Bank of Baroda Home Loan – Interest Rates 2021, EMI Eligibility Calculator
Bank of Baroda Home Loan – Get Instant quotes on bob Interest rates @ 6.85%, Lowest EMI, Documents, Maximum loan amount, Processing fees, Approved locations at Deal4loans.
Home Loan applications received for rupees ₹ 419,027 crores till 22 January 2021
Bank of Baroda Home Loan Details
| Interest Rates | 6.85% – 7.85% |
| Processing Fees | 100% waiver |
| Pre payment Charges | Nil |
| Lowest EMI | Rs.655 on 1 Lakh |
| Min. Income | Rs.10500/- p.m |
| Loan Repayment | 1 to 30 years |
Bank of Baroda Home Loan Overview:
Bank of Baroda requests you to be a honored owner of your own home and offers easy Home Loan with a number of services to suit your budget. Bank of Baroda has an extensive network of 5388 branches spanning the length and breadth of the country. There is a branch in the vicinity of everyone in need of a banking solution. With a customer centric approach of being operational 24 Hours banking a day, across 24 countries, the bank branches are the last door you will have to knock while on the lookout for an answer to your queries.
Bank of Baroda Home Loan Interest Rates 2021
- Upto Rs 75.00 Lacs : Normal Home Rate (6.85%)
- Above Rs 75.00 Lacs: 7.10%
- Upto Rs 75Lacs : 7.10%
- Above Rs 75 Lacs : 7.35%
Bank of Baroda Home Loan Processing Fees
100% waiver of unified processing charges for Home/Top up loan borrowers, subject to recovery of out of pocket (upfront charges) expenses of Rs.8500+ GST in case of all variants of Home Loan and Rs.5000 + GST in case of Top up Loans.
Bank of Baroda Home Loan Eligibility
If your income is upto 20000 than you can get 36 times of monthly income as home loan. 48 times of monthly income if salary is between 20 thousand to 1 Lakh. 54 times of monthly income if salary is above 1 lakh per month.
✓ As per current IT provisions – Interest on loan upto Rs.1.50 lacs per annum is exempt from income tax (Under section 23/24 (1) of the Income Tax Act). An additional deduction of interest upto Rs.1 lac is available to persons taking a loan for their first home upto Rs.25 lacs.
Bank of Baroda Home Loan for the Purpose of:
Corporate Centre
Bank of Baroda
Baroda Corporate Centre,
Plot No – C-26, G – Block, Bandra – Kurla Complex, Bandra (East), Mumbai-400051
Contact Centre Toll Free Numbers provided by Bank of Baroda (India) – 1800 223344, 1800 1024455
Other Available Bank of Baroda Loan Products
- Bank of Baroda Personal Loan
- Bank of Baroda Car Loan
- Bank of Baroda Credit Card
- Bank of Baroda Education Loan
- Bank of Baroda Gold Loan
- Bank of Baroda Property Loan
- Bank of Baroda Business Loan
- Bank of Baroda Fixed Deposits