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Home Loan EMI Calculator

Home Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Loan Amount
Rs. 20,00,000
Monthly Instalment (EMI)
Rs. 19,968
Total Interest Amount
Rs. 27,92,223
Total Amount (Principal + Interest)
Rs. 47,92,223
Get Instant home loan emi quotes from top 17 Banks online
 Home Loan Emi Quotes as low as 8.60%, Lowest EMI, Last year EMI waive off Offers | Minimum Tenure 6 Months 
Loan Amount
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Year Principal Interest Balance Amount
1 Rs. 31,083 Rs. 208,533 Rs. 1,968,917
2 Rs. 34,509 Rs. 205,107 Rs. 1,934,408
3 Rs. 38,311 Rs. 201,305 Rs. 1,896,097
4 Rs. 42,537 Rs. 197,079 Rs. 1,853,560
5 Rs. 47,221 Rs. 192,395 Rs. 1,806,339
6 Rs. 52,426 Rs. 187,190 Rs. 1,753,913
7 Rs. 58,203 Rs. 181,413 Rs. 1,695,710
8 Rs. 64,618 Rs. 174,998 Rs. 1,631,092
9 Rs. 71,740 Rs. 167,876 Rs. 1,559,352
10 Rs. 79,644 Rs. 159,972 Rs. 1,479,708
11 Rs. 88,422 Rs. 151,194 Rs. 1,391,286
12 Rs. 98,165 Rs. 141,451 Rs. 1,293,121
13 Rs. 108,983 Rs. 130,633 Rs. 1,184,138
14 Rs. 120,994 Rs. 118,622 Rs. 1,063,144
15 Rs. 134,327 Rs. 105,289 Rs. 928,817
16 Rs. 149,132 Rs. 90,484 Rs. 779,685
17 Rs. 165,567 Rs. 74,049 Rs. 614,118
18 Rs. 183,812 Rs. 55,804 Rs. 430,306
19 Rs. 204,069 Rs. 35,547 Rs. 226,237
20 Rs. 226,407 Rs. 13,056 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Loan Amount
HDFC LTD 8.35% - 8.55%
Rs. 17,167 - Rs. 17,420
ICICI Bank 8.35% - 8.80%
Rs.17,167 - Rs.17,738
SBI 8.35% - 8.65%
Rs.17,293 - Rs. 17,738
PNB Housing 8.50% - 8.70%
Rs. 17,356 - Rs. 17,610
Axis Bank 8.35% - 8.75%
Rs.17,167 - Rs.17,674
LIC Housing 8.35% - 8.80%
Rs. 17,167 - Rs. 17,738
Fed Bank 9.57% - 9.82%
Rs. 18,734 - Rs. 19,063
PNB Home Loan 8.65% - 8.75%
Rs. 17,293 - Rs.17,674
IDBI Home Loan 8.35% - 8.40%
Rs. 17,167 - Rs17,230
DHFL Home Loan 8.35%
Rs. Rs. 17,167
Indiabulls Home Loan 8.35% - 8.80%
Rs.17,167 - Rs.17,738
Union Bank 8.75% - 8.80%
Rs. 17,674 - Rs.17,738
Vijaya Bank 8.90%
Rs. 17,866
Standard Chartered Bank 9.35%
Rs. 18,447
Indian Bank 8.60%
Rs. 17,483
Shubham Housing Development Finance Company 12%-14%(For Salaried) - 15%-17%(For Self-employed)
Rs. 22,022-Rs.24,870(For Salaried) - Rs.26,336-Rs.29,336(For Self-employed)
Allahabad Bank 8.55% - 8.65%
Rs. Rs.17,420 - Rs.17,547
Bank of India 8.55% - 8.60%
Rs. 17,420 - Rs. 17,483
Corporation Bank 9.60%
Rs. 18,773
L & T Housing Finance 9.90%
Rs. 19,168
Citibank 8.60% - 8.85%
Rs. 17,483 - Rs. 17,802

A customer needs to know how much he has to pay per month for the home loan he has taken is called Home loan emi.

How is Home loan emi calculated?

To calculate exact per month emi, it is based on the loan you have taken and the interest on is calculated and the amount is paid within the decided period ie tenure.
So if you take a 3000000 home loan and the interest is 9.50% for 20 years, your emi will be Rs. 27,964. So Home loan emi depends upon.
  • 1. Loan amount
  • 2. Tenure
  • 3. Interest rate-Floating or Fixed

How to get my Home loan Emi across Major Banks?
  • 1. Put the rate of interest for all banks in the calculator above
  • 2. Apply and get detailed information.

You Can Calculate Home loan EMI for below mentioned Banks: list as follows:

SBI, HDFC, Axis Bank, Bank of Baroda, Bank of India, Union Bank, DHFL, LIC Housing, SBP, Canara Bank, Allahabad Bank, ICICI Bank, Yes Bank, Citibank, PNB, uco bank, Indiabulls & others.

 

448 Comments, read them below or add one
  • vinod      March 25, 2017 9:51 am
    sir,i want perchase property home loan 12 lakhs required,which private bank low intrest hdfc or axis bank,lic ,floting intrest better ,i want to clear loan within 10years
    Post Reply
    • srikanth      March 1, 2017 1:40 pm
      if i take 20.00 lakhs house loan for 20 years with insurance what is my emi per month
      Post Reply
      • p.srikanth      March 1, 2017 1:31 pm
        sir i am an govt.employee i am getting 41500 gross salary and 36000 net salary how much hba loan i am eligible? and what is emi for 20.00 lakhs loan 20 years tenure including insurance for loan amount.my age 40 years
        Post Reply
        • santosh      February 23, 2017 4:44 pm
          sir as i had already taken a home loan from lic hfl on 2012 during 3 years my roi is fixed now it is under floating may i know this at the mid can we fix it once again or not plaese suggest.
          Post Reply
          • santosh      February 23, 2017 4:37 pm
            sir can i get the benefits of modi ji house loan scheme as i am already taken a house loan since 2012.
            Post Reply
            • Devendra       March 26, 2017 2:07 pm
              sir can i get the benefits of modi ji house loan scheme as i am already taken a house loan now 2017
              Post Reply

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