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Home Loan EMI Calculator

Home Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Loan Amount
Rs. 20,00,000
Monthly Instalment (EMI)
Rs. 19,968
Total Interest Amount
Rs. 27,92,223
Total Amount (Principal + Interest)
Rs. 47,92,223

Get Customized Free Home Loan Emi Quote from 10 Banks

 Home Loan Emi Quotes as low as 9.35%, Lowest EMI, Last year EMI waive off Offers | Minimum Tenure 6 Months 
Loan Amount
Occupation
Annual income
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Year Principal Interest Balance Amount
1 Rs. 31,083 Rs. 208,533 Rs. 1,968,917
2 Rs. 34,509 Rs. 205,107 Rs. 1,934,408
3 Rs. 38,311 Rs. 201,305 Rs. 1,896,097
4 Rs. 42,537 Rs. 197,079 Rs. 1,853,560
5 Rs. 47,221 Rs. 192,395 Rs. 1,806,339
6 Rs. 52,426 Rs. 187,190 Rs. 1,753,913
7 Rs. 58,203 Rs. 181,413 Rs. 1,695,710
8 Rs. 64,618 Rs. 174,998 Rs. 1,631,092
9 Rs. 71,740 Rs. 167,876 Rs. 1,559,352
10 Rs. 79,644 Rs. 159,972 Rs. 1,479,708
11 Rs. 88,422 Rs. 151,194 Rs. 1,391,286
12 Rs. 98,165 Rs. 141,451 Rs. 1,293,121
13 Rs. 108,983 Rs. 130,633 Rs. 1,184,138
14 Rs. 120,994 Rs. 118,622 Rs. 1,063,144
15 Rs. 134,327 Rs. 105,289 Rs. 928,817
16 Rs. 149,132 Rs. 90,484 Rs. 779,685
17 Rs. 165,567 Rs. 74,049 Rs. 614,118
18 Rs. 183,812 Rs. 55,804 Rs. 430,306
19 Rs. 204,069 Rs. 35,547 Rs. 226,237
20 Rs. 226,407 Rs. 13,056 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Loan Amount
HDFC LTD 9.40% - 9.45%
Rs. 18,512 - Rs. 18,577
ICICI Bank 9.40% - 9.55%
Rs. 18,512 - Rs. 18,708
SBI 9.35%(Women) - 9.40%(For Others)
Rs. 18,447(Women) - Rs. 18,512(For Others)
PNB Housing 9.55% - 10.50%
Rs. 18,708 - Rs. 19,968
Axis Bank 9.45% - 9.75%
Rs. 18,577 - Rs. 18,970
LIC Housing 9.50% - 9.60%
Rs. 18,643 - Rs. 18,773
Fed Bank 9.68% - 10.08%
Rs. 18,878 - Rs. 19,407
PNB Home Loan 9.60%
Rs. 18,773
IDBI Home Loan 9.75%
Rs. 18,970
DHFL Home Loan 9.55% - 9.65%
Rs. Rs. 18,708 - Rs. 18,839
Indiabulls Home Loan 9.40%(For Women) - 9.45% - 10.25%(For Others)
Rs. 18,512(For Women) - Rs.18,577 - Rs. 19,633(For Others)
Union Bank 9.65% - 10.40%
Rs. 18,839 - Rs. 19,833
Vijaya Bank 9.65%
Rs. 18,839
Standard Chartered Bank 9.75%
Rs. 18,970
Indian Bank 9.65% - 9.90%
Rs. 18,839 - Rs. 19,168

A customer needs to know how much he has to pay per month for the home loan he has taken is called Home loan emi.

How is Home loan emi calculated?

To calculate exact per month emi, it is based on the loan you have taken and the interest on is calculated and the amount is paid within the decided period ie tenure.
So if you take a 3000000 home loan and the interest is 9.50% for 20 years, your emi will be Rs. 27,964. So Home loan emi depends upon.
  • 1. Loan amount
  • 2. Tenure
  • 3. Interest rate-Floating or Fixed

How to get my Home loan Emi across Major Banks?
  • 1. Put the rate of interest for all banks in the calculator above
  • 2. Apply and get detailed information.

You Can Calculate Home loan EMI for below mentioned Banks: list as follows:

SBI, HDFC, Axis Bank, Bank of Baroda, Bank of India, Union Bank, DHFL, LIC Housing, SBP, Canara Bank, Allahabad Bank, ICICI Bank, Yes Bank, Citibank, PNB, uco bank, Indiabulls & others.

 

419 Comments, read them below or add one
  • Inayath      May 23, 2016 10:01 am
    I am In Dubai, I need home loan. Some People say IOB not good, Canara Bank give to Low Interest Which Bank good.
    Post Reply
    • Atal      May 24, 2016 4:07 pm
      Dear sir, all banks are same in loan departments, better you can decide the bank on the basis of Interest Rates, Fees & charges, eligibility & loan repayment period. Regards
      Post Reply
    • B. SUREKHA      May 19, 2016 3:03 pm
      i need Rs.9 lac of loan. i am salaried and Rs.270000 p.a. kindly adivse.
      Post Reply
      • Atal      May 24, 2016 4:05 pm
        You can easily get a loan amount of 9 lakh but for 9 lakh you property value must be above 12 lakhs.
        Post Reply
      • HASHMUKH VITTHALBHAI PATEL      May 16, 2016 12:44 pm
        dear sir, you are eligible for upto rs 9.lakh of loan amount for 20 years,currently SBI,AXIS,ICICI bank offers 9.40 % rate of interest
        Post Reply
        • brijesh      May 14, 2016 2:56 pm
          sir my annual income is 198000.rs my age 32 yr homuch home lone provide in bank
          Post Reply
          • Ghanshyam      May 16, 2016 11:19 am
            Dear sir, you can get upto Rs.10 lakh of loan amount on the basis of repayment period.
            Post Reply
          • JK      May 11, 2016 1:50 am
            I currently reside in USA and planning to purchase House in Hyd. is there a different Interset rate for NRI . What are the best banks to approach for ?
            Post Reply
            • Atal      May 16, 2016 11:18 am
              Dear sir, mostly major banks offers same interest rates to Indian & NRI's. You can approach the bank as per your interest on the basis of Rates, Process, Documents & charges&fees.
              Post Reply

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