IDBI Home Finance Home Loan
With
IDBI home loan you can fulfill your dream of owing a home.IDBI helps to convert your long cherished dream to get a place where you can relax & enjoy your life with your loved one.
IDBI offers you home loan for following purposes
1. Individual Home Loan : A loan that is provided to individuals for buying a new home or construct dwelling unit.
for NRIs the maximum tenure is 10 years subject to maximum age of 60 years
at maturity.
2. Home Improvement Loan : A loan through which you can repair or renovate your existing home.
3. Home Extension Loan : For extension of your existing home you can take a Home Extension Loan.
4. Home Loan for NRI’s : For Non-resident of India can take this loan.
5. Plot Loan : Loan for purchase of plot of loan for constructing in a residentially approved area.
Documentation and eligibility required for IDBI Home Loan
| |
Salaried |
Self employed |
| Age |
1years to 60years |
1years to 65years |
| Income |
1,44,000(p.a) |
1,50,000(p.a) |
| Loan Amount |
2,00,000 - 1,00,00000 |
2,00,000 - 2,00,00000 |
| Tenure |
5 years to 20 years
|
5 years to 20 years |
| Documentation
|
1) Application form with photograph
2) Identity & residence proof
3) Latest salary slip
4) Form 16
5) Last 6 months bank statements
6) Processing fee cheque |
1) Application form with photograph
2) Identity & residence proof
3) Education qualifications certificate & proof of business existence
4) Business profile, Last 3 years profit/loss & balance sheet,
5) Last 6 months bank statements
6) Processing fee cheque |
Address : IDBI Homefinance Ltd.
3rd Floor, Kanchenjunga Bldg.
18 Barakhamba Road,
New Delhi-110001
Disclaimer : Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.
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