Piramal Housing Finance – Interest Rates 2024, EMI Calculator

Piramal Housing Finance home loans are the best choice for higher loan amount eligibility, lowest interest rates & step up emi function which helps in longer terms in saving a good sum of money.

Piramal Housing Finance Home Loan Features

  1. Choose a home loan with a up to 20% higher eligibility.
  2. Top up without additional EMI.
  3. up to 90% of the cost of the property as loan amount
  4. Up to 30 years repayment period
  5. Home Loans can be applied for either individually or jointly.
  6. Salaried Individuals (Both resident as well as Non Resident Indians)
  7. Interest Rates as low as 8.90%
  8. Loan amount 10 Lakhs to 10 Crores

Piramal Housing Finance Interest Rates 2024

Product Customer Profile Rate of Interest Processing fee
Home Loan Salaried/Self Employed Professional 8.85% 0.10% + GST
Self Employed Non Professional 8.95% 0.25% + GST

Documents Required for Piramal Housing Finance Home Loans

  1. Photo Identity Proof
  2. Current Residence Address Proof
  3. AGE / DOB Proof
  4. Business Employment Proof
  5. Income Documents – Payslip for last 3 months , Latest Form 16 or ITR, Performance Appraisal letter / Bonus letter – as proof of bonus ( if applicable)

Loan to Value Ration – Piramal Housing Finance

Loan amount upto 30 Lakhs upto 30 -75 Lakhs More than 75 Lakhs
Funding Upto 90% 80% 75%

Piramal Housing Finance EMI Calculator

EMI calculator helps you in check your monthly loan emi which you have to pay against the loan amount taken by the bank for respective repayment period. You have to enter your Loan amount, Interest Rate & Repayment time; Thats it.

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

For Example you taken a loan amount of 12 lakh @ 8.90% rate of interest for 15 years than you have to Rs.12099.92 per month emi. Full calculations are

  • Calculated Monthly EMI = Rs. 12099.92
  • Total Amount with Interest = Rs. 2177985.6
  • Total Interest Amount = Rs. 977985.6
Yearly Calculated Values
Year Principal Interest Balance Amount
1 Rs. 40,006 Rs. 105,194 Rs. 1,159,994
2 Rs. 43,716 Rs. 101,484 Rs. 1,116,278
3 Rs. 47,770 Rs. 97,430 Rs. 1,068,508
4 Rs. 52,195 Rs. 93,005 Rs. 1,016,313
5 Rs. 57,037 Rs. 88,163 Rs. 959,276
6 Rs. 62,326 Rs. 82,874 Rs. 896,950
7 Rs. 68,106 Rs. 77,094 Rs. 828,844
8 Rs. 74,420 Rs. 70,780 Rs. 754,424
9 Rs. 81,324 Rs. 63,876 Rs. 673,100
10 Rs. 88,862 Rs. 56,338 Rs. 584,238
11 Rs. 97,102 Rs. 48,098 Rs. 487,136
12 Rs. 106,105 Rs. 39,095 Rs. 381,031
13 Rs. 115,941 Rs. 29,259 Rs. 265,090
14 Rs. 126,692 Rs. 18,508 Rs. 138,398
15 Rs. 138,487 Rs. 6,760 Rs. 0
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