PNB Housing Finance | Interest Rates | Documents | Eligibility | Apply

PNB Housing finance (PNBHFL) – Instant apply for PNB Housing Loans ✓ Lowest Interest Rates 2016 ✓ EMI. Compare online ✓ Eligibility ✓ Documents ✓ Calculate EMI for PNB housing finance with Calculator on deal4loans.com.

PNB HFL Information

Interest Rates 9.65% – 10.45%
Approval Time 3 Hours
Pre payment Charges Nil
Loan Amount 75% to 90% of market value
Lowest EMI Rs. 859 per lac
Min. Income Rs.12000/- p.m
Loan Repayment 30 years

 

PNBHFL a subsidiary of the 2nd largest bank in India, Punjab National Bank, takes pride in being one of the largest public sector housing finance companies in India. Over last 24 years of its existence, PNBHFL has become a name to be reckoned with, amongst the seasoned housing loan companies in home finance industry.

 

Get instant Quotes on Home Loan Rates, EMI & Eligibility by Top 10 Banks

Loan Amount

Occupation

Annual income

location icon

54 ,02 , 013 Loan quotes taken till now

• 54 lakh customers serviced to get best Loan deals with deal4loans. Deal4loans views Published @ yourstory .com
• As RBI cuts rate, should you go for fixed home loan Deal4loans views Published @ Economic Times online

Affordable EMIs with PNB Housing Home Loan At Rate Of 9.75% & 30 years tenure. Pure Fixed Rate 3,5, and 10 Years Options Starting @ 9.75% rate of interest.

Eligibility Criteria required for Avail PNB Housing Finance:

  • You should either be a salaried employee or a self-employed professional/ non-professional.
  • Your age should not be more than 60 years if you are a salaried employee and not more than 65 years if you are a self-employed professional/ non-professional, at the time of loan maturity.

 

PNBHFL provides housing loans to individuals and corporate bodies for purchase, construction, repair and up-gradation  of houses. It also provides loans for commercial space, loan against property and loan of purchase of residential plots.

Interest Rates of PNB Housing Finance – Updated on 01 March 2016

FLOATING RATE

PNBHFL offers floating rate of interest, linked to its benchmark rate PNBHFR:
Rates are applicable w.e.f. December 10th, 2015

Any Loan Amount

Fixed Floating

Salaried/

Self-employed professionals

Self-employed non-professionals
Floating Rate 9.75% 9.95%
Fixed Rate-3/5 years 9.65% 9.85%
Fixed Rate-10 years 9.95% 10.25%

 

Post the fixed rate period, interest rate would automatically get converted into floating rate prevailing at that time for the residual loan amount.


*Rates of interest are subject to change at the sole discretion of PNBHFL.

 

Advantages of taking Home Loan from PNBHFL

✓ PNB Housing finance offers upto 90% funding on property cost.
✓ Door step services ensure fast loan approvals.
✓ You can fetch more loan amount if cost of project is increased.
✓ You can check for Home loan TAX Benefits.
✓ High Standards of Ethics, integrity and transparency.
✓ Customized eligibility programs to work out your loan amount.
 
Interest Rates on Lease Rental Discounting
 

Documents Required for PNB Housing Finance:

Salaried Employees Self Employed/Professionals
Duly filled Application Form with Photograph Duly filled Application Form with Photograph
Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority) Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)
Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority) Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)
Education Qualifications – Latest Degree Education Qualifications – Latest Degree (for professionals)
Latest Salary-slips for 3 months Certificate & Proof of business existence along with Business Profile
Form 16 for last 2 years Last 3 years Income Tax returns (self and business) with Profit & Loss Account & Balance Sheets duly certified/audited by a Chartered Accountant
Last 6 months Bank Statements(salary account) Last 12 months Bank Account Statements (self & business)
Processing Fee Cheque in favour of ‘PNB Housing Finance Ltd.’ Processing Fee Cheque in favour of ‘PNB Housing Finance Ltd.’
Photocopy of Title Documents of the Property, Approved Plan Photocopy of Title Documents of the Property, Approved Plan etc.

 
All documents need self-attestation.
 
Other Loan Scheme of PNBHFL – PNB HFL Loan against Property
 

PNB Housing Finance Branch address for apply home loans

City Location / Branch Address
Agra 1st Floor, Sumriddhi Complex, Suite No. 104- 105, Block No. 38/A4, Sanjay Place, Agra – 282002
Ahmedabad PNB Housing Finance Ltd. 2nd Floor Megha House , Opp Kotak BankMithakhali Six Road, Ahmedabad – 380006
Bangalore Property Bearing no. 5, Mathrushree Arcade, 100 ft Ring Road 1st Phase, 2nd stage BTM Layout, Bangalore – 560076
Bengaluru HVV Plaza #76, 2nd Floor, “B” Wing, 4th main,15th Cross, Opposite Himanshu School & Karnataka Bank, Malleshwaram, Bengaluru – 560055.
Bangalore #56, Sai Arcade, 3rd floor, Marathahalli Ring Road, Devarabisanahalli, Bangalore – 560103
Bhiwadi A-10, 1st Floor,Bhagat Singh Colony, Alwar Bye Pass, Bhiwadi, Rajasthan
Bhopal 1st Floor, 131/10, Zone II, M P Nagar, Tehsil Huzur, Bhopal-462011
Bikaner B-46, 2nd floor, Sadul Ganj, Bikaner – 334002
Chandigarh SCO 323-324, Second Floor, Sec 35 B,Chandigarh – 160008
Chennai CAPITAL ONE, 1st Floor, No 398, Rajiv Gandhi Salai, (OMR) Nehru Nagar, Kottivakkam, Chennai 600096
Chennai 3rd floor, Sudershan Builidng, No. 14, Whites Road, Roayapettah, Chennai – 600014
Cochin/ Kochi 1st Floor, R P Arcade, Adjacent to Gold Souk Mall, Near Railway Overbridge, Ponnuruni,Vytilla, Cochin – 682019
Coimbatore 1112, Raja Plaza,2nd Floor, Laxmi Mill Junction, Coimbatore – 641037
Dehradun Shop no. 203,Laxmi Chambers 69, Rajpur Road, Dehradun – 248001
Faridabad 1st Floor, Huda Market, Above Allahabad bank, Sector-21C, Faridabad-122001
Ghaziabad UG 11,12 & 13, SG Beta Tower, Plot no 10 Sector – 3, Vasundhara, Ghaziabad (UP) – 201011
New Delhi Ground Floor, S-8, Uphar Cinema complex, Green Park Extension, New Delhi -110016
Gurgaon SCO No. 391, Sector – 29, Urban EstateNear Iffco Chowk Metro Station, Gurgaon – 122001
Hyderabad 6-1-73, First Floor Saeed PlazaLakdi Ka Pool, Saifabad, Hyderabad – 500004
Indore 201, 2nd floor, Megapolis Building, 579, M G Road,Indore – 452001
Jaipur SB – 59, UDB Towers, 1st Floor, opp. Jaipur Nagar Nigam,Tonk Road, Jaipur-302015
Jalandhar Office No. 23, 24, 25 , 1st Floor, City Square Mall, Civil Lines, Old G. T. Road, Jalandhar – 144001(Punjab)
Jodhpur Jasoda Tower, A-65-69, Akhaliya Circle, Jodhpur
Janakpuri H. No. 36, Ground Floor Block B -1, Janakpuri East Metro Station, New Delhi- 110058
Karnal SCO 218-219, 1st Floor, Sector 12, Part 1, City Centre Huda, Karnal – 132001
Kolkata 5th Floor South Block, Premises No. 7 KYD Street, Kolkatta-700016
Lucknow 1st Floor, Commercial Complex, Shahnajaf Road, Pandit House, Lucknow – 226001
Ludhiana SCO 16-17, 2nd Floor, Canal Colony, Pokhwal road Near NRI Silk, Ludhiana-141001
Meerut 1st Floor, Pinnacle Tower, Vaishali Corner, Garh Road, Meerut (U.P)
Mumbai 1st Floor, Kapur House, Near Mahila Sangh Hanuman Road,Ville Parle(East) Mumbai – 400057
Nagpur Apartment No. 301, 3rd Floor, Plot No. 1 & 2, Gupta House, Ravindranath Tagore Marg, Civil Lines, Nagpur-440001
Navi Mumbai 5th Floor, Flat No. 508-509, Persipolis Building, Sector -17, Vashi, Navi Mumbai-400703
New Delhi 8th Floor DCM Building16, Barakhamba Road, C P, New Delhi – 110001
Noida F-4 18/19, Wave first Silver tower, Plot No. 6, Block – D, SECTOR – 18, Noida – 201301
Pune 5 A,B,C,D Sheerang House, Above standard Chartered Bank, Opp.Jangli Maharaj Temple, J M Road, Shivaji Nagar, Pune – 411005
Chinchwad Office No. 302, 3rd Floor, Gheewala complex, Station Road, Chinchwad
Raipur Office No. 111 , 112, First Floor, Plot No. 1, Block No. 9, D B Corporate Park, Rajbandha Maidan, Raipur
Thane 1st Floor, Pushpmangal Complex (Building No. 1), Above Bank of Baroda, Near Babubhai Petrol Pump,Old Agra Road, Thane (West)-400601, Maharastra
Trivandrum F1, KEK Tower,First Floor, Opp. To Trivandrum Development Authority, Vazhuthacaud, Trivandrum-695010
Varanasi 2nd Floor, Tulsi Complex, C-19/134, M-B, Shastri Nagar, Sigra, Varanasi, (U.P.)

Source: PNB Housing Finance Website

You might find these relevant:


Tags: ,

  • WRS Info India Pvt.Ltd.
    Address: E-32, Ground Floor, Sector - 8, Noida,
    Uttar Pradesh, India - 201301
    Email: contactus@deal4loans.com
  • Facebook linkedin Twitter Google plus

    DMCA.com
    © Copyright 2016, Deal4loans, India
  • Disclaimer: Information is sourced from respective Banks websites. We don't provide Loans on our own but ensures your information is sent to bank/agent which you have opted for and we do not charge any fee from our customers. We don't do short term loans. Deal4loans has no sales team on its own and we just help you to compare loans .All loans are on discretion of the associated Banks/Agents.Read More