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Home Loan EMI Calculator

Home Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Loan Amount
Rs. 2,000,000
Monthly Instalment (EMI)
Rs. 19,968
Total Interest Amount
Rs. 2,792,223
Total Amount (Principal + Interest)
Rs. 4,792,223

Get Customized Free Home Loan Emi Quote from 10 Banks

 Home Loan Emi Quotes as low as 9.85%, Lowest EMI, Last year EMI waive off Offers | Minimum Tenure 6 Months 
Loan Amount
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Year Principal Interest Balance Amount
1 Rs. 31,083 Rs. 208,533 Rs. 1,968,917
2 Rs. 34,509 Rs. 205,107 Rs. 1,934,408
3 Rs. 38,311 Rs. 201,305 Rs. 1,896,097
4 Rs. 42,537 Rs. 197,079 Rs. 1,853,560
5 Rs. 47,221 Rs. 192,395 Rs. 1,806,339
6 Rs. 52,426 Rs. 187,190 Rs. 1,753,913
7 Rs. 58,203 Rs. 181,413 Rs. 1,695,710
8 Rs. 64,618 Rs. 174,998 Rs. 1,631,092
9 Rs. 71,740 Rs. 167,876 Rs. 1,559,352
10 Rs. 79,644 Rs. 159,972 Rs. 1,479,708
11 Rs. 88,422 Rs. 151,194 Rs. 1,391,286
12 Rs. 98,165 Rs. 141,451 Rs. 1,293,121
13 Rs. 108,983 Rs. 130,633 Rs. 1,184,138
14 Rs. 120,994 Rs. 118,622 Rs. 1,063,144
15 Rs. 134,327 Rs. 105,289 Rs. 928,817
16 Rs. 149,132 Rs. 90,484 Rs. 779,685
17 Rs. 165,567 Rs. 74,049 Rs. 614,118
18 Rs. 183,812 Rs. 55,804 Rs. 430,306
19 Rs. 204,069 Rs. 35,547 Rs. 226,237
20 Rs. 226,407 Rs. 13,056 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Loan Amount
HDFC LTD 9.85% - 10.35%
Rs. 19,102 - Rs. 19,766
ICICI Bank 9.85% - 9.90%
Rs. 19,102 - Rs. 19,168
SBI 9.70% - 9.75%
Rs. 18,905 - Rs. 18,970
PNB Housing 9.95% - 10.50%
Rs. 19,234 - Rs. 19,968
Axis Bank 9.85% - 10.35%
Rs. 19,102 - Rs. 19,766
LIC Housing 9.90% - 10.40%
Rs. 19,168 - Rs. 19,833
Fed Bank 10.35% - 10.70%
Rs. 19,766 - Rs. 20,237
PNB Home Loan 10.00% - 10.25%
Rs. 19,300 - Rs. 19,633
IDBI Home Loan 10.00% - 10.15%
Rs. 19,300 - Rs. 19,500
DHFL Home Loan 9.90%
Rs. 19,168
Indiabulls Home Loan 9.90% - 10.00%
Rs. 19,168 - Rs. 19,300
Union Bank 10.00%
Rs. 19,300
Vijaya Bank 10.30%
Rs. 19,700
Standard Chartered Bank 9.75%
Rs. 18,970
Indian Bank 9.95%
Rs. 19,234

A customer needs to know how much he has to pay per month for the home loan he has taken is called Home loan emi.

How is Home loan emi calculated?

To calculate exact per month emi, it is based on the loan you have taken and theĀ interestĀ on is calculated and the amount is paid within the decided period ie tenure.
So if you take a 3000000 home loan and the interest is 9.80% for 20 years, your emi will be Rs. 28,554. So Home loan emi depends upon.
  • 1. Loan amount
  • 2. Tenure
  • 3. Interest rate-Floating or Fixed
How to get my Home loan Emi across Major Banks?
  • 1. Put the rate of interest for all banks in the calculator above
  • 2. Apply and get detailed information.

You Can Calculate Home loan EMI for below mentioned Banks: list as follows:

SBI, HDFC, Axis Bank, Bank of Baroda, Bank of India, Union Bank, DHFL, LIC Housing, SBP, Canara Bank, Allahabad Bank, ICICI Bank, Yes Bank, Citibank, PNB, uco bank, Indiabulls & others.


410 Comments, read them below or add one
  • jhasoda prakash solanki      August 11, 2015 9:19 am
    sir i wont 2200000,twenty .two .laks .only women loan how many , mounthaly .intstolment , for 15.years .
    Post Reply
    • hardeep      August 12, 2015 3:25 pm
      As per your requirement you have to pay around Rs. 23,239 for 15 Years @ Lowest 9.70% Rate of interest at SBI & Rs. 23,440 for HDFC @ 9.85%.
      Post Reply
    • Nitya Nand Jha      August 10, 2015 7:00 pm
      i wants home loan 10 lac . registry amount of property 17 Lac
      Post Reply
      • Atal      August 12, 2015 3:18 pm
        Dear sir, if your income is around Rs.20000 per month than you are eligible for 10 lac of loan amount, If you want apply instantly for loan so fill application form above.
        Post Reply
      • Rama      August 7, 2015 3:07 pm
        Hi Sir, I have pending loan amount of 36lacs /EMI-48066 /and pending number of EMIs 119. I am doing repayment of laon and pls confirm upto which amount ,repayment of Loan is beneficial to me.
        Post Reply
        • Kanishka      August 8, 2015 11:31 am
          Mr Rama, As per your Details You can check Part Payment Options or Balance transfer @ 9.75% Rate of interest from SBI. Other Banks offers 9.80% but with much better process timings, But before balance transfer check both banks processing fees, Hidden charges etc.
          Post Reply
        • amit      August 2, 2015 4:55 pm
          hello sir, my monthly take home is 42000 + monthly expense 11000 = total 53000. i have identified a flat which cost 28 lacs. PLS SUGGEST ME FOR GOOD OPTION OF THE HOME LOAN. my tenure will be 20 yrs.
          Post Reply
          • Atal      August 6, 2015 11:22 am
            Dear sir as per your income you can get around Rs.22 lakhs of loan amount on the basis of your income & Loan amount is around 80% of the property value so you have to arrange Rs.5.5 lakhs for Downpayment at your end.
            Post Reply
          • Shreeshail      July 28, 2015 4:37 pm
            i'm 28 years old and my annual income is 8 lakhs, how much home loan can i get
            Post Reply
            • Atal      August 6, 2015 11:20 am
              Dear sir, as per your income you are eligible for upto Rs.35 Lakhs of loan amount. Loan eligibility depends on your income, liability, No of dependents & No. of Repayment Years also.
              Post Reply

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