Axis Bank personal loan available at lowest interest rates which are starting from 15.00% for CAT A company employees. Axis bank provides personal loans from Rs 50 thousand to Rs 15 lakh, Loans can be used for any purpose with no questions asked regarding the end use of the loan, Simple procedure, minimal documentation and quick approval with Minimal documentations. You can use personal loans for Marriage expenses, Travels, Buy Gadgets, Home Appliances, Downpayment of bigger loans or pay the credit card bills. Minimum loan which you can apply at axis bank are 50,000. Axis bank offers personal loan in 65 cities all over the India.
| Interest Rates | 15.00% - 20.00% |
| Repayment | Upto 5 Years |
| Max. Loan | 15 Lakh |
| Min. Loan | 5 Lakh |
| Part Payment Charges | Nil |
| Processing Fees | 1.50% - 2.00% + ST |
Axis Bank Personal loan Interest Rates 2022 |
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| Interest Rates | Pre Payment Charges |
Processing Fees |
| 19% - 20% | Nil | 2% |
| Year | Principal | Interest | Balance Amount |
| 2016 | Rs. 21,292 | Rs. 22,484 | Rs. 128,708 |
| 2017 | Rs. 24,962 | Rs. 18,814 | Rs. 103,746 |
| 2018 | Rs. 29,262 | Rs. 14,514 | Rs. 74,484 |
| 2019 | Rs. 34,301 | Rs. 9,475 | Rs. 40,183 |
| 2020 | Rs. 40,231 | Rs. 3,565 | Rs. 0 |
| Total | Rs. 150000 | Rs.68852.00 |
| Eligibility Criteria | Loan Amount |
| 25 - 70 years of age. | The minimum loan amount is Rs. 25,000 and the maximum loan amount could be up to Rs. 10,00,000 based on the Bank's qualifying criteria. |
| Eligibility Criteria | Salaried | Self Employed |
| Age | 21 - 60 years | 24 - 65 years |
| Annual Income | Rs 1,80,000 (p.a) | Rs 2,00,000 (p.a) |
| Loan Amount Offered | 50,000 - 15,00,000 | 50,000 - 15,00,000 |
| Tenure | 12 - 60 months | 12 - 60 months |
| Current Experience | Minimum 1 year | Minimum 3 years |
| Documentation | 1) Identity proof: Passport or voter's card or driving license or PAN card and photograph 2) Income proof: Latest salary slip showing all deductions or Form 16 along with current dated salary certificate (for salaried) 3) Proof of telephone: Latest bill of landline or mobile or WLL stating name of borrower or address of borrower employment proof or business continuity proof 4) Residence proof: Ration card or passport or latest electricity bill or latest telephone bill or latest credit card bill bank statements, last 6 months bank statements |
1) Identity proof: Passport or voter's card or driving license or PAN card and photograph 2) Income proof: ITR (last 2 years) and computation of income (last 2 years) certified by a CA, balance sheet, profit and loss statement (for self-employed) 3) Residence proof: Ration card or passport or latest electricity bill or latest telephone bill or latest credit card bill bank statements, last 6 months bank statements 4) Proof of telephone: Latest bill of landline or mobile or WLL stating name of borrower or address of borrower employment proof or business continuity proof 5) Business continuity proof |
| Loan Centre | Address | Pincode |
| New Delhi | Upper Ground Floor & First Floor Himalaya House, Cannought place, Kasturba Gandhi Marg, New Delhi | 110001 |
| South Delhi | Ground and First Floor Ravissance House 1, Ring Road, Lajpat Nagar - IV, New Delhi | 110024 |
| Delhi West | A-356, Meera Bagh, New Delhi | 110087 |
| Ahmedabad | 4th floor, Shivalik-Ishan, Near C.N.Vidayalaya, Ambawadi, Ahmedabad | 380006 |
| Ahmedabad East | First Floor, Pushpak Arcade, Hirawadi Cross Road, Bapunagar, Ahmedabad, Gujrat | 380024 |
| Gurgaon | Shop No. 16, 1St Floor ,Vipul Square ,Shushant Lok - 1 ,Gurgaon | 122002 |
| Bangalore | 2nd, 3rd & 4th floor, 8, Sona Tower, 32 E Cross, 4th block, Jayanagar, Opp Sanjay Gandhi hospital, Bangalore | 560041 |
| Whitefield, Bengaluru | 2nd floor above Bata showroom, No. 3, Kundanhalli Main Road, Bangalore | 560037 |
| Mnagalore | II nd Floor, Essel Towers, Bunts Hostel Circle, Mangalore | 575003 |
| Kochi | 3rd floor, Chicago Plaza, Rajaji Road, Kochi, Kerala | 682035 |
| Mumbai | 5th Floor, Harbhajan Building, CST Road, Opp. Raheja Central, Nr.Nafa Bus Stop, Kalina, Santacruz East, Mumbai | 400098 |
| Pune | Pride House,Ground Floor, Opp NIC, Near Pune University Circle, Ganesh Khind Road, Shivajinagar, Pune | 411016 |
| Pimpri Chinchwad | Kant Helix, 3rd Floor, Above VAMA Showroom, Beside Ramkrushna More Sabhagruh, Opp. TATA Motors, Chinchwad, Pune | 411044 |
| South Mumbai | Warden house, 2nd Floor, 340, Sir J, J. Road, Near Nagpada Police station, Byculla | 400008 |
| Hyderabad | D.No.5-2-183/184, 3rd & 4th Floor, R P Road, Secunderabad | 500003 |
| Thane | First Floor, CTS No 3203, Old Suchak Niwas, Murbad Road, Kalyan West, Thane | 421301 |
| Chennai | Centennial Square, 2nd Floor, No 6 A, Dr.Ambedkar Road, Opp to Hotel Brown Star, Kodambakkam, Chennai | 600024 |