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Home Loan EMI Calculator

Home Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Loan Amount
Rs. 2,000,000
Monthly Instalment (EMI)
Rs. 19,968
Total Interest Amount
Rs. 2,792,223
Total Amount (Principal + Interest)
Rs. 4,792,223
Get Customized Free Home Loan Emi Quote from 10 Banks
Home Loan Emi Quotes as low as 9.95%, Cashback Schemes, Last year Emi waive off Offers. | Minimum Tenure - 6 Months
Professional Details
Required Loan Amount :
Occupation :
Annual Income :
City :
 
Year Principal Interest Balance Amount
1 Rs. 31,083 Rs. 208,533 Rs. 1,968,917
2 Rs. 34,509 Rs. 205,107 Rs. 1,934,408
3 Rs. 38,311 Rs. 201,305 Rs. 1,896,097
4 Rs. 42,537 Rs. 197,079 Rs. 1,853,560
5 Rs. 47,221 Rs. 192,395 Rs. 1,806,339
6 Rs. 52,426 Rs. 187,190 Rs. 1,753,913
7 Rs. 58,203 Rs. 181,413 Rs. 1,695,710
8 Rs. 64,618 Rs. 174,998 Rs. 1,631,092
9 Rs. 71,740 Rs. 167,876 Rs. 1,559,352
10 Rs. 79,644 Rs. 159,972 Rs. 1,479,708
11 Rs. 88,422 Rs. 151,194 Rs. 1,391,286
12 Rs. 98,165 Rs. 141,451 Rs. 1,293,121
13 Rs. 108,983 Rs. 130,633 Rs. 1,184,138
14 Rs. 120,994 Rs. 118,622 Rs. 1,063,144
15 Rs. 134,327 Rs. 105,289 Rs. 928,817
16 Rs. 149,132 Rs. 90,484 Rs. 779,685
17 Rs. 165,567 Rs. 74,049 Rs. 614,118
18 Rs. 183,812 Rs. 55,804 Rs. 430,306
19 Rs. 204,069 Rs. 35,547 Rs. 226,237
20 Rs. 226,407 Rs. 13,056 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Loan Amount
HDFC LTD 10.15% - 10.40%
Rs. 19,500 - Rs. 19,834
ICICI Bank 10.15% - 10.50%
Rs. 19,632 - Rs. 19,968
SBI 10.30% - 10.50%
Rs. 19,700 - Rs. 19,967
PNB Housing 10.50% - 11.25%
Rs. 19,968 - Rs. 20,985

A customer needs to know how much he has to pay per month for the home loan he has taken is called Home loan emi.

How is Home loan emi calculated?

To calculate exact per month emi, it is based on the loan you have taken and theĀ interestĀ on is calculated and the amount is paid within the decided period ie tenure.
So if you take a 3000000 home loan and the interest is 10.5% for 20 years, your emi will be 29951.So Home loan emi depends upon.
  • 1. Loan amount
  • 2. Tenure
  • 3. Interest rate-Floating or Fixed
How to get my Home loan Emi across Major Banks?
  • 1. Put the rate of interest for all banks in the calculator above
  • 2. Apply and get detailed information.
368 Comments, read them below or add one
  • Kashinath      March 28, 2015 7:02 pm
    Sir My Monthlty Salary Is 11000 I want home Loan For 6 Years How Much Amount Will Sanction For Home Loan
    Post Reply
    • Kumar      March 31, 2015 3:36 pm
      Dear sir for 6 years you can take around 3.3 lakh of loan amount. Thanks
      Post Reply
    • ankit      March 28, 2015 2:39 pm
      I need home loan with monthy Emi of 10,000,to 12000 my annual salary is 600000 please comform at what amount above criteria will be solved
      Post Reply
      • Krishnan Iyer      March 31, 2015 3:34 pm
        Dear sir, if you want a emi between 10k - 12k per month than you can take around 12 lakh of loan for 20 years or 14 lakh for 30 years. It suits your criteria well.
        Post Reply
      • siddharam hiremath      March 24, 2015 4:53 pm
        Sir, my net salary is per month 52000, dob 2/6/1968 so how much amount sanction for home loan
        Post Reply
        • Rahul      March 25, 2015 2:39 pm
          Dear sir, as per your current age you can get a home loan for 20 years, Loan amount for which you are eligible for on current income is Rs.26 lac eligibility become less if you pay any other liabilities.
          Post Reply
        • Aarsh      March 16, 2015 1:07 pm
          1. What is the EMI against sanctioned 36 lakh under SBI MAX GAIN HL for 15 yrs @10.15 % with Rs. 10 lakh OD credited to the MAx Gain account; And 26 lakh to be credited to the builder. 2. Is Rs. 10 lakh OD credited to the account is also liable to interest. 3. How much money should be transferred to the Max Gain Account to minimise premia/interest and above scheme shall be interest free ? 3.
          Post Reply
          • sankar      March 15, 2015 12:09 pm
            sir my salary is 32000 per month and my dob 1981 so how much amount will sanction for home loan
            Post Reply
            • Rahul      March 16, 2015 11:19 am
              As per your income you can get fetch around Rs.17 lac of home loan amount for 20 years.
              Post Reply

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