Kotak Bank Travel Loan – Interest Rates 2020, Process, Documents

Kotak mahindra offers you travel loans upto 15 lakh on lowest possible interest rates. Have a look at Documents, Process, Eligibility, Loan amount for Kotak Travel loan.

Kotak Bank Travel Loan Features

Loan Amount Rs.50000 to Rs.15 Lakh
Repayment Options Upto 48 months
Interest Rates 10.99% – 17.50%
Paperwork Minimum
Minimum Income Per Month Rs.20000
Processing Fees Upto 2.5% of the loan amount+ service tax / GST
Documentation Charges N.A

Locations eligible for Travel loan by Kotak Bank– Avail Kotak Bank’s personal loans in Mumbai, Bangalore (Bengaluru), New Delhi (Delhi), Chennai, Kolkata, Hyderabad, Pune, Ahmedabad, Noida, Gurgaon, Faridabad, Ghaziabad, Jaipur, Chandigarh and Kochi.

Eligibility Criteria for Kotak Travel Loan

The eligibility to avail travel loans is as follows :

All Indian residents who are employees of either MNCs, Public and Private limited companies with a minimum age of 21 years and maximum age of 58 years are eligible for a personal loan.

Other Personal loan eligibility criteria :

  • Income Net monthly salary of Rs. 20,000/-
  • Minimum educational qualification – Graduate
  • Years in city – Minimum 1 year
  • Total work experience – Minimum 1 years

Here are the documents you need to submit to avail Kotak Bank Travel Loan:

(Original for verification and self-attested copies for submission)

  • Application Form
  • 1 Photograph
  • Identity Proof
  • Residence Proof
  • Age Proof
  • Signature Proof
  • Ownership Proof
  • Income Details
  • Bank Account Statements
Top up on Personal Loan

Life is as unpredictable as it gets. Our easy Top Up on Personal Loan helps you meet the new expenses with no worries.
To apply simply SMS ‘PLTOPUP’ to 5676788

Benefits of Top-up loan:

  • No security / collateral required
  • Simplified documentation
  • Attractive interest rates*
  • Quick processing and disbursal
  • Simple repayments through monthly instalments
Balance Transfer of your Personal Loan from other bank

It is never too late for shifting to a better bank with lower interest rate for your Personal Loan. That’s not all, you can also avail additional funds for your personal or business needs.
To apply simply SMS ‘PLBT’ to 5676788

Benefits of Balance Transfer:

  • Additional top-up loan amount up to 75% of the original personal loan
  • No security / collateral required
  • Attractive interest rates*
  • Simple documentation
  • Quick processing and disbursal
  • No security / collateral required
  • Simple repayments through monthly instalments