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Home > Compare Home loan Banks > Home Loan from LIC Housing Finance
LIC Housing Finance
LIC Housing Finance Ltd. is one of the largest Housing Finance Company in India.
It provides Housing Loan for long term Finance with low Home Loan Interest Rates. You can take a Home Loan either for purchasing a plot or for house extension or for repair & renovation.


Festive Offer October/November 2013: LIC reduced interest rates by 0.25 per cent in its other schemes, namely, New Fixed 10 starting from 11.25 per cent, which is fixed for 10 years with borrowers given the choice to convert to a floating rate at the end of five years. Another ‘sure fixed’ scheme is offered at an interest rate of 12.25 per cent. Offer valid between October 15 and November 30, 2013.
Compare Home loan Rates & Eligibility
Required Loan Amount:
Occupation:
Annual Income:
City:
Bank A - Rates as low as 10%* | Bank B- Fixed rate for 10 years.*
Bank C- Last 12 month Emi waived off*
Check Your Free Customized Offers From 10 Other Banks.
Current Floating Home Loan Interest Rates of LIC Housing Finance
Loan Schemes - LIC Housing Finance
Up to 75 Lacs above 75 Lacs
Scheme I: 10.20%(Fixed for 2 yrs)
Scheme II: 11.25%(Fixed for 10 yrs)
Scheme III: 12.25%(Fixed)
Scheme I: 10.50%(Fixed for 2 yrs)
Scheme II: 11.75%(Fixed for 10 yrs)
Scheme III: 12.25%(Fixed)
Compare LIC Housing Finance Interest Rates. Click Here

For more information about the LIC home Loan Offers Click LIC Housing Finance
  Salaried Self employed
AGE 18years to 60years 18years to 60years
Income Rs.15000 (p.m) NTH ITR - 2,00,000(p.a)
Loan Amount Offered 5,00,000 - 1,00,00000 5,00,000 - 2,00,00000
Tenure 5 years - 25 years 5 years - 20 years
Current Experience 2 years 3 years
Processing Fee Up to 50 lacs : 10,000 +(Service tax)
50 lacs & above : 15,000 +(service tax)
Up to 50 lacs : 10,000 +(Service tax)
50 lacs & above : 15,000 +(service tax)
Documentation 1) Application form with photograph.
2) Identity & residence proof.
3) Latest 3 months salary slip.
4) Form 16
5) Last 6 months salaried bank statements
6) Processing fee cheque
1) Application form with photograph.
2) Identity & residence proof.
3) Education qualifications certificate & proof of business existence.
4) Business profile, Last 3 years profit/loss & balance sheet.
5) Last 6 months bank statements.
6) Processing fee cheque
Pre-payment charges are waived off if paid through own sources / through salary a/c cheque.

Security
1. Equitable Mortgage of Residential House/Flat/Plot
2. Demand Promissory Note.

Source: LIC Housing Finance website.

Registered Office-LIC Housing Finance Ltd.
2nd Floor, Bombay Life Building,
45/47, Veer Nariman Road, Fort,
Mumbai - 400 001
Disclaimer : Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.

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