Allahabad Bank Personal Loan – Interest Rates 2023, Eligibility EMI Calculator

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Allahabad Bank personal loan: Compare and Find Lowest Interest Personal loan from Allahabad Bank with other banks of India. Get details on interest rates 2023 for Pensioners, State Govt Employees & Doctors. इलाहाबाद बैंक व्यक्तिगत ऋण | ब्याज दरें | योग्यता ईएमआई कैलकुलेटर|

Allahabad Bank Personal Loan Details:

Interest Rates	9.75% – 14.75%
Max. Loan Amount	Upto 7.5 Lakh
Processing Fees	Nil
Prepayment Charges	2.25%
Min. Income	Rs.20000/- p.m
Loan Repayment	upto 5 years

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Allahabad Bank Personal Loan Interest Rates 2023

Pension Loan – Repayment of 12 months = 10.90% – 11.15%

Pre-approved Personal Loan to Pensioners, Salaried & Regular Income customers = 12.15%

PAPL to Self-employed Customers = 12.75% – 14.75%

Pre-approved Personal Loan to Home Loan customers = 10.75%

Personal Loan = 9.75% – 9.90%

How much you can avail from Allahabad Bank

Maximum loan of ₹ 7.5 Lakh under saral personal loan scheme
Maximum loan of ₹ 2 Lakhfor pensioners
Maximum loan of ₹ 5 Lakhfor doctors
Minimum loan of ₹ 50000 / – is applicable.
Minimum 20000 Salary required to avail loan.

Allahabad Bank Personal Loan EMI Calculator

To calculate emi on personal loan you can use the calculator which shows you exact results on the basis of your loan amount, repayment period and interest rates within 5 minutes maximum.

Example:

If borrower taken a loan amount of 2 lakh from Allahabad bank as personal loan for 3 years at interest rate of 12.60% than they should pay ₹ 6700.32 per month emi for coming 36 months in which Total Interest Payable is ₹ 41211.52. The Total which is paid by customer in 3 years are ₹ 241211.52.

Loan amount	Interest Rate	EMI	Tenure
2 Lakh	12.60%	6700.32	36 months

Repayment Options

Maximum upto 5 years to doctors & saral personal loan scheme
Maximum upto 4 years to Pensioners

Offers on Allahabad Bank Personal Loans:-

Allahabad bank offers personal accident insurance policy of Rs.75000/- mandatory on taking personal loan under pension scheme.
Disbursement: By credit to his / her (Principal Borrower) S/B account
Processing Fee: Nil
Personal Guarantee of the family pensioner as mentioned in the PPO

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