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Home Loan Interest Rates

(Last updated on 30 August 2016)
Compare Home loan rates of all major banks of India. Check Interest Rates 2016, Processing fee ✓ Per lakh EMI ✓ ROI floating Rates ✓ Lowest fixed rates for salaried, Women and Self-employed/Professionals from Nationalised / Government Banks / Private Banks through Deal4loans.
Are you looking forward to purchase your first place? Shopping for a home is exciting, exhausting and a little terrifying, especially in this market. In the end, your plan is to end up with a home you adore at a price you can manage to pay for. Arm yourself with the list mentioned below to compare and narrow down the choices to get the best for you. To lend a helping hand to our customers, deal4loans has consolidated all the necessary information regarding current rate of interest on home loans provided by all the major banks at one place. Please keep visiting this section to check latest rate of interest for home loans.

Home loan trends August 2016: Cheers, Good news for home loan borrowers in august month, SBI cuts its interest rates by .05% for women & general borrowers. New Lowest rate in market are 9.30% for women & 9.35% for general borrowers. Tata Capital introduced subsidy home loan under housing for all 2022 scheme. SBI new – Shaurya Home Loan & Privilege Home loan scheme launched for Govt & Defense employees.
Get instant quotes on Home Loan Interest Rates from top 17 banks online
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Check Home Loan Interest Rates of all major banks of India instantly

Bank Name
Loan Amount
Loan Tenure
Bank Name
Floating Interest rate
Per lac EMI
MCLR Rates Processing Fee Prepayment Charges % Change in last 6 mths
SBI - State Bank Of India 9.30% (For Women), 9.35% (For Others) Rs.919(For Women), Rs.922 (For Others) 9.10%

0.35% for every Lakh+Service tax or Rs. 10,000 whichever is less

subject to minimum Rs 2000

Nil
1.52%
ICICI Bank 9.40% - 9.45% Rs.926 - Rs.929 0.50% of loan amount upto 1 crore N.A
1.44%
HDFC Ltd 9.40% - 9.45% Rs.926 - Rs.929 8.95% - 9.35% 0.5% or maximum 10,000+service tax (14.5%) Nil
1.98%
LIC Housing 9.50% - 9.60% Rs.932 - Rs.939 Rs.2500 (for women co-applicant) Rs.5000 for others
(Offer Valid for application login till 30.09.2016 and sanctioned till 15.10.16)
Nil No Change
AXIS Bank 9.35% - 9.95% Rs.922 - Rs.962 9.10% - 9.65% 1500 Flat with MLI Nil
0.9%
DHFL 9.55% - 9.65% Rs.935 - Rs.942 1% for Salaried & 1.5% for SENP NIL
2.46%
IDBI 9.60% - 9.75% Rs.939 - Rs.949 8.85% - 9.90% NIL Nil
0.97%
Union Bank of India 9.55% - 9.60% Rs.935 - Rs.939 N.A NIL
2.5%
Bank of India 9.70% Rs.945 9.25%-9.60% 0.25% of loan amount Min.Rs.1,000 and Max. Rs.20,000/- Nil
2.45%
Indiabulls Housing Finance Limited 9.40% - 10.25% Rs.926 - Rs.982 Upto 28 lacs = Rs.7500 - Rs.10000
28 lacs - 1.5 Cr = Rs. 10000 - 0.5%
1.5 Cr - 3 Cr = Rs. 25000 - 0.5
Above 3 Cr - 0.5% - 1%
NIL
2.46%
Corporation Bank 9.65% Rs.942 9.05% - 9.80% 0.50% of Loan amount (Max.Rs.50,000/-) NIL No Change
L&T Housing Finance 9.65% - 10.25% (for Salaried/ SEP) 9.65%-10.50%(SENP) Rs.942 - Rs.982 (for Salaried/ SEP) Rs.942 - Rs.998(SENP) 0.25% -1%OR Rs.10000 which ever is higher +ST, subject to customer profile NIL
United Bank of India 9.60% Rs.939 9.25% - 9.45% N.A N.A
Tata capital Housing Finance ltd 9.40%
(valid till September'16)
Rs.926 0.20 (Minimum Rs. 5,000) to 0.25% off the loan amount + Service tax N.A N.A
Shubham Housing Development Finance Company 12%-14%(For Salaried) - 15%-17%(For Self-employed) Rs.1101-Rs.1244(For Salaried) - Rs.1317-Rs.1466(For Self-employed) Upto 3 Lacs - Rs 9500 + ST
3 to 6 Lacs - Rs 13500 + ST
Loan above 6 lacs - Rs. 13,500 + 3% of the loan amount over and above 6 lacs + Service Tax
N.A
HSBC Bank 9.55% - 10.10% Rs.935 - Rs.971 1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundable Nil N.A
Indian Bank 9.65% Rs.1302 0.25% of loan amount with a maximum of Rs.20,000 Nil
2.92%
Deutsche Bank 10.50% Rs.998 12000 + Service Tax Nil N.A
Standard Chartered 9.75% Rs.949 0.5 % - 1.50% NIL
1.55%
Federal Bank 9.68% - 9.83% Rs.944 - Rs.954 9.14% - 9.54% 0.50% of the limit sanctioned with a minimum of 3,000+ST, maximum of 7,500+ST N.A No Change
Allahabad Bank 9.60% - 9.85% Rs.939 - Rs.955 9.30% - 9.60% NIL NIL
2.92%
Central Bank of India 9.70% Rs.945 9.10% - 9.60% Rs.20000/- or .50% of loan amount subject to maximum Nil
2.38%
UCO Bank 9.70% Rs.945 9.30% - 9.65% 0.5% of the loan amount, minimum Rs.1500/- & maximum Rs. 15000/- NIL
2.45%
Bank of Baroda 9.65% Rs.942 9.00% - 9.45% 0.25% of loan amount Min.Rs.1, 000 and Max. Rs.20,000/- N.A. No Change
Canara Bank 9.65% Rs.942 9.00% - 9.45%
1.96%
Kotak Bank 9.35% - 9.45% Rs.922 - Rs.929 8.90% - 9.65% Zero (till 10 Sep 2016) Nil
4.65%
Dena Bank 9.55% - 9.85% Rs.935 - Rs.955 9.30% - 9.60% 0.50% of sanctioned limit Nil
2.5%
Vijaya Bank 9.65% Rs.942 9.20% - 9.55% N.A N.A
0.49%
Syndicate Bank 9.55% Rs.877 9.50% - 9.65% Min. Rs.500/- & Maximum up to Rs.5000/- N.A
2.43%
Citibank 9.50% Rs.932 8.65% - 8.85% Rs. 5000 (Application fee) NIL No Change
PNB Housing Finance 9.55% - 11.00% Rs.935 - Rs.1032 0.25% - 0.5% NIL No Change
Oriental Bank of Commerce 9.55% -9.65% Rs.935 - Rs.942 NIL NIL No Change
Indian Overseas Bank 9.55% - 9.80% Rs.935 - Rs.952 9.50% - 9.90% A flat rate of 0.58% of the loan amount- maximum of Rs. 10,190/- There is no hidden charge. This is subject to change from time to time without prior intimation. N.A
1.95%
Punjab National Bank 9.40% Rs.867 NIL NIL
2.43%
Development Credit Bank 10.70% Rs.1066 9.82% - 10.83% 1% Nil N.A
State Bank of Travancore 9.60% - 9.85% Rs.939 - Rs.955 upto Rs.25,000 - Nil
Rs.25,000 above to Rs.2 lacs - Rs.500/-
Rs.2 lacs above- 0.50% of the loan amount maximum Rs.10000/-
NIL N.A
Bank of Maharastra 9.65% - 11.20% Rs.942 - Rs.1046 9.10% - 9.65% 0.25% of the loan amount (subject to maximum of Rs.25000/-) Nil No Change
Dhanalakshmi Bank 11.40% Rs.1060 1.00 % of loan amount + service tax (subject to minimum of Rs. 10,000 + service tax) N.A
Before apply for home loan, Calculate your home loan emi with Home Loan EMI Calculator

Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.
Banks/ Financial Institutions can contact us at customercare@deal4loans.com for inclusions or updates.
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