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Home Loan EMI Calculator

Home Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Loan Amount
Rs. 2,000,000
Monthly Instalment (EMI)
Rs. 19,968
Total Interest Amount
Rs. 2,792,223
Total Amount (Principal + Interest)
Rs. 4,792,223
Get Customized Free Home Loan Emi Quote from 10 Banks
Home Loan Emi Quotes as low as 9.95%, Cashback Schemes, Last year Emi waive off Offers. | Minimum Tenure - 6 Months
Professional Details
Required Loan Amount :
Occupation :
Annual Income :
City :
 
Year Principal Interest Balance Amount
1 Rs. 31,083 Rs. 208,533 Rs. 1,968,917
2 Rs. 34,509 Rs. 205,107 Rs. 1,934,408
3 Rs. 38,311 Rs. 201,305 Rs. 1,896,097
4 Rs. 42,537 Rs. 197,079 Rs. 1,853,560
5 Rs. 47,221 Rs. 192,395 Rs. 1,806,339
6 Rs. 52,426 Rs. 187,190 Rs. 1,753,913
7 Rs. 58,203 Rs. 181,413 Rs. 1,695,710
8 Rs. 64,618 Rs. 174,998 Rs. 1,631,092
9 Rs. 71,740 Rs. 167,876 Rs. 1,559,352
10 Rs. 79,644 Rs. 159,972 Rs. 1,479,708
11 Rs. 88,422 Rs. 151,194 Rs. 1,391,286
12 Rs. 98,165 Rs. 141,451 Rs. 1,293,121
13 Rs. 108,983 Rs. 130,633 Rs. 1,184,138
14 Rs. 120,994 Rs. 118,622 Rs. 1,063,144
15 Rs. 134,327 Rs. 105,289 Rs. 928,817
16 Rs. 149,132 Rs. 90,484 Rs. 779,685
17 Rs. 165,567 Rs. 74,049 Rs. 614,118
18 Rs. 183,812 Rs. 55,804 Rs. 430,306
19 Rs. 204,069 Rs. 35,547 Rs. 226,237
20 Rs. 226,407 Rs. 13,056 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Loan Amount
HDFC LTD 10.15% - 10.40%
Rs. 19,500 - Rs. 19,834
ICICI Bank 10.15% - 10.50%
Rs. 19,632 - Rs. 19,968
SBI 10.30% - 10.50%
Rs. 19,700 - Rs. 19,967
PNB Housing 10.50% - 11.25%
Rs. 19,968 - Rs. 20,985

A customer needs to know how much he has to pay per month for the home loan he has taken is called Home loan emi.

How is Home loan emi calculated?

To calculate exact per month emi, it is based on the loan you have taken and theĀ interestĀ on is calculated and the amount is paid within the decided period ie tenure.
So if you take a 3000000 home loan and the interest is 10.5% for 20 years, your emi will be 29951.So Home loan emi depends upon.
  • 1. Loan amount
  • 2. Tenure
  • 3. Interest rate-Floating or Fixed
How to get my Home loan Emi across Major Banks?
  • 1. Put the rate of interest for all banks in the calculator above
  • 2. Apply and get detailed information.

319 Comments, read them below or add one
  • s r haider      October 19, 2014 9:41 pm
    my salary is 8 lac. what is me personal loan eligibility
    Post Reply
    • joy      October 16, 2014 12:53 pm
      I want to purchase a property worth 22.65Lacs, Income Gross-35000 & Net-30000, what is my maximum home loan eligibility in SBI
      Post Reply
      • Loan Expert      October 16, 2014 5:54 pm
        As per your income you are eligible for 17 lac of loan amount for 20 years.
        Post Reply
      • Sanjay M Dixit      October 16, 2014 11:53 am
        i want loan of Rs. 20.00 lacs for purchase a flat in satara city how much loan i can get my take away home salary Rs. 25000.00
        Post Reply
        • Loan Expert      October 16, 2014 5:52 pm
          Dear sir, On the basis of your income you are eligible for around 13 lac of loan amount for 20 years. You can get upto 80% finance for property from any bank.
          Post Reply
        • Tirumal      October 13, 2014 11:59 am
          Sir, I took home loan from LIC Hosing finance in year 2012. Loan amount 19,00,000. Tenure 7 years. Intially they have give me EMI schedule Rs32,460 for 2 years. Now I have finished 2 years. So in future will I have same EMI or EMI will be recalculated? Thank u.
          Post Reply
          • Sadhana      October 14, 2014 11:55 am
            Dear Tirumal, EMI depends on interest rates, if fixed rate its remain same other in floating rate it calculate accordingly.
            Post Reply
          • nitin chauhan      October 10, 2014 3:01 am
            I have taken 1360000 home loan from sbi nov.2012 now I was 550000 prepayment now how much my Interest & principal remaining
            Post Reply
            • kanishka      October 10, 2014 5:45 pm
              If you part payment 5.5 lac at this time bank will reduced this amount from overall loan amount and after that recalculate your loan emi on the basis of pending loan amount if this not happened than your overall tenure or repayment schedule is coming lower.
              Post Reply

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