Bank of Baroda Home Loan – Interest Rates April 2018, EMI Eligibility Calculator

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Bank of Baroda Home Loan Details

Bank of Baroda Home Loan Overview:

Bank of Baroda requests you to be a honored owner of your own home and offers easy Home Loan with a number of services to suit your budget. Bank of Baroda has an extensive network of 5388 branches spanning the length and breadth of the country. There is a branch in the vicinity of everyone in need of a banking solution. With a customer centric approach of being operational 24 Hours banking a day, across 24 countries, the bank branches are the last door you will have to knock while on the lookout for an answer to your queries.

Bank of Baroda Home Loan Interest Rates 2018

• Upto Rs 75.00 Lacs : Normal Home Rate (8.30%)
• Above Rs 75.00 Lacs: 8.50%

• Upto Rs 75Lacs : 8.50%
• Above Rs 75 Lacs : 8.75%

Eligibility or How much you can get from Bank of Baroda for your Dream Home

If your income is upto 20000 than you can get 36 times of monthly income as home loan. 48 times of monthly income if salary is between 20 thousand to 1 Lakh. 54 times of monthly income if salary is above 1 lakh per month.

✓ As per current IT provisions – Interest on loan upto Rs.1.50 lacs per annum is exempt from income tax (Under section 23/24 (1) of the Income Tax Act). An additional deduction of interest upto Rs.1 lac is available to persons taking a loan for their first home upto Rs.25 lacs.

✓ Total Advances (Net) were INR 3,49,960 crore as at December 31, 2016 against INR 3,84,272 crore as at December 31, 2015. The quarter saw a turnaround in domestic credit growth and domestic advances (net) were INR 2,50,033 crore as at December 31,2016 against INR 2,46,494 crore as at September 30,2016.

Corporate Centre
Bank of Baroda
Baroda Corporate Centre,
Plot No – C-26, G – Block, Bandra – Kurla Complex, Bandra (East), Mumbai-400051
Contact Centre Toll Free Numbers provided by Bank of Baroda (India) – 1800 22 33 44, 1800 102 44 55