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LIC Housing Finance

LIC Housing Finance Ltd. is one of the largest Housing Finance Company in India. LIC Housing Finance Offering Loans for Purchase, Construction, Extension, Repairs/Renovations, Purchase of Plot & take over from other Institutions/Banks + Top up.

It provides Housing Loan for long term Finance with low Interest Rates. You can take a Home Loan for various purposes like Purchasing a Plot, House Extension and even Repair & Renovation. Over 11000 representatives have been helping Indian own homes, over last 25 years.

LIC Housing Finance Details:

Interest Rates 9.50% - 10.00%
Pre payment Charges Nil
Loan Amount upto 85% of market value
Lowest EMI Rs.840.85/lakh
Min. Income Rs.12000/- p.m
Loan Repayment 3 to 30 years

Instant Online apply for LIC Housing Finance at Lowest Interest Rates

Loan Amount
Annual income
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Why to Choose Lic Housing Finance?

✓ Minimum Loan amount of Rs.100000 (1 lakh)
✓ You Can Avail upto 85% of total cost of the property including Stamp duty & Registration changes for loan upto 20 lacs.
✓ Maximum loan Repayment term - For Salaried - 30 years, for self -employed 20 Years
✓ As per Bank Reports – LIC Housing Finance Loan book stood at Rs.139,000 cr over 25 Years of establishment.
✓ More than 16.8 lacs families own home with LIC housing Support

LIC Housing Finance Interest Rates May 2016

LIC HFL revised interest rates w.e f 01.05.2016 - Last updated as on 02 May 2016
Loan Amount / Tenor Interest Rates
Floating upto 75 lakhs 9.50%
Floating 75 lakhs - 3 crore 9.60%
Fixed for 2 years upto 3 crore 9.50%
Fixed for 3 years upto 3 crore 9.60%
Fixed for 5 years upto 3 crore 9.70%
Fixed for 10 years upto 3 crore 9.80%
Fixed for entire term upto 3 crore 10.00%
Compare LIC Housing Finance Interest Rates. Click Here

For more information about the LIC home Loan Offers Click LIC Housing Finance
  Salaried Self employed
AGE 18years to 60years 18years to 60years
Income Rs.15000 (p.m) NTH ITR - 2,00,000(p.a)
Loan Amount Offered 5,00,000 - 1,00,00000 5,00,000 - 2,00,00000
Tenure 5 years - 25 years 5 years - 20 years
Current Experience 2 years 3 years
Processing Fee Up to 50 lacs : 10,000 +(Service tax)
50 lacs & above : 15,000 +(Service tax)
Up to 50 lacs : 10,000 +(Service tax)
50 lacs & above : 15,000 +(Service tax)
Documentation 1) Application form with photograph.
2) Identity & residence proof.
3) Latest 3 months salary slip.
4) Form 16
5) Last 6 months salaried bank statements
6) Processing fee cheque
1) Application form with photograph.
2) Identity & residence proof.
3) Education qualifications certificate & proof of business existence.
4) Business profile, Last 3 years profit/loss & balance sheet.
5) Last 6 months bank statements.
6) Processing fee cheque
Pre-payment charges are waived off if paid through own sources / through salary a/c cheque.

1. Equitable Mortgage of Residential House/Flat/Plot
2. Demand Promissory Note.

Registered Office Address of LIC Housing Finance Ltd.

2nd Floor, Bombay Life Building,
45/47, Veer Nariman Road, Fort,
Mumbai - 400 001

Credit Card
Yes   No

Source: LIC Housing Finance website.

Disclaimer : Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.

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