Indiabulls Home Loan – Interest Rates 2024, Apply Online

Indiabulls Housing Finance: Latest interest rates ✓ EMI ✓ Processing charges ✓ Documents requirement for Indiabulls home loan scheme. Calculator emi and eligibility with calculator.

Indiabulls Home Loan Details:

Interest Rates 9.30% onwards
Pre payment Charges Nil
Loan Amount upto 85% of market value
Min. Income Rs.15000/- p.m
Loan Repayment 30 years

Consider yourself at home with Indiabulls Home Loans. While owning a house of one’s own is a cherished dream for most individuals, it is also a major decision involving a large investment.

Purpose
Purchase of Flat, row house, bungalow from developers, existing freehold properties, properties in an existing co-operative housing society or apartment owner’s association
✓ Construction of residential dwelling unit on a plot already owned.
✓ Purchase of residential plot and / or construction thereon
✓ Extension of existing residential property (adding floors, new rooms)
✓ Renovation of existing residential property

The benefits of taking a Home Loan.

The income tax authorities look with favour upon those servicing a housing loan from specified financial institutions. And, it is up to you to be wise enough to take advantage of this.

Pradhan Mantri Awas yojana (PMAY) Credit linked subsidy scheme (CLSS – Special Interest Sibsidy Scheme of 6.50% p.a. Save upto 2.67 lakh)

Home Loan Interest rates Indiabulls 2024

Loan Amount Variable Rates (%)
Upto and including Rs. 75 lacs 9.30% onwards
# The final rate of Interest will depend upon Profile, Loan amount, tenor , property type and other risk parameters.

Prepayement Charges: NIL

Key Features of Indiabulls Home Loan

✓ Attractive Home Loan Interest Rates.
✓ Tenure can range upto 30 years for Housing Loan.
✓ Easy Monthly repayment mode.
✓ Loans to salaried and self employed.
Home Loans to NRI customers / borrowers
✓ 10000+ pre approved projects
✓ For purchase of house, residential plot & construction.
✓ Insurance Option available for your house loan.
✓ Speedy Loan Approvals

Loan against property is also available at attractive rates.

Income Tax benefits on Indiabulls Home Loan:

The income tax authorities offer certain benefits and exemptions to individuals who have taken a housing loan from specified financial institutions.

Section 24 of the Income Tax Act

Interest paid on capital borrowed for the acquisition, construction, repair, renewal or reconstruction of property is entitled to a deduction. Rs 2,00,000 is the maximum amount eligible for deduction in the case of self-occupied property and for rented out property there is no limit of amount of deduction.

Section 80C of the Income Tax Act.

You can get a maximum Rs.1,50,000 deduction from the Income, on repayment of principal during a financial year. Stamp duty, registration fee or other such expenses paid for the purpose of transfer of such house property to the assessee is also considered under this amount.

Tax Benefits on Indiabulls Home Loans

The income tax authorities offer certain benefits and exemptions to individuals who have taken a housing loan from specified financial institutions.

Section 24 of the Income Tax Act

Interest paid on capital borrowed for the acquisition, construction, repair, renewal or reconstruction of property is entitled to a deduction. Rs 2,00,000 is the maximum amount eligible for deduction in the case of self-occupied property and for rented out property there is no limit of amount of deduction.

Section 80C of the Income Tax Act.

You can get a maximum Rs.1,50,000 deduction from the Income, on repayment of principal during a financial year. Stamp duty, registration fee or other such expenses paid for the purpose of transfer of such house property to the assessee is also considered under this amount.

Customer Care Number of Indiabulls Home Loans

1800-200-7777
3940-7777

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