Citibank Personal Loan – Interest Rates June 2018, EMI Eligibility Calculator

Looking for Citibank personal loans at lowest rates? so don’t wait find details on Documents, Minimum EMI per month, Loan amount, eligibility criteria, processing fees, Apply online with special offers for women & other borrowers at Deal4loans. Citibank Personal Loan comes with a fixed rate of interest which means your EMIs will remain the same through the entire tenure of your loan. The loan shall carry interest at the rate specified in the Welcome letter.

Citibank offers personal loans for end use of wedding at home, higher education, down payments for new car or home, medical emergency or bill of medicals, foreign travels and personal finance needs.

Latest Update as on 06 April 2018: Personal Loans starting at unbelievable interest rates of 10.99% p.a.* Offer expires on 31st Jan’18 ! *terms & conditions apply!!!

Minimum Loan Amount Rs.1 Lakh
Maximum Loan Amount Rs.30 Lakh
Minimum Duration 12 months
Maximum Duration 60 months
Interest Rate 10.99%
Loan sanction time 2 Days

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 18 June 2018)

Instant Apply For Personal Loan at Lowest Interest Rates & your CIBIL score absolutely FREE.

Loan Amount

Employment Status


What qualities make Citibank the first choice in personal finance

  1. Loan credited in your bank account within 2 working days
  2. Loan amount of upto 30 lakhs
  3. Fixed rate of interest
  4. Part payment options available at regular intervals
  5. Flexiable repayment options of 12 – 60 months.

List of documents which you have to submit at the time of apply the loan

  • Proof of Identity
  • Proof of Residence
  • Proof of Age
  • Length of Employment / Continuity of Business
  • Proof of Income and Occupation
  • Valid Passport, Valid Driving License are generally accepted as identity proof. However these documents can be accepted as address proof provided the address mentioned thereon matches with that of AOF.

Mode of Payment for CITIBANK Personal Loan

The Borrower will be issuing NACH Debit Instructions/Sls (referred to as ‘Repayment Instructions’ in the agreement) for the repayment of the Loan. Additionally, the Bank will also accept payment through NEFT and the Borrower can choose to avail such options when required to make payment towards the loan account.

In the event that Borrower wishes to change the repayment instruction on the said loan to another account via NACH Debit Instructions or Standing Instruction on a Bank account, he/she will provide Bank with an updated instruction in the prescribed format.

CitiBank Personal Loan EMI Calculator

Citibank personal loan emi calculator helps you to know how much emi per month you have to pay against the loan taken for personal use either for Marriage, Travel, Consumer Durables, Downpayment of car, renovation, education etc. you can select or choose the right loan amount as per your financial condition and it helps you in selecting the car variant as per your paying capacity of EMI. For calculation you have to just select the right loan amount, Interest Rate and Repayment period.

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

For an example, You can take a loan amount of Rs. 5 lakh for 5 years repayment period at 12.50% rate of interest than you emi calculations are as follows:

  • Loan Amount = Rs. 5,00,000
  • Monthly Installment (EMI) = Rs. 11,249
  • Total Interest Amount = Rs. 1,74,938
  • Total Amount (Principal + Interest) = Rs. 6,74,938
Year Principal Interest Balance Amount
1 Rs. 76,788 Rs. 58,200 Rs. 423,212
2 Rs. 86,956 Rs. 48,032 Rs. 336,256
3 Rs. 98,471 Rs. 36,517 Rs. 237,785
4 Rs. 111,510 Rs. 23,478 Rs. 126,275
5 Rs. 126,391 Rs. 8,712 Rs. 0

Citibank Personal Loan Branches & Locations in India

  1. Ahmedabad – Ground Floor, Kalapurnam, Near Municipal Market, CG Road, Ahmedabad – 380 009
  2. Aurangabad – Saraswati Sankul, Opposite S.B. Bus Stop, Aurangapura, Aurangabad – 431 001
  3. Bengaluru – No. 5, M.G. Road, Bengaluru – 560 001
  4. Bangalore – No. 91, Prestige South End, South End Road, Opposite Surana College, Jayanagar, Bengaluru – 560 004
  5. Chandigarh – Sco-132/133/134, Sector 9C, Madhya Marg, Chandigarh – 160 017
  6. Chennai – 163, Anna Salai, Chennai – 600 002
  7. Chennai – 50, C.P. Ramaswamy Road, 3rd Street, Abhiramapuram, Alwarpet, Chennai – 600 018
  8. Coimbatore – 657, Tristar Towers, Avinashi Road, Coimbatore – 641037
  9. Delhi – 124, Jeevan Bharati Building, 3rd Floor, Connaught Circus, New Delhi – 110 001
  10. West Delhi – 27, Central Market, Sector II, Western Avenue Road, Punjabi Bagh West, Delhi – 110 026
  11. South Delhi – Ground Floor, International Trade Tower, Nehru Place, New Delhi – 110 019
  12. South Delhi – Level 1, Gurmehar, A-12, Ring Road, South Extension Part-I, New Delhi – 110 049
  13. South West Delhi – 33, Basant Iok, Vasant Vihar, New Delhi – 110 057
  14. Faridabad – 24-27, Lower Ground Floor, Crown Ansal Plaza, Sector 15A, Mathura Road, Faridabad – 121 007
  15. Gurgaon – Ground Floor, DLF Square, M Block, Jacaranda Marg, DLF City, Phase II, Gurgaon – 122 002
  16. Secunderabad – Ground Floor, Queens Plaza, S.P. Road, Begumpet, Secunderabad – 500 003
  17. Hyderabad – Unit No. 1, Apurupa Silpi, Survey No. 124, Gachibowli Village, Serilingampally Mandal, Hyderabad, Ranga Reddy District – 500 032
  18. Jaipur – Bhagwati Bhawan, Ground Floor, Government Hostel Crossing, M I Road, Jaipur – 302 001
  19. Kochi – 38/1581 Fotofast House, M G Road, Ernakulam, Kochi – 682 035
  20. Kolkata – Kanak Building, 41, Chowringhee Road, Kolkata – 700 071
  21. Kolkata – 9, Brabourne Road, Ground Floor, Kolkata – 700 001
  22. Lucknow – 17/1, Ashok Marg, Ground Floor, Lucknow – 226 001
  23. Thane – Ground Floor, Shop No. 2., Wing A, Lalani Residency, Survey No. 199/4, Village Kavesar, Opp. Suraj Water Park, Near Waghbil Naka, Ghodbunder Road, Thane (West) – 400 615
  24. Mumbai – Bombay Mutual Building, 293, D.N. Road, Fort, Mumbai – 400 001
  25. Juhu – Ammu Bungalow, B/1, V. Mehta Road, JVPD Scheme, Juhu, Mumbai – 400 049
  26. Navi Mumbai – Mahatma Phule Bhavan, Palm Beach Road Junction, Sector 17, Vashi, Navi Mumbai – 400 705
  27. Mumbai West – 322, West View Building, Linking Road, Khar (West), Mumbai – 400 052
  28. Mumbai East – Times Square IT Park, Wing “B”, Unit No. 1, Andheri-Kurla Road, Marol Andheri (E), Mumbai – 400 059
  29. Mumbai – Ground floor, Shop no.G9 & G10, Palladium, Phoenix Mills Compound, 462, Senapati Bapat Marg, Lower Parel, Mumbai – 400013
  30. Nagpur – Nexus Point, Shop No. 1, Opp. Vidhan Bhawan, Civil Lines, Nagpur – 440 001
  31. Nasik – Rushiraj Presidency, Opp. Bhosala Military School, 52, 53, D’Souza Colony, College Road, Nasik – 422 005
  32. Noida – Ground Floor, Som Datt Tower, K-2, Sector-18, Noida 201301
  33. Pune – Ground Floor, Onyx Tower, 37/3 Ghorpadi, Nr. Westin Hotel, North Koregaon Park Main Road, Pune – 411 001
  34. Surat – 14 Adarsh Society, Opp. Kakadia Complex, Ghod Dod Road, Surat – 395 007
  35. Vadodara – Pelican Opp. Race Course Tower, Gotri Road, Vadodara – 390 007
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 16 reviews

GOOD SERVICE.............

by abhishek on Citibank Personal Loan

i reallyyy happy with services..thank you so much ..

by Er. shivam singh on Citibank Personal Loan
citi is good hahah

citi bank is very good without documentation credit cards approved here .

Good Service

Perfect service


Good service by SCB. Will surely recommend SCB for a better and hassle free deal for personal loan.

Best Services

Thanks from my heart and salute for cooperation us to built a smooth life.

by Harsh Jain on Citibank Personal Loan
easy to calculate emi

This is the best thing to calculate the EMI . Nice option provided by

Good services

Good co-ordinate Sagar & Shekhar to my financial problems solving thanks both of them good and nice work

by Ravi kumar on Citibank Personal Loan
good compare

Emi calculator and compare all loan in one websites.

by Balbir Singh on Citibank Personal Loan
Excellent Service

All thanks to deal4loans and it's employees which helped in getting hassle free loan for my sister's marriage. Thank you to everyone for building such kind of financial platform for customers going through financial crunch.

by Abbul Azim on Citibank Personal Loan

One of the best bank in terms of transparency

Effective use

Effective iuse to calculate while comparing & choose best

by Ramesh Thapa on Citibank Personal Loan
EMI calculator

This is the best thing to calculate the EMI . Nice option provided by D4L.

Good Service

Bank with staff who work cooperatively across departments.

citi bank

worth to have it

Lowest but hard to get

One of the best bank in terms of transparency, but terms & conditions are little on tougher side.

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