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Home Loan EMI Calculator

Home Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Loan Amount
Rs. 2,000,000
Monthly Instalment (EMI)
Rs. 19,968
Total Interest Amount
Rs. 2,792,223
Total Amount (Principal + Interest)
Rs. 4,792,223
Get Customized Free Home Loan Emi Quote from 10 Banks
Home Loan Emi Quotes as low as 9.95%, Cashback Schemes, Last year Emi waive off Offers. | Minimum Tenure - 6 Months
Professional Details
Required Loan Amount :
Occupation :
Annual Income :
City :
 
Year Principal Interest Balance Amount
1 Rs. 31,083 Rs. 208,533 Rs. 1,968,917
2 Rs. 34,509 Rs. 205,107 Rs. 1,934,408
3 Rs. 38,311 Rs. 201,305 Rs. 1,896,097
4 Rs. 42,537 Rs. 197,079 Rs. 1,853,560
5 Rs. 47,221 Rs. 192,395 Rs. 1,806,339
6 Rs. 52,426 Rs. 187,190 Rs. 1,753,913
7 Rs. 58,203 Rs. 181,413 Rs. 1,695,710
8 Rs. 64,618 Rs. 174,998 Rs. 1,631,092
9 Rs. 71,740 Rs. 167,876 Rs. 1,559,352
10 Rs. 79,644 Rs. 159,972 Rs. 1,479,708
11 Rs. 88,422 Rs. 151,194 Rs. 1,391,286
12 Rs. 98,165 Rs. 141,451 Rs. 1,293,121
13 Rs. 108,983 Rs. 130,633 Rs. 1,184,138
14 Rs. 120,994 Rs. 118,622 Rs. 1,063,144
15 Rs. 134,327 Rs. 105,289 Rs. 928,817
16 Rs. 149,132 Rs. 90,484 Rs. 779,685
17 Rs. 165,567 Rs. 74,049 Rs. 614,118
18 Rs. 183,812 Rs. 55,804 Rs. 430,306
19 Rs. 204,069 Rs. 35,547 Rs. 226,237
20 Rs. 226,407 Rs. 13,056 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Loan Amount
HDFC LTD 10.15% - 10.40%
Rs. 19,500 - Rs. 19,834
ICICI Bank 10.15% - 10.50%
Rs. 19,632 - Rs. 19,968
SBI 10.30% - 10.50%
Rs. 19,700 - Rs. 19,967
PNB Housing 10.50% - 11.25%
Rs. 19,968 - Rs. 20,985

A customer needs to know how much he has to pay per month for the home loan he has taken is called Home loan emi.

How is Home loan emi calculated?

To calculate exact per month emi, it is based on the loan you have taken and theĀ interestĀ on is calculated and the amount is paid within the decided period ie tenure.
So if you take a 3000000 home loan and the interest is 10.5% for 20 years, your emi will be 29951.So Home loan emi depends upon.
  • 1. Loan amount
  • 2. Tenure
  • 3. Interest rate-Floating or Fixed
How to get my Home loan Emi across Major Banks?
  • 1. Put the rate of interest for all banks in the calculator above
  • 2. Apply and get detailed information.

337 Comments, read them below or add one
  • Chirasree      January 20, 2015 3:32 pm
    Hello Sir, My take home is 24lakhs, can i get home loan for 10Lakhs for 20 years. Please advise how do i contact bank and apply if i am eligible. Thanks,
    Post Reply
    • Saroj kamal Roy      January 16, 2015 12:01 pm
      Dear sir, my take home salary is 25000,what is eligible amt of loan for me, for 25 years. pls suggest.
      Post Reply
      • Deal4loans Team      January 19, 2015 4:05 pm
        Dear Saroj, As per your income you are eligible for around 14 lakh of loan amount for 25 years tenure.
        Post Reply
      • suhas      January 13, 2015 8:14 pm
        Dear sir, my take home salary is 180000,what is eligible amt of loan for me, for 25 years. pls suggest.
        Post Reply
        • Deal4loans Team      January 14, 2015 1:03 pm
          Dear Suhas, On the basis of your per month income of 15K you are eligible for upto Rs.10 lac of loan amount for 25 years tenure.
          Post Reply
        • keerthi      January 12, 2015 11:16 am
          my take home is 49000 do i get 2500000 loan ? plz reply
          Post Reply
          • Rahul      January 12, 2015 6:00 pm
            Dear Keerthi, As per your income you are eligible for 24.5 lac of loan amount for 20 years if you choose 30 or 25 years tenure you can easily get a same loan amount which you are looking for.
            Post Reply
          • santosh gorivale      January 7, 2015 1:00 pm
            Dear sir my per month salary 20000 apply home lone 8lac 15yrs plz reply
            Post Reply
            • Deal4loans Team      January 9, 2015 1:23 pm
              Dear Santosh, You can easily get a 8 lac of loan amount from any bank for 15 years. You can apply through us for fast processing. Thanks
              Post Reply

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