Allahabad Bank Personal Loan – Interest Rates 2021, Eligibility EMI Calculator

Allahabad Bank personal loan: Compare and Find Lowest Interest Personal loan from Allahabad Bank with other banks of India. Get details on interest rates 2021 for Pensioners, State Govt Employees & Doctors. इलाहाबाद बैंक व्यक्तिगत ऋण | ब्याज दरें | योग्यता ईएमआई कैलकुलेटर|

Allahabad Bank Personal Loan Details:

Interest Rates 9.60% – 14.05%
Max. Loan Amount Upto 7.5 Lakh
Processing Fees Nil
Prepayment Charges 2.25%
Min. Income Rs.20000/- p.m
Loan Repayment upto 5 years
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Allahabad Bank Personal Loan Interest Rates 2021

  • Pension Loan – Repayment of 12 months = 11.15%
  • Pension Loan – Repayment above 12 months upto 36 months = 11.90%
  • Pension Loan – Repayment above 36 months upto 60 months = 12.15%
  • IB Rent encash Repayment Upto 12 months = 9.50% – 13.50%
  • Personal Loan = 9.60% – 14.05%
  • How much you can avail from Allahabad Bank

    Maximum loan of ₹ 7.5 Lakh under saral personal loan scheme
    Maximum loan of ₹ 2 Lakhfor pensioners
    Maximum loan of ₹ 5 Lakhfor doctors
    Minimum loan of ₹ 50000 / – is applicable.
    Minimum 20000 Salary required to avail loan.

    Allahabad Bank Personal Loan EMI Calculator

    To calculate emi on personal loan you can use the calculator which shows you exact results on the basis of your loan amount, repayment period and interest rates within 5 minutes maximum.


    If borrower taken a loan amount of 2 lakh from Allahabad bank as personal loan for 3 years at interest rate of 12.60% than they should pay ₹ 6700.32 per month emi for coming 36 months in which Total Interest Payable is ₹ 41211.52. The Total which is paid by customer in 3 years are ₹ 241211.52.

    Loan amount Interest Rate EMI Tenure
    2 Lakh 12.60% 6700.32 36 months

    Repayment Options

    Maximum upto 5 years to doctors & saral personal loan scheme
    Maximum upto 4 years to Pensioners

    Offers on Allahabad Bank Personal Loans:-

    • Allahabad bank offers personal accident insurance policy of Rs.75000/- mandatory on taking personal loan under pension scheme.
    • Disbursement: By credit to his / her (Principal Borrower) S/B account
    • Processing Fee: Nil
    • Personal Guarantee of the family pensioner as mentioned in the PPO

    Compare Allahabad Bank Personal loan with other banks

    SBI HDFC Bank ICICI Bank Axis Bank
    Bajaj Finance Indusind Bank Fullerton India TATA Capital
    Ratnakar Bank Citibank Standard Chartered Kotak Bank
    Bank of Baroda Uco Bank Dena Bank Federal Bank

    Other Products available from Allahabad Bank

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