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Home Loan EMI Calculator

Home Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Loan Amount
Rs. 2,000,000
Monthly Instalment (EMI)
Rs. 19,968
Total Interest Amount
Rs. 2,792,223
Total Amount (Principal + Interest)
Rs. 4,792,223

Get Customized Free Home Loan Emi Quote from 10 Banks

 Home Loan Emi Quotes as low as 9.85%, Lowest EMI, Last year EMI waive off Offers | Minimum Tenure 6 Months 
Loan Amount
Occupation
Annual income
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Year Principal Interest Balance Amount
1 Rs. 31,083 Rs. 208,533 Rs. 1,968,917
2 Rs. 34,509 Rs. 205,107 Rs. 1,934,408
3 Rs. 38,311 Rs. 201,305 Rs. 1,896,097
4 Rs. 42,537 Rs. 197,079 Rs. 1,853,560
5 Rs. 47,221 Rs. 192,395 Rs. 1,806,339
6 Rs. 52,426 Rs. 187,190 Rs. 1,753,913
7 Rs. 58,203 Rs. 181,413 Rs. 1,695,710
8 Rs. 64,618 Rs. 174,998 Rs. 1,631,092
9 Rs. 71,740 Rs. 167,876 Rs. 1,559,352
10 Rs. 79,644 Rs. 159,972 Rs. 1,479,708
11 Rs. 88,422 Rs. 151,194 Rs. 1,391,286
12 Rs. 98,165 Rs. 141,451 Rs. 1,293,121
13 Rs. 108,983 Rs. 130,633 Rs. 1,184,138
14 Rs. 120,994 Rs. 118,622 Rs. 1,063,144
15 Rs. 134,327 Rs. 105,289 Rs. 928,817
16 Rs. 149,132 Rs. 90,484 Rs. 779,685
17 Rs. 165,567 Rs. 74,049 Rs. 614,118
18 Rs. 183,812 Rs. 55,804 Rs. 430,306
19 Rs. 204,069 Rs. 35,547 Rs. 226,237
20 Rs. 226,407 Rs. 13,056 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Loan Amount
HDFC LTD 9.90% - 10.40%
Rs. 19,168 - Rs. 19,833
ICICI Bank 9.85% - 9.90%
Rs. 19,102 - Rs. 19,168
SBI 9.70% - 9.75%
Rs. 18,905 - Rs. 18,970
PNB Housing 9.95% - 10.50%
Rs. 19,234 - Rs. 19,968
Axis Bank 9.85% - 10.35%
Rs. 19,102 - Rs. 19,766
LIC Housing 9.90% - 10.40%
Rs. 19,168 - Rs. 19,833
Fed Bank 10.35% - 10.70%
Rs. 19,766 - Rs. 20,237
PNB Home Loan 10.00% - 10.25%
Rs. 19,300 - Rs. 19,633
IDBI Home Loan 10.00% - 10.15%
Rs. 19,300 - Rs. 19,500
DHFL Home Loan 9.90%
Rs. 19,168
Indiabulls Home Loan 9.90% - 10.00%
Rs. 19,168 - Rs. 19,300
Union Bank 10.00%
Rs. 19,300
Vijaya Bank 10.30%
Rs. 19,700
Standard Chartered Bank 9.75%
Rs. 18,970
Indian Bank 9.95%
Rs. 19,234

A customer needs to know how much he has to pay per month for the home loan he has taken is called Home loan emi.

How is Home loan emi calculated?

To calculate exact per month emi, it is based on the loan you have taken and theĀ interestĀ on is calculated and the amount is paid within the decided period ie tenure.
So if you take a 3000000 home loan and the interest is 9.80% for 20 years, your emi will be Rs. 28,554. So Home loan emi depends upon.
  • 1. Loan amount
  • 2. Tenure
  • 3. Interest rate-Floating or Fixed
How to get my Home loan Emi across Major Banks?
  • 1. Put the rate of interest for all banks in the calculator above
  • 2. Apply and get detailed information.

You Can Calculate Home loan EMI for below mentioned Banks: list as follows:

SBI, HDFC, Axis Bank, Bank of Baroda, Bank of India, Union Bank, DHFL, LIC Housing, SBP, Canara Bank, Allahabad Bank, ICICI Bank, Yes Bank, Citibank, PNB, uco bank, Indiabulls & others.


399 Comments, read them below or add one
  • R NAGENDRA PRASAD      June 29, 2015 4:27 pm
    Sir, I need a home loan of max Rs. 16 lakhs. I am a salaried employee in IAF and monthly income is. Rs. 30000/- (after deduction of every thing)and my age is 35 years. How much of amount I am eligible for and for EMI for 18 years. I would like to construction a house in my village.
    Post Reply
    • Deal4loans Team      June 29, 2015 6:25 pm
      For construction purposes banks offers loan for around 10-15 years maximum so please check on this. EMI of 16 lac for 15 Years will be Rs.16950/
      Post Reply
    • Vijay Mahajan      June 29, 2015 2:49 pm
      Hello sir, My monthly income is 25000/month . so how much loan I will get?
      Post Reply
      • Deal4loans Team      June 29, 2015 6:23 pm
        Dear sir as per your income you are eligible for around Rs.12 lac of loan amount for 20 years.
        Post Reply
      • madhuri      June 25, 2015 10:50 am
        hello sir,my income is 37k per month and my spouse is 12k per month.so jointly how much loan we will get ? and property will be in lady name. and does the bank look for work experience of salaried employee?
        Post Reply
        • Atal      June 27, 2015 4:41 pm
          Yes, As per combined income you are eligible for around 25 - 30 Lakh of home loan amount on the basis of repayment period.
          Post Reply
        • Giri      June 22, 2015 12:57 pm
          Dear Sir, i am a salaried employee and my income is 70k per month please let me know what is the maximum loan amount i am eligible for.
          Post Reply
          • Deal4loans Team      June 22, 2015 2:43 pm
            Dear Mr.Giri, As per your present Income you cam avail a maximum loan of Rs.37 lakh for 20 Years.
            Post Reply
          • Sri      June 19, 2015 11:53 am
            Hello, I am salaried employee of MNC,29 Yrs old.my salary Net pay is 75000 per month.Am i eligible for home loan for 40 Lakh
            Post Reply
            • Atal      June 22, 2015 2:25 pm
              As per Your Income you can get a loan amount of 40 lac easily. EMI would be close to Rs.38000.
              Post Reply

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