Bank of Baroda Home Loan – Interest Rates 2019, EMI Eligibility Calculator

Bank of Baroda Home Loan – Get Instant quotes on bob Interest rates @ 8.45%, Lowest EMI, Documents, Maximum loan amount, Processing fees, Approved locations at Deal4loans.

Home Loan applications received for rupees ₹ 419,027 crores till 20 October 2019

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Bank of Baroda Home Loan Details

Interest Rates 8.45%
Processing Fees 100% waiver
Pre payment Charges Nil
Lowest EMI Rs.765 on 1 Lakh
Min. Income Rs.10500/- p.m
Loan Repayment 1 to 30 years

Bank of Baroda Home Loan Overview:

Bank of Baroda requests you to be a honored owner of your own home and offers easy Home Loan with a number of services to suit your budget. Bank of Baroda has an extensive network of 5388 branches spanning the length and breadth of the country. There is a branch in the vicinity of everyone in need of a banking solution. With a customer centric approach of being operational 24 Hours banking a day, across 24 countries, the bank branches are the last door you will have to knock while on the lookout for an answer to your queries.

Bank of Baroda Home Loan Interest Rates 2019

  • Bank of Baroda housing loan = 8.45% – 9.45% as per MCLR Rate
  • Baroda Home Loan Advantage
    • Upto Rs 75.00 Lacs : Normal Home Rate (8.45%)
    • Above Rs 75.00 Lacs: 8.70%
  • Baroda CRE Home Loan = 8.70%
  • Baroda CRE Home Loan (Advantage)
    • Upto Rs 75Lacs : 8.70%
    • Above Rs 75 Lacs : 8.95%

    Bank of Baroda Home Loan Processing Fees

    100% waiver of unified processing charges for Home/Top up loan borrowers, subject to recovery of out of pocket (upfront charges) expenses of Rs.8500+ GST in case of all variants of Home Loan and Rs.5000 + GST in case of Top up Loans. Offer period from 24.07.2019 to 31.03.2020.

    Bank of Baroda Home Loan Eligibility

    If your income is upto 20000 than you can get 36 times of monthly income as home loan. 48 times of monthly income if salary is between 20 thousand to 1 Lakh. 54 times of monthly income if salary is above 1 lakh per month.

    ✓ As per current IT provisions – Interest on loan upto Rs.1.50 lacs per annum is exempt from income tax (Under section 23/24 (1) of the Income Tax Act). An additional deduction of interest upto Rs.1 lac is available to persons taking a loan for their first home upto Rs.25 lacs.

    Bank of Baroda Home Loan for the Purpose of:

  • Purchase/construction of House/ Flat
  • Purchase of residential plot*
  • Purchase of residential plot of land and construction of house
  • Take over from other Banks/ HFCs/NBFCs/ FIs etc.
  • Extension of the existing house / additional construction
  • Reimbursement of expenses for construction of House/flat from own sources
  • Corporate Centre

    Bank of Baroda
    Baroda Corporate Centre,
    Plot No – C-26, G – Block, Bandra – Kurla Complex, Bandra (East), Mumbai-400051
    Contact Centre Toll Free Numbers provided by Bank of Baroda (India) – 1800 223344, 1800 1024455

    Other Available Bank of Baroda Loan Products