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Home Loan Interest Rates

(Last updated on 20 November 2017)
Compare Home loan rates of all major banks of India. Check Interest Rates 2017, Processing fee ✓ Per lakh EMI ✓ ROI floating Rates ✓ Lowest fixed rates for salaried, Women and Self-employed/Professionals from Nationalised / Government Banks / Private Banks through Deal4loans.

Are you looking forward to purchase your first place? Shopping for a home is exciting, exhausting and a little terrifying, especially in this market. In the end, your plan is to end up with a home you adore at a price you can manage to pay for. Arm yourself with the list mentioned below to compare and narrow down the choices to get the best for you. To lend a helping hand to our customers, deal4loans has consolidated all the necessary information regarding current rate of interest on home loans provided by all the major banks at one place. Please keep visiting this section to check latest rate of interest for home loans.

Home loan trends November 2017: SBI cuts home loan rates by .05%. New Lowest interest rates for home loans starts from 8.30% for women & 8.35% for others.Axis Bank offers 12 EMI- waiver on home loans of up to Rs 30 lakh. Under this new offering, where the customer with regular repayment gets 12 EMIs waived — 4 EMIs each after the fourth year, eighth year and the twelfth year from the date of the first disbursement. The effect of EMI waiver shall be given in the form of reduction in tenure. You can also get home loans under Pradhan mantri awas yojana.
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Check Home Loan Interest Rates of all major banks of India instantly

Bank Name
Loan Amount
Loan Tenure
Bank Name
Floating Interest rate
Per lac EMI
MCLR Rates Processing Fee Prepayment Charges % Change in last 6 mths
SBI - State Bank Of India 8.30% - 8.60% Rs.855 - Rs.874 7.95% 0.35% of Loan Amount or Rs 10000 plus service tax whichever is less, subject to minimum of Rs 2000 plus taxes
Festival Bonanza : 0% Processing Fee, on Top up and Home Loan (New & Take Over).Offer Valid till 31.12.17
Nil
1.52%
ICICI Bank 8.35% - 8.80% Rs.858 - Rs.886 8.20% 0.50% - 1.00% of the loan amount or Rs. 1500/- (Rs. 2000/- for Mumbai, Delhi & Bangalore), whichever is higher + applicable Service Tax & Surcharge N.A
1.44%
HDFC Ltd 8.35% - 8.55% Rs.858 - Rs.871 16.15% Up to 1.25% of the loan amount or ₹ 3,000 whichever is higher, plus applicable taxes Nil
1.98%
LIC Housing 8.35% - 8.80% Rs.858 - Rs.886 8.15% Upto 1 crore - 5000 + Service Tax
1 crore & above - 10000 + Service Tax
Nil No Change
Bank of Baroda 8.35% - 8.55% Rs.858 - Rs.871 8.35% Upto Rs.50 lacs 0.5 % of loan amount (min Rs.7500 & Rs.12500) + service tax
Above Rs.50 lacs 0.25% of loan amount(min Rs.7500 & Rs.20000) + service tax
N.A. No Change
AXIS Bank 8.35% - 8.75% Rs.858 - Rs.884 8.15% Up to 1% of the Loan amount subject to minimum of Rs.10,000/- Nil
0.9%
DHFL 8.35% Rs.858 Rs.5,000 to Rs.20000 + document charges + Service Tax NIL
2.46%
IDBI 8.35% - 8.40% Rs.858 - Rs.861 8.80% NIL Nil
0.97%
Union Bank of India 8.75% - 8.80% Rs.884 - Rs.887 8.50% N.A NIL
2.5%
Bank of India 8.55% - 8.60% Rs.871 - Rs.874 8.50% 0.25% of loan amount Min.Rs.1,000 and Max. Rs.20,000/- Nil
2.45%
Indiabulls Housing Finance Limited 8.35% - 8.80% Rs.858 - Rs.886 Upto 28 lacs = Rs.7500 - Rs.10000
28 lacs - 1.5 Cr = Rs. 10000 - 0.5%
1.5 Cr - 3 Cr = Rs. 25000 - 0.5
Above 3 Cr - 0.5% - 1%
NIL
2.46%
Corporation Bank 8.85% Rs.890 8.75% 100% waiver under Festival Offer- 2016 (till 31-01-2017) NIL No Change
L&T Housing Finance 9.65% - 10.25% (for Salaried/ SEP) 9.65%-10.50%(SENP) Rs.942 - Rs.982 (for Salaried/ SEP) Rs.942 - Rs.998(SENP) 0.25% -1%OR Rs.10000 which ever is higher +ST, subject to customer profile NIL
United Bank of India 8.80% Rs.887 8.80% N.A N.A
Tata capital Housing Finance ltd 8.65%(For Women) - 8.90%(For Others) Rs.877(For Women) - Rs.893(For Others) 0.20% - 0.25% of the loan amount + Service tax N.A N.A
Shubham Housing Development Finance Company 12%-14%(For Salaried) - 15%-17%(For Self-employed) Rs.1101-Rs.1244(For Salaried) - Rs.1317-Rs.1466(For Self-employed) Upto 3 Lacs - Rs 9500 + ST
3 to 6 Lacs - Rs 13500 + ST
Loan above 6 lacs - Rs. 13,500 + 3% of the loan amount over and above 6 lacs + Service Tax
N.A
HSBC Bank 8.85% Rs.890 8.00% 1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundable Nil N.A
Indian Bank 8.60% Rs.874 8.60% 0.25% of loan amount with a maximum of Rs.20,000 Nil
2.92%
Deutsche Bank 10.50% Rs.998 9.35% 12000 + Service Tax Nil N.A
Standard Chartered 8.51% Rs.868 8.95% 10,000 plus applicable taxes NIL
1.55%
Federal Bank 9.57% - 9.82% Rs.937 - Rs.953 8.95% 0.50% of the limit sanctioned with a minimum of 3,000+ST, maximum of 7,500+ST N.A No Change
Allahabad Bank 8.55% - 8.65% Rs.871 - Rs.877 8.60% NIL NIL
2.92%
Central Bank of India 8.50% Rs.868 8.50% Rs.20000/- or .50% of loan amount subject to maximum Nil
2.38%
UCO Bank 8.75% - 8.90% Rs.884 - Rs.893 8.60% Nil (till 31.12.2016) NIL
2.45%
Canara Bank 8.65% - 8.75% Rs.877 - Rs.884 8.45% Waived till 26.01.2017
1.96%
Kotak Bank 8.75% Rs.884 8.85% Zero Nil
4.65%
Dena Bank 8.55% - 8.80% Rs.871 - Rs.886 8.60% 0.50% of sanctioned limit Nil
2.5%
Vijaya Bank 8.90% Rs.893 8.65% N.A N.A
0.49%
Syndicate Bank 8.75% Rs.884 8.75% Min. Rs.500/- & Maximum up to Rs.5000/- N.A
2.43%
Citibank 8.60% - 8.85% Rs.874 - Rs.890 8.05% Rs. 5000 (Application fee) NIL No Change
PNB Housing Finance 8.35% - 9.25% Rs.858 - Rs.916 0.25% of the loan amount sanctioned or Minimum of Rs.10,000 + Service Tax - 0.50% of the loan amount sanctioned + Service Tax
or Minimum of Rs.10,000 + Service Tax
Offer Valid till 30.11.2017
NIL No Change
Oriental Bank of Commerce 8.60% - 8.70% Rs.874 - Rs.881 8.60% NIL NIL No Change
Indian Overseas Bank 8.65% - 8.90% Rs.877 - Rs.893 8.65% A flat rate of 0.58% of the loan amount- maximum of Rs. 10,190/- There is no hidden charge. This is subject to change from time to time without prior intimation. N.A
1.95%
Punjab National Bank 8.65% - 8.75% Rs.877 - Rs.884 8.45% NIL NIL
2.43%
Development Credit Bank 10.60% Rs.1005 9.98% 1% Nil N.A
State Bank of Travancore 9.20% - 9.45% Rs.913 - Rs.929 9.60% upto Rs.25,000 - Nil
Rs.25,000 above to Rs.2 lacs - Rs.500/-
Rs.2 lacs above- 0.50% of the loan amount maximum Rs.10000/-
NIL N.A
Bank of Maharastra 8.75% - 8.85% Rs.884 - Rs.890 8.75% 0.25% of the loan amount (subject to maximum of Rs.25000/-) Nil No Change
Dhanalakshmi Bank 10.35% - 10.60% Rs.988 - Rs.1005 10.10% 1.00 % of loan amount + service tax (subject to minimum of Rs. 10,000 + service tax) N.A
Andhra Bank 9.50% - 9.70% Rs.932 - Rs.945 8.65% 0.50% of the loan amount or maximum of Rs.10,000 + service tax N.A
DHFL Vyasa Housing Finance 9.75% - 10.25% Rs.945 - Rs.982 1% of the loan amount N.A
GIC Housing Finance 10.25% Rs.982 Rs.2500 + service tax N.A
Gruh Finance Limited 9.75% - 15.25% Rs.949 - Rs.1335 Up to 1% of the loan amount N.A
India Infoline Housing Finance Ltd. 9.55% - 10.50% Rs.935 - Rs.998 Up to 1% of the home loan N.A
Karnataka Bank 9.50% - 9.75% Rs.932 - Rs.949 8.15% 0.25% with a minimum of Rs.250 N.A
Sundaram BNP Paribas Home Finance Ltd. 9.80% - 11.05% Rs.952 - Rs.1036 Up to 0.75% of the loan amount or maximum of Rs.5,000 + taxes N.A
National Trust Housing Finance Ltd. 14% - 16.50% Rs.1244 - Rs.1429 2% of the loan amount or maximum of Rs.5,000 + taxes N.A
Orange City Housing Ltd. 14% Rs.1244 1% of the loan amount + taxes N.A
Reliance Home Finance Private Ltd. 10.60% Rs.1005 1% of the loan amount + taxes N.A
Repco Home Finance Ltd. 9.60% Rs.939 Up to 1% of the loan amount + taxes N.A
Before apply for home loan, Calculate your home loan emi with Home Loan EMI Calculator

Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.
Banks/ Financial Institutions can contact us at customercare@deal4loans.com for inclusions or updates.
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