is Closed by Government.

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 16 July 2019)

Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks. Check CIBIL score absolutely FREE.

Loan Amount

Employment Status

City


Bank Interest Rates Processing Fee Loan Amount Tenor
HDFC Bank 12.50% – 19.50% 2.50% Upto 25 Lakh 5 Years
TATA Capital 12.50% – 19.50% 2.50% Upto 15 Lakh 5 Years
Kotak Bank 11.50% – 18.95% 2.00% Upto 20 Lakh 5 Years
Capital First 13.00% – 20.00% 1.50% Upto 15 Lakh 5 Years
Fullerton India 17.25% – 32.00% 1.5 – 6.00% Upto 15 Lakh 4 Years
ICICI Bank 11.49% – 17.50% 2.50% upto 20 Lakh 5 Years
Standard Chartered 12.50% – 17.00% Nil Upto 30 Lakh 5 Years
Aditya Birla 14.00% – 16.25% 1.25% – 1.75% Upto 30 Lakh 5 Years
Bank of Baroda 14.15% 2.00% Upto 2 Lakh 3 Years
SBI 17.65% 2% – 3.00% Upto 10 lakh 4 Years

Government loan plans for unemployed in India
Government of India introduced special scheme for unemployed persons who is educated upto 8th class or able to repay the loan amount. Borrowers can take upto 2 lakh of loan amount in normal conditions like – Marriage, Home renovate, medical expense etc. Loan amount of upto 5 lakh sanctions in case of business startup and industry sector.

Age = 18 to 35 Years
Maximum Income = 1 Lakh annual.

Benefits of Cash Loans for Unemployed
1. Same Day approval
2. No Security / Collateral needed.
3. Bad Credit History can avail the loan
4. Flexible repayment option of 1 to 5 years

Note*: Interest Rates and Banks shown in table are available for Salaried, Self Employed and Self Employed professionals only.