Home > Compare Home loan Banks > ICICI Bank Home Loan

ICICI Bank Home Loan

One of the largest Home Loan financing company is ICICI Bank Home Loan. The attractive rate of interests, simple documentation & fast processing makes the customer to take the Home loan from them

ICICI Bank Home Loan offers you Home Loan for following purposes
1. Home Loan- If you want to purchase a new home then you can apply individually or jointly.
2. Home Improvement Loan- For your home improvement you can take the Home Improvement Loan from ICICI Bank.
3. EMI Under Construction- EMI Under Construction helps you to make payments in EMI, in a partly sanctioned loan for an under construction project.
4. Balance Transfer-ICICI Bank Home Loan gives you facility to transfer your running loan from an other Bank
5. Top-Up Loan- ICICI Bank Home Loan facilitates the Top-Up Loan, an additional funding against the security of your property.

Latest Update on ICICI Home Loan:

ICICI Bank Cuts its base rate 35 basis points which helps home loan borrowers to get loan at low interest rates. New base rate of ICICI bank is 9.35%. New base rate effective from 05 october 2015.

ICICI Bank Mortgage Guarantee Backed Home Loan allows consumers to increase borrowing eligibility by 5-20% and tenure up to 67 Years of Age. In This Scheme Bank will charge around 1-2% as a Fee of the total loan amount. Fee is Also depends on Loan amount, Income & Profile of Borrower. Updated as on 27 August 2015

Average Home Loan Size of ICICI Bank is Rs.35-37 lakh & Average Tenure is 12-13 Years. In last 2-3 years ICICI bank home loan book growing at 25-27%. As per Financial Reports at the end of 2014-15, Retail loans were 43 % of the bank’s total loan book, of which Home loans accounted for 55 %.

ICICI Bank Home Loan - Apply Online

Loan Amount
Annual income
location icon
54 ,02 , 013 Loan quotes taken till now
• 54 lakh customers serviced to get best Loan deals with deal4loans. Deal4loans views Published @ yourstory .com
• As RBI cuts rate, should you go for fixed home loan Deal4loans views Published @ Economic Times online

Features & Benefits of ICICI Bank Home Loan
  • Attractive Home Loan Rates
  • No charges on part pre-payment of your Home Loan
  • Top Up & Home Improvement Loan facility available on existing Home Loan
  • Home loan amounts suited to your needs
  • Home Loan tenure upto 25 years
  • Simplified Documentation
  • Doorstep Delivery of home loan papers
  • Sanction approval without having selected a property.
  • Free Personal Accident Insurance policies
  • Insurance options for your home loan at attractive premium
Credit Card
Yes   No

Current Home Loan Interest Rates of ICICI Bank Home Loan

Loan Schemes Upto 75 Lacs Above 75 Lacs
Home Loan
9.60% (For Female), 9.65% (For Others) 9.60% (For Female), 9.65% (For Others)

Trends of last 5 Years ICICI Home loans vs RBI Repo rate

Date Change by RBI in Rate Cut New Repo Rate Date New Base Rate ICICI Bank
29 Sep 2015 0.50% - 6.75% 01-Oct-15 9.35%
4-Mar-150.25%-7.50% 10-Apr-15 9.75%
28-Jan-140.25% +8.00%
29-Oct-130.25% +7.75% 23-Aug-13 10.00%
20-Sep-130.25% +7.50%  
3-May-130.25% -7.25%
19-Mar-130.25% -7.50% 
29-Jan-130.25% -7.75%  
17-Apr-120.50% -8.00% 23-Apr-12 9.75%
25-Oct-110.25% +8.50%13-Aug-1110.00%
16-Sep-110.25% +8.25% 
26-Jul-111.25% +8.00% 4-Jul-11 9.50%
25-Jan-116.50% 7-May-11 9.25%

Documentation required for ICICI Bank Home Loan

  Salaried Self employed
Age 21years to 65years 21years to 65years
Income Rs.1,44,000 (p.a) Rs.1,50,000 (p.a)
Loan Amount Offered 2,00,000 - 1,00,00000 2,00,000 - 2,00,00000
Tenure 5years-20years 5years-20years
Current Experience 1years 3years
Processing Fee 0.5% of loan amount as Administrative Fee or Rs. 2,000, whichever is higher 0.5% of loan amount as Administrative Fee or Rs. 2,000, whichever is higher
Documentation 1) Application form with photograph
2) Identity & residence proof
3) Latest salary slip
4) Form 16
5) Last 6 months bank statements
6) Processing fee cheque
1) Application form with photograph
2) Identity & residence proof
3) Proof of business existence
4) Profile of the Business
5) Last 3years ITR
6) Last 6 months bank statements
7) Processing fee cheque

Available Products of ICICI Bank are:
ICICI Personal Loan
ICICI Home Loan
ICICI Car Loan
ICICI Credit Card

Disclaimer : Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated. Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.

Compare Home Loan Rate of interest
  • WRS Info India Pvt.Ltd.
    Address: E-32, Ground Floor, Sector - 8,
    Noida, Uttar Pradesh, India - 201301
    Phone: 1800 3000 1500
    Email: contactus@deal4loans.com
  • Facebook linkedin Twitter Google plus

    © Copyright 2015, Deal4loans, India
  • Disclaimer: Information is sourced from respective Banks websites. We don't provide Loans on our own but ensures your information is sent to bank/agent which you have opted for. We don't do short term loans. Deal4loans has no sales team on its own and we just help you to compare loans .All loans are on discretion of the associated Banks/Agents. Read More