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Loan Against Property Mustread

Loan against Property refers to the secured loan category like home loan where the borrower gives a guarantee by using his property as a security. The right of ownership of the property is still with the borrower, and if he/she is unable to repay the loan amount, he/she can sell the property to pay off the debts.

Typically these loans are used to start or expand business or to renovate your house. But it can also be used to repay existing high rate loans.


Also know these pointers before availing a LAP:
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Personal Loan Interest Rates
28 July 2016
Bank
Interest Rates
HDFC Bank
11.49 - 19.50%
Standard Chartered
11.99 - 15.00%
Bajaj Finserv
15.00 - 17.00%
Fullerton India
21.00 - 32.00%
Kotak Mahindra
11.50 - 20.00%
IndusInd Bank
12.99 - 19.00%
ICICI Bank
13.49 - 17.50%

Home Loan Interest Rates
28 July 2016
Bank
Interest Rates
HDFC Ltd
9.40 - 9.45%
ICICI Bank
9.40 - 9.45%
HSBC Bank
9.55 - 10.05%
PNB Housing
9.75 - 9.95%
Axis Bank
9.45 - 9.75%
SBI
9.35 - 9.40%

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