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Union bank home loan | Interest rates | Processing Fee | EMI

Union bank of India home loan

A home is every one’s Dream. Union bank of India offers Easy repayable installments. Value added services. Minimum paper work, Attractive home loan interest rates and Other Facilities like
* No prepayment penalty
* Free Insurance facility against Fire, allied perils including Earthquake, Personal Accident (Death)
* Flexible repayment schedule
* Easy and convenient EMIs
* Loan sanctioned within 72 hours of receipt of application in full as per requirement.
* Option to pay interest on a daily reducing balance basis.
* Attractive home loan rate.
* Similar to Housing Loan.

Union Bank home loan interest rates (BPLR = 11.75% with effect from 01.07.2009)
Loan upto Rs. 5 Lacs

Tenure Upto 5 year >5 Year to 10 Year >10 Year to 15 Year >10 Year to 15 Year
First 3 Year 8.50% 8.50% 8.50% 8.50%
Begining of 4th Year BPLR – 2.75% BPLR – 2.75% BPLR – 2.75% BPLR – 2.75%
(Floating) i.e . 9.00 % i.e . 9.00 % i.e . 9.00 % i.e . 9.00 %

Loan above Rs 5 Lacs upto 30 Lacs

Tenure Upto 5 year >5 Year to 10 Year >10 Year to 15 Year >10 Year to 15 Year
1st , 2nd & 3rd Year 8.50% 8.50% 8.50% 8.50%
4th Year onwards BPLR – 2.75% BPLR – 2.75% BPLR – 2.50 % BPLR – 2.50 %
(Floating) i.e . 9.00 % i.e . 9.00 % i.e . 9.25% i.e . 9.25%

Loan above Rs 30 Lacs upto 50 Lacs

Tenure Upto 5 year >5 Year to 10 Year >10 Year to 15 Year >10 Year to 15 Year
1st , 2nd & 3rd Year 8.50% 8.50% 8.50% 8.50%
4th Year onwards BPLR – 2.50 % BPLR – 2.50 % BPLR – 2.50 % BPLR – 2.50 %
(Floating) i.e . 9.25 % i.e . 9.25 % i.e . 9.25% i.e . 9.25%

Loan above Rs 50 Lacs

Tenure Upto 5 year >5 Year to 10 Year >10 Year to 15 Year >15 Year to 20 Year
1st , 2nd & 3rd Year BPLR – 2.50% BPLR – 2.50% BPLR – 2.50% BPLR – 2.50%
(Floating) i.e . 9.25 % i.e . 9.25 % i.e . 9.25 % i.e . 9.25 %
4th Year onwards BPLR – 1.75% BPLR – 1.75% BPLR – 1.50% BPLR – 1.50%
(Floating) i.e . 10.00 % i.e . 10.00 % i.e 10.25 % i.e 10.25 %

Processing Charges ( Processing charges excluding applicable service tax )
0.50% of loan amount subject to a maximum of Rs.15000/- and payable

Available Products :- Union bank home loan
Union bank personal loan

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