LIC Housing Finance LIC Housing Finance

LIC Housing Finance: Check Interest Rates, Documents, EMI, Eligibility on LIC housing Finance. Interest rates starts from 8.55%.

LIC Housing Finance Ltd. is one of the largest Housing Finance Company in India. LIC Housing Finance Offering Loans for Purchase, Construction, Extension, Repairs/Renovations, Purchase of Plot & take over from other Institutions/Banks + Top up.

It provides Housing Loan for long term Finance with low Interest Rates. You can take a Home Loan for various purposes like Purchasing a Plot, House Extension and even Repair & Renovation. Over 11000 representatives have been helping Indian own homes, over last 25 years.

LIC Housing Finance Details:

Interest Rates 8.85% - 9.05%
Pre payment Charges Nil
Loan Amount upto 85% of market value
Lowest EMI Rs.794 per lakh
Min. Income Rs.12000/- p.m
Loan Repayment 3 to 30 years

Instant Online apply for LIC Housing Finance at Lowest Interest Rates & your CIBIL score absolutely FREE.

Loan Amount
Annual Income
54,02,013 loan quotes taken till now.
  • 54 lakh customers serviced to get best Loan deals with deal4loans. Deal4loans views Published @
  • As RBI cuts rate, should you go for fixed home loan Deal4loans views Published @ Economic Times online.

Why to Choose Lic Housing Finance?

✓ Minimum Loan amount of Rs.100000 (1 lakh)
✓ You Can Avail upto 85% of total cost of the property including Stamp duty & Registration changes for loan upto 20 lacs.
✓ Maximum loan Repayment term - For Salaried - 30 years, for self -employed 20 Years
✓ As per Bank Reports – LIC Housing Finance Loan book stood at Rs.139,000 cr over 25 Years of establishment.
✓ More than 16.8 lacs families own home with LIC housing Support

LIC Housing Finance Interest Rates 2018

Griha Siddhi / Apna Ghar Floating Rate Schemes

Loan Amount Salaried Professional Non Professional
Upto 50 lakh 8.85% (8.70% for women upto 10 lakh) 8.85% 8.95%
50 lakh - 5 crore 8.95% 8.95% 9.05%

Advantage Plus Scheme

Loan amount Housing Loan Top Up Loan
Upto 50 lakh 8.85% 9.50%
50 lakh - 5 crore 8.95% 9.80%

Other Loan Scheme Rates

Scheme Upto 50 Lakh Above 50 Lakh
My Choice 2 (Fixed for first 2 years, floating thereafter) 9.30% 9.40%
My Choice 3 (Fixed for first 3 years, floating thereafter) 9.40% 9.50%
My Choice 5 (Fixed for first 5 years, floating thereafter) 9.50% 9.60%
My Choice 10 (Fixed for first 10 years, floating thereafter) 9.70% 9.90%
My Choice Sure Fixed 9.95% 10.05%
New face Lift (Floating) 9.60% 9.60%

Compare LIC Housing Finance Interest Rates. Click Here

For more information about the LIC home Loan Offers Click LIC Housing Finance

  Salaried Self employed
AGE 18years to 60years 18years to 60years
Income Rs.15000 (p.m) NTH ITR - 2,00,000(p.a)
Loan Amount Offered 5,00,000 - 1,00,00000 5,00,000 - 2,00,00000
Tenure 5 years - 25 years 5 years - 20 years
Current Experience 2 years 3 years
Processing Fee Upto 1crore : - 0.25% +GST or 10000 + GST whichever is less.
More than 1crore 25000 + GST.
Upto 1crore : - 0.25% +GST or 10000 + GST whichever is less.
More than 1crore 25000 + GST.
Documentation 1) Application form with photograph.
2) Identity & residence proof.
3) Latest 3 months salary slip.
4) Form 16
5) Last 6 months salaried bank statements
6) Processing fee cheque
1) Application form with photograph.
2) Identity & residence proof.
3) Education qualifications certificate & proof of business existence.
4) Business profile, Last 3 years profit/loss & balance sheet.
5) Last 6 months bank statements.
6) Processing fee cheque

Pre-payment charges are waived off if paid through own sources / through salary a/c cheque.


  1. Equitable Mortgage of Residential House/Flat/Plot
  2. Demand Promissory Note.

Registered Office Address of LIC Housing Finance Ltd.
2nd Floor, Bombay Life Building,
45/47, Veer Nariman Road, Fort,
Mumbai - 400 001

Source: LIC Housing Finance website.

Disclaimer : Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.