Bank of Baroda Home Loan – Interest Rates August 2018, EMI Eligibility Calculator

Bank of Baroda Home Loan – Get Instant quotes on bob Interest rates @ 8.40%, Lowest EMI, Documents, Maximum loan amount, Processing fees, Approved locations at

Home Loan applications received for rupees ₹ 419,027 crores till 18 August 2018


Loan Amount

Annual Income


54,02,013 loan quotes taken till now.
  • 54 lakh customers serviced to get best Loan deals with deal4loans. Deal4loans views Published @
  • As RBI cuts rate, should you go for fixed home loan Deal4loans views Published @ Economic Times online.

Bank of Baroda Home Loan Details

Interest Rates 8.40% – 8.50%
Processing Fees Upto 0.5 % of loan amount+ GST
Pre payment Charges Nil
Lowest EMI Rs.762 on 1 Lakh
Min. Income Rs.10500/- p.m
Loan Repayment 1 to 30 years

Bank of Baroda Home Loan Overview:

Bank of Baroda requests you to be a honored owner of your own home and offers easy Home Loan with a number of services to suit your budget. Bank of Baroda has an extensive network of 5388 branches spanning the length and breadth of the country. There is a branch in the vicinity of everyone in need of a banking solution. With a customer centric approach of being operational 24 Hours banking a day, across 24 countries, the bank branches are the last door you will have to knock while on the lookout for an answer to your queries.

Bank of Baroda Home Loan Interest Rates 2018

  • Bank of Baroda housing loan = 8.40% – 8.50% as per MCLR Rate
  • BARODA HOME IMPROVEMENT LOAN = One year MCLR + Strategic Premium + 1.00%
  • Baroda Home Loan Advantage
    • Upto Rs 75.00 Lacs : Normal Home Rate (8.40%)
    • Above Rs 75.00 Lacs: 8.50%
  • Baroda CRE Home Loan = 8.65%
  • Baroda CRE Home Loan (Advantage)
    • Upto Rs 75Lacs : 8.65%
    • Above Rs 75 Lacs : 8.90%

    Eligibility or How much you can get from Bank of Baroda for your Dream Home

    If your income is upto 20000 than you can get 36 times of monthly income as home loan. 48 times of monthly income if salary is between 20 thousand to 1 Lakh. 54 times of monthly income if salary is above 1 lakh per month.

    ✓ As per current IT provisions – Interest on loan upto Rs.1.50 lacs per annum is exempt from income tax (Under section 23/24 (1) of the Income Tax Act). An additional deduction of interest upto Rs.1 lac is available to persons taking a loan for their first home upto Rs.25 lacs.

    ✓ Total Advances (Net) were INR 3,49,960 crore as at December 31, 2016 against INR 3,84,272 crore as at December 31, 2015. The quarter saw a turnaround in domestic credit growth and domestic advances (net) were INR 2,50,033 crore as at December 31,2016 against INR 2,46,494 crore as at September 30,2016.


    Corporate Centre
    Bank of Baroda
    Baroda Corporate Centre,
    Plot No – C-26, G – Block, Bandra – Kurla Complex, Bandra (East), Mumbai-400051
    Contact Centre Toll Free Numbers provided by Bank of Baroda (India) – 1800 22 33 44, 1800 102 44 55

    Submit your review

    Create your own review

    Average rating:  
     5 reviews
    by Khushal Gupta on Bank of Baroda Home Loan

    Star loan required how can i apply it for online.

    by Md Firoz Abbasi on Bank of Baroda Home Loan
    Home loan applicant

    I would like to get home loan...

    by yashpal singh on Bank of Baroda Home Loan
    Professional bank in Home loan,BANK OF BARODA

    For Home loan from BANK OF BARODA, Contact :

    by Gaurav Rana on Bank of Baroda Home Loan
    EMI calculator

    nice option provided by BOB to calculate EMI.


    The team gave quite an insightful information. The details mentioned are as accurate. Thanks for the service,.

    One thought on “Bank of Baroda Home Loan – Interest Rates August 2018, EMI Eligibility Calculator

    • May 1, 2017 at 4:53 pm

      What will be the processing charges for 15 lakh of loan amount for 10 years?


    Leave a Reply

    Your email address will not be published. Required fields are marked *