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Home Loan Interest Rates

(Last updated on 09 December 2016)
Compare Home loan rates of all major banks of India. Check Interest Rates 2016, Processing fee ✓ Per lakh EMI ✓ ROI floating Rates ✓ Lowest fixed rates for salaried, Women and Self-employed/Professionals from Nationalised / Government Banks / Private Banks through Deal4loans.
Are you looking forward to purchase your first place? Shopping for a home is exciting, exhausting and a little terrifying, especially in this market. In the end, your plan is to end up with a home you adore at a price you can manage to pay for. Arm yourself with the list mentioned below to compare and narrow down the choices to get the best for you. To lend a helping hand to our customers, deal4loans has consolidated all the necessary information regarding current rate of interest on home loans provided by all the major banks at one place. Please keep visiting this section to check latest rate of interest for home loans.

Home loan trends December 2016:Last month was the best time for borrowers for getting the best deals on home loans rates. This month, most of the borrowers are looking for drop in rates of home loans because SBI shows sign of drop in rates in last weeks. If this happens than most probably interest rates would be starts from 8.90%.
Get instant quotes on Home Loan Interest Rates from top 17 banks online
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Check Home Loan Interest Rates of all major banks of India instantly

Bank Name
Loan Amount
Loan Tenure
Bank Name
Floating Interest rate
Per lac EMI
MCLR Rates Processing Fee Prepayment Charges % Change in last 6 mths
SBI - State Bank Of India 9.10% (For Women), 9.15% (For Others)
Offer valid till 31 Dec 2016
Rs.906(For Women), Rs.909 (For Others) 8.90%

0.35% for every Lakh+Service tax or Rs. 10,000 whichever is less

subject to minimum Rs 2000

Nil
1.52%
ICICI Bank 9.10%(For women) - 9.15%(For Others) Rs.906(For women) - Rs.909(For Others) 8.95% 0.50% of loan amount till 30 Nov 2016 N.A
1.44%
HDFC Ltd 9.10% Rs.906 9.05% 0.5% or maximum 10,000+service tax (14.5%) Nil
1.98%
LIC Housing 9.15%(For Govt Emp) - 9.15% - 9.60%(For Others) Rs.909(For Govt Emp) - Rs.909 - Rs.939(For Others) Govt Employees : Rs 1000 + S Tax
Others : Rs 2500 + S Tax
Nil No Change
AXIS Bank 9.10% Rs.906 9.00% 0.5% + ST or Rs 25,000 + ST (whichever is higher) Nil
0.9%
DHFL 9.35% Rs.922 1% for Salaried & 1.5% for SENP NIL
2.46%
IDBI 9.30% - 9.35% Rs.919 - Rs.922 9.30% NIL Nil
0.97%
Union Bank of India 9.50% - 9.55% Rs.932 - Rs.935 9.40% N.A NIL
2.5%
Bank of India 9.70% Rs.945 9.35% 0.25% of loan amount Min.Rs.1,000 and Max. Rs.20,000/- Nil
2.45%
Indiabulls Housing Finance Limited 9.10% - 9.15% Rs.906 - Rs.909 Upto 28 lacs = Rs.7500 - Rs.10000
28 lacs - 1.5 Cr = Rs. 10000 - 0.5%
1.5 Cr - 3 Cr = Rs. 25000 - 0.5
Above 3 Cr - 0.5% - 1%
NIL
2.46%
Corporation Bank 9.60% - 9.85% Rs.939 - Rs.955 9.50% 100% waiver under Festival Offer- 2016 (till 31-01-2017) NIL No Change
L&T Housing Finance 9.65% - 10.25% (for Salaried/ SEP) 9.65%-10.50%(SENP) Rs.942 - Rs.982 (for Salaried/ SEP) Rs.942 - Rs.998(SENP) 0.25% -1%OR Rs.10000 which ever is higher +ST, subject to customer profile NIL
United Bank of India 9.55% Rs.935 9.25% - 9.45% N.A N.A
Tata capital Housing Finance ltd 9.15% Rs.909 Zero Fee at the time of Login, to be charged at Disbursal only
Valid Till 31st December.
N.A N.A
Shubham Housing Development Finance Company 12%-14%(For Salaried) - 15%-17%(For Self-employed) Rs.1101-Rs.1244(For Salaried) - Rs.1317-Rs.1466(For Self-employed) Upto 3 Lacs - Rs 9500 + ST
3 to 6 Lacs - Rs 13500 + ST
Loan above 6 lacs - Rs. 13,500 + 3% of the loan amount over and above 6 lacs + Service Tax
N.A
HSBC Bank 9.35% - 9.45% Rs.922 - Rs.929 1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundable Nil N.A
Indian Bank 9.55% - 9.75% Rs.1297 - Rs.1307 0.25% of loan amount with a maximum of Rs.20,000 Nil
2.92%
Deutsche Bank 10.50% Rs.998 12000 + Service Tax Nil N.A
Standard Chartered 9.35% Rs.922 0.5 % - 1.50% NIL
1.55%
Federal Bank 9.57% - 9.82% Rs.937 - Rs.953 9.14% - 9.54% 0.50% of the limit sanctioned with a minimum of 3,000+ST, maximum of 7,500+ST N.A No Change
Allahabad Bank 9.45% - 9.70% Rs.929 - Rs.945 9.30% - 9.60% NIL NIL
2.92%
Central Bank of India 9.35% Rs.922 9.35% Rs.20000/- or .50% of loan amount subject to maximum Nil
2.38%
UCO Bank 9.60% Rs.939 9.30% - 9.65% Nil (till 31.12.2016) NIL
2.45%
Bank of Baroda 9.05% - 9.55% Rs.903 - Rs.935 9.10% 0.25% of loan amount Min.Rs.1, 000 and Max. Rs.20,000/- N.A. No Change
Canara Bank 9.55% - 9.65% Rs.935 - Rs.942 9.35% 0.50% (Min Rs.1500 and Max. Rs.10,000)
1.96%
Kotak Bank 9.30% - 9.35% Rs.919 - Rs.922 8.90% - 9.65% Nil
4.65%
Dena Bank 9.40% - 9.65% Rs.926 - Rs.942 9.30% - 9.60% 0.50% of sanctioned limit Nil
2.5%
Vijaya Bank 9.65% Rs.942 9.20% - 9.55% N.A N.A
0.49%
Syndicate Bank 9.45% Rs.870 9.45% Min. Rs.500/- & Maximum up to Rs.5000/- N.A
2.43%
Citibank 9.30% Rs.919 8.65% - 8.85% Rs. 5000 (Application fee) NIL No Change
PNB Housing Finance 9.30% - 9.75% Rs.919 - Rs.949 0.25% - 0.5% NIL No Change
Oriental Bank of Commerce 9.40% - 9.90% Rs.926 - Rs.958 NIL NIL No Change
Indian Overseas Bank 9.55% - 9.80% Rs.935 - Rs.952 9.50% - 9.90% A flat rate of 0.58% of the loan amount- maximum of Rs. 10,190/- There is no hidden charge. This is subject to change from time to time without prior intimation. N.A
1.95%
Punjab National Bank 9.30% Rs.919 9.30% NIL NIL
2.43%
Development Credit Bank 10.60% Rs.1005 9.82% - 10.83% 1% Nil N.A
State Bank of Travancore 10.45% Rs.995 upto Rs.25,000 - Nil
Rs.25,000 above to Rs.2 lacs - Rs.500/-
Rs.2 lacs above- 0.50% of the loan amount maximum Rs.10000/-
NIL N.A
Bank of Maharastra 9.60% - 10.10% Rs.939 - Rs.972 9.60% 0.25% of the loan amount (subject to maximum of Rs.25000/-) Nil No Change
Dhanalakshmi Bank 10.35% - 10.60% Rs.988 - Rs.1005 1.00 % of loan amount + service tax (subject to minimum of Rs. 10,000 + service tax) N.A
Andhra Bank 9.50% - 9.70% Rs.932 - Rs.945 9.55% 0.50% of the loan amount or maximum of Rs.10,000 + service tax N.A
DHFL Vyasa Housing Finance 9.75% - 10.25% Rs.945 - Rs.982 1% of the loan amount N.A
GIC Housing Finance 10.25% Rs.982 Rs.2500 + service tax N.A
Gruh Finance Limited 9.75% - 15.25% Rs.949 - Rs.1335 Up to 1% of the loan amount N.A
India Infoline Housing Finance Ltd. 9.55% - 10.50% Rs.935 - Rs.998 Up to 1% of the home loan N.A
Karnataka Bank 9.50% - 9.75% Rs.932 - Rs.949 9.20% 0.25% with a minimum of Rs.250 N.A
Sundaram BNP Paribas Home Finance Ltd. 9.80% - 11.05% Rs.952 - Rs.1036 Up to 0.75% of the loan amount or maximum of Rs.5,000 + taxes N.A
National Trust Housing Finance Ltd. 14% - 16.50% Rs.1244 - Rs.1429 2% of the loan amount or maximum of Rs.5,000 + taxes N.A
Orange City Housing Ltd. 14% Rs.1244 1% of the loan amount + taxes N.A
Reliance Home Finance Private Ltd. 10.60% Rs.1005 1% of the loan amount + taxes N.A
Repco Home Finance Ltd. 9.60% Rs.939 Up to 1% of the loan amount + taxes N.A
Before apply for home loan, Calculate your home loan emi with Home Loan EMI Calculator

Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.
Banks/ Financial Institutions can contact us at customercare@deal4loans.com for inclusions or updates.
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