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SBI Credit Card | SBI Cards

March 12th, 2010

SBI Credit Card: SBI cards introduced in 1998.  SBI (State Bank of India), and GE Capital Services, the largest issuer of private label credit cards in the world created two companies to address the market: namely, SBI Cards and Payment Services Ltd. (SBICPSL) and GE Capital Business Process management Services ltd. The joint venture was set up to leverage the brand equity, customer relationship and the unparalleled network of SBI and the technological processes and service capabilities of GE Capital to offer you products that are value for money and supported by quality and service.

SBI Credit Cards Offers a Hot deals on Balance transfer, Flexi-pay EMI on Card, Easy Money on Call, E-statement, Attractive Insurance Offers, 0% surcharge across all pumps, Reward programs, mShop and Various Offers on SBI cards.

Available SBI Credit Card Products: -

SBI Platinum Card

SBI NRI Platinum Card

SBI Silver & More Card

SBI Gold & More Card SBI Maruti Card

Partnership Cards

SBI Advantage Card

SBI Card for Doctors

SBI Employee Card

SBI Platinum Card :- From leading fashion labels to little souvenirs, buy anything you feel like when you’re traveling abroad using your SBI Platinum Card, and get 2% Cash Back.

Features and Benefits:-

Exclusive Travel Privileges

Exclusive Lifestyle Privileges

  • Easy Bill Pay
  • Cash Back on International Spends
  • Flexi pay
  • Power Points
  • Balance Transfer
  • Cash Access Across the World
  • Easy Money Draft
  • Credit Facility
  • Platinum Dining
  • Online Railway Tickets Booking
  • Concierge Services
  • Global Card

Other Platinum Privileges

Other Exclusive Privileges

  • Add On Card
  • Convenience @ the Speed of Technology
  • Fuel Freedom
  • Lifestyle Offers

Fees and Charges:-

Joining Fee (One time) Upto Rs. 1,500
Annual Fee (p.a.) + Upto Rs. 1,500
Finance charges Upto 3.10% p.m. (37.2% p.a.) from the transaction date
Minimum Amount Due 5% of Total Outstanding (Min Rs. 200) + Govt. Service Tax
Cash Advance Limit Upto 80% of Credit Limit
Cash Advance Fees ( SBI ATMs) 2.5% (Min.Rs.275)
Late Payment NIL for Total Amount Due upto Rs. 500
Card Replacement Rs. 100
Railway Tickets – Railway Counters Rs. 30 + 2.5% of transaction amount
Railway Tickets – www.irctc.co.in 1.8% of transaction amount + service charge, as applicable

SBI NRI Platinum Card:- If you are an NRE /NRO Customer of the State Bank Group having a Term Deposit of more than 1 Lac, then here is a card which will help you make big savings while in India on currency conversion charges, commission on travelers cheques and surcharge on credit cards issued to you internationally.

Features and Benefits:-

Exclusive Benefits

Guaranteed Peace of Mind

  • Access to Payment Mode in INR
  • 2% Cash Back on International Spends
  • Travel Insurance
  • Global Card
  • Credit Facility at Lowest Rate of Interest
  • Cash Access across the World
  • Power to the Family
  • Mandatory E-statements
  • Mandatory ECS subscription
  • Real Time Online Access

Fees and Charges: -

Joining Fee (One time) Upto Rs. 1,500
Annual Fee (p.a.) + Upto Rs. 1,500
Finance charges Upto 1.99% p.m. (23.88% p.a.) from the transaction date
Minimum Amount Due 5% of Total Outstanding (Min Rs. 200) + Govt. Service Tax
Cash Advance Limit Upto 100% of Credit
Cash Advance Fees ( SBI ATMs) 2.5% (Min.Rs.275)
Late Payment NIL for Total Amount Due upto Rs. 500
Card Replacement Rs. 100
Railway Tickets – Railway Counters Rs. 30 + 2.5% of transaction amount
Railway Tickets – www.irctc.co.in 1.8% of transaction amount + service charge, as applicable

SBI Gold and More Card:- Your SBI Card offers great flexibility of payment. With the extended credit option, you can plan your payments against your outstanding. You can pay any amount from the minimum amount due to the total amount due outstanding as shown in your Monthly Statement. You can then carry forward the unpaid balance at one of the lowest finance charges available.

Features and Benefits:-

Exclusive Privileges of SBI Card

Exclusive features of SBI Card

  • Cash Back in Departmental Stores & Groceries
  • Reward Points
  • Worldwide acceptance
  • Credit facility
  • Enhanced Power to your family
  • 0% Fuel Surcharge
  • Cash on the go
  • Book your railway tickets online
  • Utility Bill Payment Facility
  • Guaranteed peace of mind

Convenience of Technology

Exclusive Benefits of SBI Car

  • E-statement
  • SBI Card Alerts
  • SBI Card Online
  • SBI Card Drop Box Locator
  • Balance Transfer
  • Flexipay
  • Easy Money Facility

Fees and Charges: -

Joining Fee (One time) Upto Rs. 500
Annual Fee (p.a.) + Upto Rs. 500
Finance charges Upto 3.35% p.m. (40.2% p.a.) from the transaction date
Minimum Amount Due 5% of Total Outstanding (Min Rs. 200) + Govt. Service Tax
Cash Advance Limit Upto 80% of Credit Limit
Cash Advance Fees ( SBI ATMs) 2.5% (Min.Rs.275)
Late Payment NIL for Total Amount Due upto Rs. 500
Card Replacement Rs. 100
Railway Tickets – Railway Counters Rs. 30 + 2.5% of transaction amount
Railway Tickets – www.irctc.co.in 1.8% of transaction amount + service charge, as applicable

# Card finance charge is dynamic and will be based on the card holder’s usage and payment patterns and is subject to periodic review

SBI Offers ONLINE Easy Bill Pay to Customers. You can also pay your bills through SBI online, Paynet- pay, ATM’s, Drop- boxes, Visa money transfer and SBI Mobile Banking.

SBI Card Helpline
From BSNL/MTNL Lines     1800 180 1290
From All Other Lines         39 02 02 02

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