Loan Against Property Icici

Loan Against Property from ICICI Bank is the Great way to unlock the hidden value of your property. With Property loan, you can utilise full benefits from life's little surprises you may have earlier passed over due to lack of funds. This multi-purpose loan puts funds at your disposal to use as you wish. What's more, loan against property is available at a reasonable rate and can be repaid comfortably over as many as 10 years.

Apply for Best Loan Against Property in Icici

Professional Details
Loan Amount:
Annual Income:
Banks up to 30 lacs 30-75 lacs 75 & above Processing fees
9.75% - 10.50% 9.75% - 10.50% 9.75% - 10.50% Maximum of 1% of loan amount
9.45% - 11.00% 9.45% - 11.00% 9.45% - 11.00% 1.00% or Rs.50,000 Maximum
11.35% 11.35% 11.35% 0.25% of the loan amount or Rs.50000 +GST whichever is higher
Axis Bank
11.00% - 12.10% 11.00% - 12.10% 11.00% - 12.10% 1% or Rs 5000 (whichever is higher)
10.60% - 14.50% 10.60% - 14.50% 10.60% - 14.50% 0.50% to 1.00%

Service and Other Charges for ICICI Loan Against Property:-  You can choose from Adjustable, Fixed or Floating Rate Loan.


Loans Against Property

Loan Processing Charges / Renewal Charges (Non Refundable)

0.50% - 1.00% of the loan amount or Rs. 1500/- (Rs. 2000/- for Mumbai, Delhi & Bangalore), whichever is higher + applicable Service Tax & Surcharge

Prepayment Charges

No prepayment charge on floating rate home loan irrespective of the source of fund

2% of the outstanding loan amount plus applicable service tax and surcharge on fixed rate home loan and Home plus loan

4% of the outstanding loan amount plus applicable service tax and surcharge on Loan against property, Lease rental discounting and Non residential premises

For one year, two year and three year fixed rate loan the prepayment charge is 2% of the outstanding loan amount plus applicable service tax and surcharge till the time loan is under fixed rate. Once loan moves into floating rate there would be no prepayment charge irrespective of the source of fund

Charges for late payment

Home Loans : 2% per month 
Home OD : 1.5% of the outstanding amount subject to minimum of Rs. 500/- & Maximum of Rs.5000/-

Charges for changing from fixed to floating rates of interest

1.75% on principal outstanding

Charges for changing from floating to fixed rates of interest

1.75% on principal outstanding

Cheque Swap Charges

Rs. 500/-

Document Retrieval Charges

Rs. 500/-

Cheque bounce charges

Rs. 200/-

Amortisation Schedule

Rs.100 per schedule (Inclusive of S.T.)*

Statement of Account

Rs.100 per statement (Inclusive of S.T.)*

Final prepayment statement

Rs.100 per statement (Inclusive of S.T.)*

Duplicate No Objection Certificate / No Due Certificate

Rs.100 (Inclusive of S.T.)

Revalidation of No Objection Certificate

Rs.100 per NOC (Inclusive of S.T.)*

Provisional Income Tax Certificate


Final Income Tax Certficate


Interest Certificate


Change of Address


Agreement Copy


No Objection Certificate / No Due Certificate



Note : Service Tax and other taxes, levies, etc. applicable as per prevailing rate will be charged over and above these charges

Source: ICICI Bank Website

  • WRS Info India Pvt. Ltd.
    Address: E-32, Ground Floor, Sector - 8, Noida,
    Uttar Pradesh, India - 201301
  • Facebook linkedin Twitter Google plus
    © Copyright 2018, Deal4loans, India
  • Disclaimer: Information is sourced from respective Banks websites. We don't provide Loans on our own but ensures your information is sent to bank which you have opted for and we do not charge any fee from our customers. We don't do short term loans. Deal4loans has no sales team on its own and we just help you to compare loans. We do not provide any dsa of Banks. All loans are on discretion of the associated Banks. Read More