UBI Credit Card. Check Latest Offers, Benefits, Features of Union Bank of India Cards. Know Best Deals on Visa/Mastercards of Union Bank through Deal4loans. यूनियन बैंक क्रेडिट कार्ड। आवेदन।
Union Bank of India offer a range of card services to meet a variety of needs like getting instant access to account information and money, meeting shopping expenses, making on-line purchases, booking tickets, availing short term credit, gifting your near and dear ones etc.
FEATURES of Union Bank VISA International Credit Card
✓ Photo Signature VISA Card is issued in three variants.
✓ There is no joining fee and annual/renewal charges.
✓ Attractive spending limit is 20% of the annual gross salary).
✓ Lowest interest rates and free credit period up to 50 days.
✓ Flexi payment option.
✓ Online Bill payment facility through internet banking account.
✓ Attractive reward points and redemption program.
✓ Full refund of fuel surcharge*.
✓ Secured transactions – SMS alerts on all transactions and VbV registration for online transactions.
Free Personal Insurance Cover offered to primary as well as add-on card holders for accidental death as mentioned under :
|Type of Card||Other than Air Accident||Air Accident|
|Classic||Rs. 1 Lakh||Rs. 2 Lakh|
|Silver||Rs. 2 Lakh||Rs. 4 Lakh|
|Gold||Rs. 5 Lakh||Rs. 8 Lakh|
- 24-hour hot listing facility and lost card liability restricted to Rs.1,000 from the time of reporting the loss.
|For Retail Customers|
|Customers can also obtain credit card against Fixed Deposit in case of non availability of income proof.|
Union Bank of India: CHARGES AND FEES
|Finance Charges on Roll over Credit||1.90%||1.90%||1.90%|
|Cash Advance Charges for Cash Withdrawal||2.50%||2.50%||2.50%|
|Cash advance on Credit limit||20 % of limit||20 % of limit||20 % of limit|
|Cash Advance Charges at ATM||Rs.100||Rs.100||Rs.100|
|Cash Advance Charges (Overseas)||Rs.125||Rs.125||Rs.125|
|Late Payment Charges||Rs.200||Rs.200||Rs.200|
|Charges for over the Credit limit usage||Rs.100 for each occasion||Rs.100 for each occasion||Rs.100 for each occasion|
|Returned Cheque||Rs.100 per instrument||Rs.100 per instrument||Rs.100 per instrument|
|Limit enhancement fee||Rs.100 for each occasion||Rs.100 for each occasion||Rs.100 for each occasion|
|Card Replacement fee||Rs.100||Rs.100||Rs.100|
|Retrieval of charge slip as levied by VISA||Rs.100 or the actual charges whichever is higher||Rs.100 or the actual charges whichever is higher||Rs.100 or the actual charges whichever is higher|
|PIN Replacement Fee||Rs.50||Rs.50||Rs.50|
|Service Tax||As applicable from Time to time||As applicable from Time to time||As applicable from Time to time|
|Yes, you can register with any of your Union Bank Credit Cards starting with BINs 439155, 439154 and 462963 (first six digits of the cards).|
|If you have any queries or complaints, feel free to contact on the following numbers:|
Get answers to frequently asked questions on Union Bank of India Credit cards.
1. Whom shall I contact to know my balance in the Credit Card Account?
You can contact our 24 hrs help lines
Credit Card Call Centre 022-40426008 (charged) or 1800 223 222 (toll free) or General Call Centre (numbers at the top of this page) to know the balance in your credit card statement. You can also call our help lines for any enquiries regarding your credit account.
2. What is a Credit Limit?
The ‘Credit limit’ is the maximum amount you can spend or borrow using your Credit Card. This limit is determined by various personal details like your income, source of income, etc.
3. Does the add-on card have a separate credit limit?
No, the add-on card member shares the same credit limit as assigned to the primary card member.
4. How can I pay my monthly Credit Card bills?
You can pay your monthly Credit Card bill through one of the following options:
Union Bank Online
You can pay your monthly credit card bill using your internet banking account. Please click on the link “Union Bank Credit Card Bill Pay” o make payment online
Union Bank Branches
You can pay your monthly credit card bill through any of the branches of Union Bank either through cheque or cash. However, outstation cheques are not accepted. The amount will be credited to your credit card account.
Source: Union Bank of India