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ICICI Bank Home Loan

One of the largest Home Loan financing company is ICICI Bank Home Loan. The attractive rate of interests, simple documentation & fast processing makes the customer to take the Home loan from them

ICICI Bank Home Loan offers you Home Loan for following purposes
1. Home Loan- If you want to purchase a new home then you can apply individually or jointly.
2. Home Improvement Loan- For your home improvement you can take the Home Improvement Loan from ICICI Bank.
3. EMI Under Construction- EMI Under Construction helps you to make payments in EMI, in a partly sanctioned loan for an under construction project.
4. Balance Transfer-ICICI Bank Home Loan gives you facility to transfer your running loan from an other Bank
5. Top-Up Loan- ICICI Bank Home Loan facilitates the Top-Up Loan, an additional funding against the security of your property.

Latest Update on ICICI Home Loan:

ICICI Bank Mortgage Guarantee Backed Home Loan allows consumers to increase borrowing eligibility by 5-20% and tenure up to 67 Years of Age. In This Scheme Bank will charge around 1-2% as a Fee of the total loan amount. Fee is Also depends on Loan amount, Income & Profile of Borrower. Updated as on 27 August 2015

Average Home Loan Size of ICICI Bank is Rs.35-37 lakh & Average Tenure is 12-13 Years. In last 2-3 years ICICI bank home loan book growing at 25-27%. As per Financial Reports at the end of 2014-15, Retail loans were 43 % of the bank’s total loan book, of which Home loans accounted for 55 %.

ICICI Bank Home Loan - Apply Online

Loan Amount
Occupation
Annual income
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Features & Benefits of ICICI Bank Home Loan
  • Attractive Home Loan Rates
  • No charges on part pre-payment of your Home Loan
  • Top Up & Home Improvement Loan facility available on existing Home Loan
  • Home loan amounts suited to your needs
  • Home Loan tenure upto 25 years
  • Simplified Documentation
  • Doorstep Delivery of home loan papers
  • Sanction approval without having selected a property.
  • Free Personal Accident Insurance policies
  • Insurance options for your home loan at attractive premium
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Current Home Loan Interest Rates of ICICI Bank Home Loan

Loan Schemes Upto 75 Lacs Above 75 Lacs
ICICI Bank
Home Loan
9.85% (For Female), 9.90% (For Others) 9.85% (For Female), 9.90% (For Others)


Trends of last 5 Years ICICI Home loans vs RBI Repo rate

Date Change by RBI in Rate Cut New Repo Rate Date New Base Rate of SBI
4-Mar-150.25%-7.50% 10-Apr-15 9.75%
15-Jan-150.25%-7.75%
28-Jan-140.25% +8.00%
29-Oct-130.25% +7.75% 23-Aug-13 10.00%
20-Sep-130.25% +7.50%  
3-May-130.25% -7.25%
19-Mar-130.25% -7.50% 
29-Jan-130.25% -7.75%  
17-Apr-120.50% -8.00% 23-Apr-12 9.75%
25-Oct-110.25% +8.50%13-Aug-1110.00%
16-Sep-110.25% +8.25% 
26-Jul-111.25% +8.00% 4-Jul-11 9.50%
25-Jan-116.50% 7-May-11 9.25%

Documentation required for ICICI Bank Home Loan


  Salaried Self employed
Age 21years to 65years 21years to 65years
Income Rs.1,44,000 (p.a) Rs.1,50,000 (p.a)
Loan Amount Offered 2,00,000 - 1,00,00000 2,00,000 - 2,00,00000
Tenure 5years-20years 5years-20years
Current Experience 1years 3years
Processing Fee 0.5% of loan amount as Administrative Fee or Rs. 2,000, whichever is higher 0.5% of loan amount as Administrative Fee or Rs. 2,000, whichever is higher
Documentation 1) Application form with photograph
2) Identity & residence proof
3) Latest salary slip
4) Form 16
5) Last 6 months bank statements
6) Processing fee cheque
1) Application form with photograph
2) Identity & residence proof
3) Proof of business existence
4) Profile of the Business
5) Last 3years ITR
6) Last 6 months bank statements
7) Processing fee cheque

Available Products of ICICI Bank are:
ICICI Personal Loan
ICICI Home Loan
ICICI Car Loan
ICICI Credit Card


Disclaimer : Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated. Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.

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