First Blue Home Finance | Eligibility | Interest Rates | Documents | Information

First Blue Home Finance – Apply online for First Blue Home Loan with Best Interest Rates, EMI, Eligibility, Documents for First Blue home loans India.

Key Features:

Loan Amount:
Maximum loan amount would be 250 lakhs subject to IIR/FOIR grid AND LTV/LCR as per prevailing policy.

Tenure:
20 years for both resident and non-resident Indians.


Get instant Quotes on Home Loan Rates, EMI & Eligibility by Top 10 Banks
Required Loan Amount:

Occupation:
Annual Income:

City:
Bank A – Rates as low as 10%* | Bank B- Fixed rate for 10 years.*
Bank C- Last 12 month Emi waived off*
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Interest Rate:
Floating rate with variable tenure will be offered. Please contact our branches for the prevailing rates.

Fees:
Please contact our branches for Processing fees.

Repayments:
Pre EMI till the construction is in progress thereafter uniform EMI and / or FLIP (Flexible Loan Installment Payment) will be available.

Repayment mode:
ECS (Electronic Clearing Service) is preferred.

Interest Rates -

Updated Rates of  Home Loan

Product

Loan Amount

Entity

Applicable ROI

Processing fees

Housing Loans

Upto 30 Lakh

Salaried/SEP

10.25%

Salaried: Up to 30 lacs :7304

30 – 75 lacs : 11800

75 lacs & above : 15,500 + service tax(12.36%)

SENP

10.75%

30 lakhs to 75 lakhs

Salaried/SEP

10.50%

SENP

11.00%

75 lakhs to 1.5crore

Salaried/SEP

10.75%

SENP

11.25%

1.5 cr & above

Salaried/SEP

11.00%

SENP

11.50%

Rest all terms and conditions are same. -* Compare Other Banks Home Loan Interest Rates

Pre-payment Charges:
As applicable from time to time. Please contact our branches for details.

Basic Eligibility Criteria:

Parameters Salaried Self-Employed
Profile Salaried
(Govt. & Corporate)
Salaried (Pvt. Ltd) Non professional
(proprietors, Director,
Partners, Agents)
Professional
(Doc, CA, Engineers)
Age Min 21, Max-60 Min 21, Max-60 Min 21, Max-65 Min 21, Max-65
Qualification Graduate Graduate Graduate Graduate
Experience Confirmed employee
with a minimum 1 years
experience in same
company
Confirmed employee
with a minimum 5 yrs
exp in same company /
Industry
3 years 3 years
Income
Eligibility*
Min 180000/-
per annum
Min 180000/-
per annum
Min 180000/-
per annum
Min 180000/-
per annum
Salaried Individuals Self-Employed Individuals
Latest salary slip or salary certificate Last 3 years Income Tax returns duly certified by CA
Form No.16 or PF statement or appointment letter
in case of Cash Salary.
Last 3 years Balance Sheet and Profit and Loss A/c with
Annexures and Schedules
Age Proof.
Identification Proof
Passport size Photograph
Repayment track record, if any.
Bank statement / Pass book copy for last 6 months
Any other documents, as may be required.

* Conditions apply. The above mentioned terms and conditions are subject to change without prior notice.

Document checklist for Salaried

Document
A) Primary Documents for Log-in
1. Photo ID and D.O.B Proof: PAN CARD / Passport / Voter ID card / Driving License
2. RESIDENCE ADDRESS PROOF of Applicant/s Electricity Bill/ Telephone Bill / Letter From Employer / Bank statement
and Pass Book with Address
3. TWO Months SALARY SLIP. (If variable component like over time and incentives are reflected then salary slips for
past six months are required OR Latest SALARY CERTIFICATE (if Salary Slip is not issued)
4. Last SIX months BANK STATEMENT for salary account and all other operative accounts
5. FORM 16 of Last Financial Year
6. Any other documents, as may be required.
NOTE: All required Personal & Financials documents must be self- attested by Applicants/ POA


Document checklist for Self Employed

Document
A) Primary Documents for Log-in
1. Photo ID and D.O.B Proof: PAN CARD / Passport / Voter ID card / Driving License
2. RESIDENCE ADDRESS PROOF of Applicant/s Electricity Bill/ Telephone Bill / Letter From Employer / Bank statement
and Pass Book with Address
3. Profit & Loss Account + Balance Sheet along with ITR and Computation last 3 years
4. Last SIX months BANK STATEMENT for salary account and all other operative accounts
5. BUSINESS PROFILE on the letter head of the Firm by the applicant
6. DIRECTORS AND SHAREHOLDER’S List MOA / Partnership Deed (as applicable)
7. VAT RETURNS, TDS Certificates, Provisional Financials etc. (as applicable)
8. AUDIT REPORT, SCHEDULES, NOTES TO ACCOUNTS
9. QUALIFICATION PROOF (mandatory for SE Professionals)
10. LOAN DETAILS:
a) Last SIX Months TRACK (for existing or recently closed)
b) Loan Closure Proof,
11. Any other documents, as may be required.
NOTE: All required Personal & Financials documents must be self- attested by Applicants/ POA

Document checklist for Non-Resident Indian (Salaried)

Document
A) Primary Documents for Log-in
1. PAN CARD (if available)
2. PASSPORT with VALID VISA
3. Identity Card issued By current employer
4. RESIDENCE ADDRESS PROOF of Applicant/s & Guarantor
5. SIX Months SALARY SLIPS / Latest SALARY CERTIFICATE (if Salary Slip is not issued)
6. Last SIX months BANK STATEMENT for all operative accounts including NRE / NRO accounts
7. VALID WORK PERMIT
8. PIO CARD (for Person of Indian Origin) For Merchant Navy applicants:
a) Copy of LATEST CONTRACT
b) CONTINUOUS DISCHARGE CERTIFICATE for latest 3 years
9. POWER OF ATTORNEY HOLDER Details (Format ,KYC and Signature Proof)
10. OVERSEAS CREDIT SCORING REPORT
11.          a) INCREMENT LETTER/ APPOINTMENT LETTER/ CONTRACT LETTER (as applicable)
b) 2 Years Job continuity proof
12. QUALIFICATION PROOF (preferred)
13. LOAN DETAILS:
a) Last SIX Months TRACK (for existing or recently closed)
b) Loan Closure Proof, if not to be considered in appraisal
14. Any other documents, as may be required.
NOTE: All required Personal & Financials documents must be self- attested by Applicants/ POA

# All documents to be in English language or translated in English language

Contact -

For sales-related queries, please on: +91-124-472 4199
For all other general queries, please on: +91-124-472 4100

 

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