Home Loan Gurgaon

Home Loan Gurgaon – Compare & Apply for home loans in Gurgaon ✔ Interest Rates 2019 ✔ Low EMI ✔ documents ✔ eligibility ✔ best deals in Hosur with Deal4loans.com. Compare and check the EMI from banks such as SBI, LIC Housing, HDFC, ICICI Bank, IDBI, Citibank, Axis Bank, Bank of Baroda, Canara Bank, UCO Bank, Union Bank, Bank Of India, Andhra Bank, Indiabulls etc.

The real estate sector of Gurgaon has been facing a severe crisis for the past one year or so as large number of properties have seen no buyers. The Haryana government slashed the circle rate by 10-15% in the residential and commercial segemnts on 27th June 2016. The rate of residential property registrations in sectors 58 to 113 will be reduced from 3,000 per sq ft to 2,550 per sq ft. The registration of commercial property will also come down from 1 lakh per sq ft to 85,000 per sq ft. The floor rate of Huda sectors is also slashed from `4,500 sq ft to `3,850 per sq ft. The Millennium City also has eight group housing co-operative societies where the rate has now come down to 3,250 per sq ft from the earlier 3,800 per sq ft. The commercial rate has also been cut to 7,450 per sq ft from 8,800. The rate cut will also be implemented in the industrial sector.

Top Banks with Branch List for Home loans in Gurugram / Gurgaon

IIFL Home Loan -  98, Udyog Vihar Phase IV, Sector 18, Gurgaon, Haryana 122015

DHFL - Premises No. SCO-19, 2nd Floor, Sector-14, (Opp. Huda), Gurgaon, Haryana 122002

LIC Housing - Uday Nagar, Sector 45, Gurgaon, Haryana 122003

Indusind Bank - Shop No.12A, Omaxe City Centre, Sector 49, Gurgaon, Haryana 122002

Get Eligibility, Interest Rates Quote on Home loans in Gurgaon & your CIBIL score absolutely FREE.
Loan Amount
Occupation
Annual income
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Banks State Bank Of India (SBI) HDFC Ltd ICICI Bank AXIS Bank
Rate of Interest 6.95% - 7.45% 6.95% - 7.50% 6.95% - 8.05% 7.75% - 8.40%
Processing Fee 0.35% + GST, Nil for Govt Employees Rs 10,000+ AT or 0.25% + AT ( Which ever is lower) 0.50% Or 10,000 + GST , whichever is higher. Up to 1% of the Loan amount subject to minimum of Rs.10,000/-
Prepayment Charges No Prepayment or foreclosure Charges No prepayment charge on floating rate home loan For one year, two year and three year fixed rate loan the prepayment charge is 2% of the outstanding loan amount plus applicable service tax and surcharge till the time loan is under fixed rate 0.50% of loan amount plus applicable taxes Up to 1% of the Loan amount subject to minimum of Rs.10,000/-

Eligibility Criteria

Eligibility Criteria for Home Loan in Gurgaon
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
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The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

List of Home Loans Banks

State Bank of India(SBI)
HDFC Ltd
LIC Housing Finance
ICICI Bank
Axis Bank
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State Bank of India(SBI) HDFC Ltd LIC Housing Finance ICICI Bank Axis Bank
Fedbank PNB Housing ING Vysya Kotak Bank DHFL
Bank of Baroda Bank of India Union Bank of India United Bank of India Punjab National Bank
Standard Chartered IndusInd Bank IDBI Housing Finance Andhra Bank Citibank
Canara Bank Indian Bank Vijaya Bank Corporation Bank IDBI Bank

Documents required
for Home Loan

Documents required for Home
Loan in Gurgaon
Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks
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Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks depending upon specific requirement etc. Following documents are required by financial institutions to process the loan application:
· Age Proof
· Address Proof
· Income Proof of the applicant & co-applicant
· Last 6 months bank A/C statement
· Passport size photograph of the applicant & co-applicant
Salaried Self Employed
· Employment certificate from the employer,
· Copies of pay slips for last few months and TDS certificate
· Latest Form 16 issued by employer Bank statements
· Copy of audited financial statements for the last 2 years
· Copy of partnership deed if it is a partnership firm or copy of memorandum of association and articles of association if it is a company
· Profit and loss account for the last few years
· Income tax assessment order

Eligibility Criteria

Eligibility Criteria for Home Loan in Gurgaon
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
close
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

List of Best Properties, Builders, Location and Housing Projects in Noida to Buy:

City Project Name Builder Name Location Address Price List
GURGAON M3M Marina TimesPro Consulting SEC 68, GURGAON, SECTOR-68 GURGAON, GURGAON, HARYANA 77 Lac
GURGAON ILD Grand Centra AYUNI direct Realty Tower Gca,Middle Floor, Sector-37C Gurgaon, Gurgaon, Haryana 59.80 Lac
GURGAON M3M Marina Shelter Homz Sector-68 Gurgaon, Gurgaon, Haryana 1.02 Cr.
GURGAON The City Of Homestead Realestate Portfolio Management Advisory Pvt. Ltd. Sec 25 Sohna, Sohna, Gurgaon, Haryana 23.5 Lac
GURGAON Cosmos Express 99 Cosmos Infra Engineering (India) Limited Dwarka Express Way, Sector-99 Gurgaon, Gurgaon, Haryana 72.05 Lac
GURGAON Park View Residency A FRIENDS REALTY Palam Vihar,Gurgaon, Palam Vihar, Gurgaon, Haryana 1.4 Cr.
GURGAON CHD Avenue 71 Investors Clinic Sector-22, Dharuhera, Dharuheda, Gurgaon, Haryana 44.55 Lac
GURGAON CHD Avenue 71 Investor Club India Chd Avenue, Sector-71,Flat, Sohna Road, Avenue 71, Golf Course Extn. Road, Badshahpur, Gurgaon, Sector-71 Gurgaon, Gurgaon, Haryana 76.67 Cr.
GURGAON Central Park 3 Dharohar Realty Sohna Gurgaon, Sohna, Gurgaon, Haryana 74.2 Lac
GURGAON Crescent Park 3 Delta Deals Green Parc, Sector-92 Gurgaon, Gurgaon, Haryana 58.27 Lac
GURGAON ILD Grand Centra AYUNI direct Realty Tower Gca,Middle Floor, Sector-37C Gurgaon, Gurgaon, Haryana 59.73 Lac
GURGAON SS Group Housing Umbrella Estates Sector-85 Gurgaon, Gurgaon, Haryana 1.19 Cr.
GURGAON Tulip Petals Property Shop Sector-89,Gurgaon, Sector-89 Gurgaon, Gurgaon, Haryana 82 Lac
GURGAON M3M Marina TimesPro Consulting SEC 68 GURGAON, SECTOR-68 GURGAON, GURGAON, HARYANA 97.5 Lac
GURGAON Spaze Privy Deepak Estate Spaze Privy, Sector-72 Gurgaon, Gurgaon, Haryana 1.45 Cr.
GURGAON Emaar Mgf Emerald Floors R-Zone Investments Abmer Block,Gurgaon, Sector-65 Gurgaon, Gurgaon, Haryana 98 Lac
GURGAON Shushant Lok I R.B.Real Estate Null,Gurgaon, Sector-57 Gurgaon, Gurgaon, Haryana 1.35 Cr.
GURGAON Tulip White Isha Associates Null,Gurgaon, Sector-69 Gurgaon, Gurgaon, Haryana 82.61 Lac
GURGAON Earth Copia Earth infrastructures ltd Sec- 112, Sector-112 Gurgaon, Gurgaon, Haryana 1.19 Cr.
GURGAON Tulip Petal accolade developers private limited Tulip Petal Sec-84, Sector-84 Gurgaon, Gurgaon, Haryana 85 Lac

 

Compare Best Home Loan Provider Banks In Gurgaon -

SBI Home Loan

HDFC Ltd Home Loan

LIC Housing Finance

Axis Bank Home Loan

ICICI Home Loan

BOB Home Loan

India Bulls Home Loan

IDBI Home Loan

Canara Bank Home Loan

Bank of India Home Loan

Union Bank Home Loan

PNB Housing Finance

 

Compare Offers

Top Home Loan Banks

Home Loan Rates 2020

IDBI 7.80% - 8.80%
AXIS Bank 7.75% - 8.40%
LIC Housing 6.90% - 7.30%
HDFC Ltd 6.95% - 7.50%
ICICI Bank 6.95% - 8.05%
Corporation Bank 6.70% - 7.10%
Bank of India 6.85% - 7.75%
Vijaya Bank 7.25% - 8.25%
Allahabad Bank 7.15% - 7.50%
Bank of Baroda 6.85% - 7.85%
Canara Bank 6.90% - 8.90%
Dena Bank 8.15% - 8.65%
Syndicate Bank 6.90% - 8.90%
HSBC Bank 8.55% - 8.65%
State Bank Of India (SBI) 6.95% - 7.45%
Indian Bank 7.15% - 7.50%
United Bank of India 7.00% - 7.60%
GIC Housing Finance 9.10% - 12.50%

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