Home Loan Bangalore – Interest Rates July 2020, Eligibility, EMI, Apply
Apply for Home Loan in Bangalore online at lowest interest rates 2020. Check Home Loan in Bangalore eligibility criteria, list of documents and bank branches only at Deal4loans.
As more and more banks are in fray to lend money to prospective home buyers in Bangalore. A majority of them believe that demand for home loan will pick up as soon as property prices will go down. Bangalore being a play ground of multi-national companies has attracted a huge traffic in term of workforce for IT industry.
Highlights on Home Loans in Bangalore
| Interest Rates | 7.15% – 9.00% |
| Processing Fees | 0 to 2.00% of the loan amount + GST |
| Pre Payment Charges | NIL for floating, Fixed Rates check with Bank |
| Repayment Period | 3 to 30 years |
| Part Payment Facility | Yes, all bank |
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Compare Home Loan Rates in Bangalore 2020
| SBI | 7.35 – 7.85% |
| HDFC Ltd | 7.50 – 8.15% |
| ICICI Bank | 7.70 – 8.70% |
| LIC Housing Finance | 7.40 – 8.50% |
| DHFL Housing | 8.70% |
| Axis Bank | 8.10 – 8.65% |
| Bank of Baroda | 7.25 – 8.25% |
| Canara Bank | 7.35 – 7.80% |
| Aadhar Home loan | N.A |
Home Loan Tools in Bangalore
- Home Loan Interest Rates 2020
- Home Loan EMI Calculator
- Home Loan Eligibility Calculator
- Home Loan Balance Transfer Calculator
- NRI Home Loans
Eligibility Criteria for Home Loans in Bangalore
| Age | 21 – 58 years |
| Income | 1.80 lakh annually for salaried, 3 Lakh ITR for Self Employed |
| Job Stability | Minimum 2 Years for salaried, 3 years for self employed |
| Eligible for Joint Home Loan | Brother, Mother, Father, Spouse |
| Loan amount | 2 lakh to 50 crore |
Home Loan EMI Calculator Bangalore
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Checklist of Documents for Home Loan in Bangalore
- List of papers / documents applicable to all applicants:
- Completed Home loan application
- 3 passport size photographs (including those affixed in loan application)
- Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
- Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
- Proof business address, in case of non- salaried borrowers
- Statement of bank account for the last six months
- Signature identification from present bankers
- Personal Assets and Liabilities Statements in Bank’s standard format.
- Brief write up of securities charged in respect of other loans availed from our Bank/other
- Banks/ Auto & Housing Loan Companies /other sources.
List of Best Properties, Builders, Location and Housing Projects in Bangalore to Buy:
| Sl. No | Project Name | Builder Name | Location | Price (Rs) |
| 1 | Amani Dodda maralikere | Highlife properties Pvt. Ltd. | Devanahalli Int. Airport, Bangalore | 14.4 lac |
| 2 | Sizzle Atlantis | Sizzle Properties | Near To Hoskote, Closer To I.T.C Food Factory., Hoskote,Bangalore | 11.39 Lac |
| 3 | Sapani Bliss 2 | Sapani Properties | Electronic City, Electronic City, Bangalore | 10.21 Lac |
| 4 | Spring Hills | Debasish Deb | Anekal, Anekal, Bangalore South | 13.19 Lac |
| 5 | UTC Culture City | UTC (india) Pvt. Ltd. | On Bangalore Hyderabad Nh – 7, Just 20 Mins Drive From Kempegowda International Airport, Chikkaballapur, Bangalore | 5.4 lac |
| 6 | Dwe Drops | thelivingpad.com | Kadumuthasandra, Gunjur, Near Chikka Tirupathi Temple Nh 207, Chikka Tirupathi, Bangalore | 11.98 Lac |
| 7 | Spark ASPRIN | Spark Project | Shirdi Sai Engineering College,, Anekal, Bangalore | 12.59 Lac |
| 8 | PRS Icon Coral | Icon homz | Sarjapur-Bagalur Road, Sarjapur, Bangalore | 10.83 Lac |
| 9 | Sipani Bllis 2 | Sipani Properties | Electronic City, Electronic City, Bangalore | 11.18 lac |
| 10 | UTC Culture City | UTC (India) Pvt. Ltd. | On Bangalore Hyderabad Nh – 7, Just 20 Mins Drive From Kempegowda International Airport, Chikkaballapur, Bangalore | 6.75 Lac |
| 11 | Pavani Sarvor | ANJANI CONSTRUCTIONS | ITPL NEAR BOREWELL ROAD, WHITEFIELD, BANGALORE | 47.79 Lac |
| 12 | Sark Aspire | Sark Projects | Anekal Town , Electronic City, Anekal, Bangalore | 10.53 Lac |
| 13 | PSR Icon Coral | Icon homz | Sarjapur-Baglur Road, Sarjapur, Bangalore | 14.94 Lac |
| 14 | Dwe Drops | thelivingpad.com | Kadumuthasandra Village, Chikka Tirupathi, Bangalore | 14.99 Lac |
| 15 | Spring hills | Debasish Deb | Anekal, Anekal, Bangalore South, Bangalore | 13.39 Lac |
| 16 | Srak Aspire | Sark Projects | Chandapura To Anekal Road, Anekal, Bangalore | 12.59 Lac |
| 17 | Srinivasa Mansion | Pavan Properties | Hbr Layout, HBR Layout, Bangalore | 47.63 Lac |
| 18 | Sai Associates | Sai Associates | Jp Nagar 8th Phase, Anjanapura, Bangalore | 39.06 lac |
| 19 | Vister Classic | Vistar builders and developers | Near Dlf Township, Bannerghatta Road, Bangalore | 21.39 Lac |
| 20 | Dhathri Residency | Dhathri Builders | Bannerghatta Road, Begur Road, Bangalore | 34.66 La |