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Home Loan EMI Calculator

Home Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Loan Amount
Rs. 20,00,000
Monthly Instalment (EMI)
Rs. 19,968
Total Interest Amount
Rs. 27,92,223
Total Amount (Principal + Interest)
Rs. 47,92,223

Get Customized Free Home Loan Emi Quote from 10 Banks

 Home Loan Emi Quotes as low as 9.50%, Lowest EMI, Last year EMI waive off Offers | Minimum Tenure 6 Months 
Loan Amount
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Year Principal Interest Balance Amount
1 Rs. 31,083 Rs. 208,533 Rs. 1,968,917
2 Rs. 34,509 Rs. 205,107 Rs. 1,934,408
3 Rs. 38,311 Rs. 201,305 Rs. 1,896,097
4 Rs. 42,537 Rs. 197,079 Rs. 1,853,560
5 Rs. 47,221 Rs. 192,395 Rs. 1,806,339
6 Rs. 52,426 Rs. 187,190 Rs. 1,753,913
7 Rs. 58,203 Rs. 181,413 Rs. 1,695,710
8 Rs. 64,618 Rs. 174,998 Rs. 1,631,092
9 Rs. 71,740 Rs. 167,876 Rs. 1,559,352
10 Rs. 79,644 Rs. 159,972 Rs. 1,479,708
11 Rs. 88,422 Rs. 151,194 Rs. 1,391,286
12 Rs. 98,165 Rs. 141,451 Rs. 1,293,121
13 Rs. 108,983 Rs. 130,633 Rs. 1,184,138
14 Rs. 120,994 Rs. 118,622 Rs. 1,063,144
15 Rs. 134,327 Rs. 105,289 Rs. 928,817
16 Rs. 149,132 Rs. 90,484 Rs. 779,685
17 Rs. 165,567 Rs. 74,049 Rs. 614,118
18 Rs. 183,812 Rs. 55,804 Rs. 430,306
19 Rs. 204,069 Rs. 35,547 Rs. 226,237
20 Rs. 226,407 Rs. 13,056 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Loan Amount
HDFC LTD 9.50% - 9.55%
Rs. 18,643 - Rs. 18,708
ICICI Bank 9.50% - 9.55%
Rs. 18,643 - Rs. 18,708
SBI 9.50% - 9.55%
Rs. 18,643 - Rs. 18,708
PNB Housing 9.75% - 9.95%
Rs. 18,970 - Rs. 19,234
Axis Bank 9.50% - 9.65%
(*Republic Day offer- Valid till 28th Feb'15)
Rs. 18,773 - Rs. 18,839
LIC Housing 9.60%
Rs. 18,773
Fed Bank 9.68% - 10.08%
Rs. 18,878 - Rs. 19,407
PNB Home Loan 9.60%
Rs. 18,773
IDBI Home Loan 9.75%
Rs. 18,970
DHFL Home Loan 9.55% - 9.65%
Rs. Rs. 18,708 - Rs. 18,839
Indiabulls Home Loan 9.55% - 10.25%
Rs. 18,708 - Rs. 19,633
Union Bank 9.65% - 10.40%
Rs. 18,839 - Rs. 19,833
Vijaya Bank 9.65%
Rs. 18,839
Standard Chartered Bank 9.75%
Rs. 18,970
Indian Bank 9.65% - 9.90%
Rs. 18,839 - Rs. 19,168

A customer needs to know how much he has to pay per month for the home loan he has taken is called Home loan emi.

How is Home loan emi calculated?

To calculate exact per month emi, it is based on the loan you have taken and the interest on is calculated and the amount is paid within the decided period ie tenure.
So if you take a 3000000 home loan and the interest is 9.50% for 20 years, your emi will be Rs. 27,964. So Home loan emi depends upon.
  • 1. Loan amount
  • 2. Tenure
  • 3. Interest rate-Floating or Fixed

How to get my Home loan Emi across Major Banks?
  • 1. Put the rate of interest for all banks in the calculator above
  • 2. Apply and get detailed information.

You Can Calculate Home loan EMI for below mentioned Banks: list as follows:

SBI, HDFC, Axis Bank, Bank of Baroda, Bank of India, Union Bank, DHFL, LIC Housing, SBP, Canara Bank, Allahabad Bank, ICICI Bank, Yes Bank, Citibank, PNB, uco bank, Indiabulls & others.

 

422 Comments, read them below or add one
  • santosh gupta      January 18, 2016 5:24 pm
    my salaries is 25000 thousands can I take home loan 500000
    Post Reply
    • Gursewak      January 22, 2016 5:24 pm
      Yes, You can avail the same loan amount from any housing loan provider bank in India.
      Post Reply
    • Raghavendra      January 4, 2016 7:22 pm
      Hi, I need a loan of 40L and I wish to clear up the loan after 7 years. What would be my best approach?
      Post Reply
      • Atal      January 9, 2016 12:19 pm
        Dear sir, as per your required loan amount you can get loan at 9.55% rate of interest, EMI depends on loan tenor. You can approach SBI, HDFC Ltd or the one who disbursed the loan in less time.
        Post Reply
      • Joshi Mahendra       December 27, 2015 1:54 pm
        Respected Sir, I have taken a loan from Private Patsanstha on the month of Feb.-2015, can I transfer it to S.B.I Chandwad Dist Nashik branch as early as possible. Please reply
        Post Reply
        • DEV PRAKASH TIWARI      January 6, 2016 5:21 pm
          Respected Sir, I have taken a loan from Private Patsanstha on the month of Feb.-2015, can I transfer it to S.B.I Chandwad Dist Nashik branch as early as possible. Please reply
          Post Reply
          • Atal      December 29, 2015 10:50 am
            Dear sir, you can go with loan transfer but befor that check prepayment charges of the current bank which lend you the money.
            Post Reply
          • Pooja      December 24, 2015 11:42 am
            Hello sir, My age is 28 and i am working in aditya birla as senior chemical engineer. My annual salary package is 600000. I completed one month in this company. I want to know that am i eligible for home loan of rs 1000000?? Looking for your positive response.
            Post Reply
            • Atal      December 26, 2015 10:33 am
              As per your requirement you can check with the banks for pre approved offer on your account on the basis of your history. Otherwise minimum 3 months job stability required in same company.
              Post Reply
            • shiva      December 21, 2015 7:28 pm
              i want to confirm how much i have to pay for 25 lakhs home loan,,,,
              Post Reply
              • Atal      December 22, 2015 3:27 pm
                Dear sir, For 25 lakhs home loan amount for 20 years you have to pay around Rs. 23,385 emi per month & overall amount paid by you in 20 years are Rs. 56,12,392 on the basis of 9.55% rate of interest.
                Post Reply

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