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Home, sweet home, built out of your dreams. A place where you return after a hard day's work and relax, a place where you share precious moments with your family. A place that gives you a sense of belonging. We are here to help you realize your long cherished dream of owning your home through hassle free and customer friendly home loans.( Last edited on : 04 July 2009 )
With IDBI home loan you can fulfill your dream of owing a home.IDBI helps to convert your long cherished dream to get a place where you can relax & enjoy your life with your loved one.
Current rate of Interest forIDBI Housing Finance
| Below 15 lacs | Between 15 lacs to 20 lacs | Between 20 lacs to 30 lacs | Above 30 lacs | Processing Fee | Prepayment Charges |
| 9.75% | 9.75% | 10.50% | 10.75% | 10000 (upto 20 lacs) | - |
IDBI offers you home loan for following purposes
1) Individual Home Loan : A loan that is provided to individuals for buying a new home or construct dwelling unit.
for NRIs the maximum tenure is 10 years subject to maximum age of 60 years
at maturity.
2) Home Improvement Loan : A loan through which you can repair or renovate your existing home.
3) Home Extension Loan : For extension of your existing home you can take a Home Extension Loan.
4) Home Loan for NRI’s : For Non-resident of India can take this loan.
5) Plot Loan : Loan for purchase of plot of loan for constructing in a residentially approved area.
Documentation and eligibility required for IDBI Home Loan
| Salaried | Self employed | |
| Age | 1years to 60years | 1years to 65years |
| Income | 1,44,000(p.a) | 1,50,000(p.a) |
| Loan Amount | 2,00,000 - 1,00,00000 | 2,00,000 - 2,00,00000 |
| Tenure | 5 years to 20 years | 5 years to 20 years |
| Documentation
|
1) Application form with photograph 2) Identity & residence proof 3) Latest salary slip 4) Form 16 5) Last 6 months bank statements 6) Processing fee cheque |
1) Application form with photograph 2) Identity & residence proof 3) Education qualifications certificate & proof of business existence 4) Business profile, Last 3 years profit/loss & balance sheet, 5) Last 6 months bank statements 6) Processing fee cheque |
Address : IDBI Homefinance Ltd.
3rd Floor, Kanchenjunga Bldg.
18 Barakhamba Road,
New Delhi-110001
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