Piramal Housing Finance – Interest Rates 2019, EMI Calculator

Piramal Housing Finance home loans are the best choice for higher loan amount eligibility, lowest interest rates & step up emi function which helps in longer terms in saving a good sum of money.

Piramal Housing Finance Home Loan Features

  1. Choose a home loan with a up to 20% higher eligibility.
  2. Top up without additional EMI.
  3. up to 90% of the cost of the property as loan amount
  4. Up to 30 years repayment period
  5. Home Loans can be applied for either individually or jointly.
  6. Salaried Individuals (Both resident as well as Non Resident Indians)
  7. Interest Rates as low as 8.90%
  8. Loan amount 10 Lakhs to 10 Crores

Home Loan applications received for rupees ₹ 419,027 crores till 26 June 2019


Loan Amount

Annual Income


54,02,013 loan quotes taken till now.
  • 54 lakh customers serviced to get best Loan deals with deal4loans. Deal4loans views Published @ yourstory.com
  • As RBI cuts rate, should you go for fixed home loan Deal4loans views Published @ Economic Times online.

Piramal Housing Finance Interest Rates 2019

ProductCustomer ProfileRate of InterestProcessing fee
Home LoanSalaried/Self Employed Professional8.85%0.10% + GST
Self Employed Non Professional8.95%0.25% + GST

Documents Required for Piramal Housing Finance Home Loans

  1. Photo Identity Proof
  2. Current Residence Address Proof
  3. AGE / DOB Proof
  4. Business Employment Proof
  5. Income Documents – Payslip for last 3 months , Latest Form 16 or ITR, Performance Appraisal letter / Bonus letter – as proof of bonus ( if applicable)

Loan to Value Ration – Piramal Housing Finance

Loan amountupto 30 Lakhsupto 30 -75 LakhsMore than 75 Lakhs
FundingUpto 90%80%75%

Piramal Housing Finance EMI Calculator

EMI calculator helps you in check your monthly loan emi which you have to pay against the loan amount taken by the bank for respective repayment period. You have to enter your Loan amount, Interest Rate & Repayment time; Thats it.

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

For Example you taken a loan amount of 12 lakh @ 8.90% rate of interest for 15 years than you have to Rs.12099.92 per month emi. Full calculations are

  • Calculated Monthly EMI = Rs. 12099.92
  • Total Amount with Interest = Rs. 2177985.6
  • Total Interest Amount = Rs. 977985.6
Yearly Calculated Values
YearPrincipalInterestBalance Amount
1Rs. 40,006Rs. 105,194Rs. 1,159,994
2Rs. 43,716Rs. 101,484Rs. 1,116,278
3Rs. 47,770Rs. 97,430Rs. 1,068,508
4Rs. 52,195Rs. 93,005Rs. 1,016,313
5Rs. 57,037Rs. 88,163Rs. 959,276
6Rs. 62,326Rs. 82,874Rs. 896,950
7Rs. 68,106Rs. 77,094Rs. 828,844
8Rs. 74,420Rs. 70,780Rs. 754,424
9Rs. 81,324Rs. 63,876Rs. 673,100
10Rs. 88,862Rs. 56,338Rs. 584,238
11Rs. 97,102Rs. 48,098Rs. 487,136
12Rs. 106,105Rs. 39,095Rs. 381,031
13Rs. 115,941Rs. 29,259Rs. 265,090
14Rs. 126,692Rs. 18,508Rs. 138,398
15Rs. 138,487Rs. 6,760Rs. 0