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Home Loan EMI Calculator

Home Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Loan Amount
Rs. 20,00,000
Monthly Instalment (EMI)
Rs. 19,968
Total Interest Amount
Rs. 27,92,223
Total Amount (Principal + Interest)
Rs. 47,92,223
Get Instant home loan emi quotes from top 17 Banks online
 Home Loan Emi Quotes as low as 8.60%, Lowest EMI, Last year EMI waive off Offers | Minimum Tenure 6 Months 
Loan Amount
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Year Principal Interest Balance Amount
1 Rs. 31,083 Rs. 208,533 Rs. 1,968,917
2 Rs. 34,509 Rs. 205,107 Rs. 1,934,408
3 Rs. 38,311 Rs. 201,305 Rs. 1,896,097
4 Rs. 42,537 Rs. 197,079 Rs. 1,853,560
5 Rs. 47,221 Rs. 192,395 Rs. 1,806,339
6 Rs. 52,426 Rs. 187,190 Rs. 1,753,913
7 Rs. 58,203 Rs. 181,413 Rs. 1,695,710
8 Rs. 64,618 Rs. 174,998 Rs. 1,631,092
9 Rs. 71,740 Rs. 167,876 Rs. 1,559,352
10 Rs. 79,644 Rs. 159,972 Rs. 1,479,708
11 Rs. 88,422 Rs. 151,194 Rs. 1,391,286
12 Rs. 98,165 Rs. 141,451 Rs. 1,293,121
13 Rs. 108,983 Rs. 130,633 Rs. 1,184,138
14 Rs. 120,994 Rs. 118,622 Rs. 1,063,144
15 Rs. 134,327 Rs. 105,289 Rs. 928,817
16 Rs. 149,132 Rs. 90,484 Rs. 779,685
17 Rs. 165,567 Rs. 74,049 Rs. 614,118
18 Rs. 183,812 Rs. 55,804 Rs. 430,306
19 Rs. 204,069 Rs. 35,547 Rs. 226,237
20 Rs. 226,407 Rs. 13,056 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Loan Amount
HDFC LTD 8.65% - 8.75%
Rs. 17,547 - Rs. 17,674
ICICI Bank 8.65% - 8.85%
Rs.17,547 - Rs.17,802
SBI 8.60% - 8.65%(Women)
8.65% - 8.70%(For Others)
Rs. 17,483 - Rs. 17,547(Women)
Rs. 17,483 - Rs. 17,610(For Others)
PNB Housing 8.90% - 9.10%
Rs. 17,866 - Rs. 18,123
Axis Bank 8.65%
Rs.17,547
LIC Housing 8.50% - 8.70%
Rs. 17,356 - Rs. 17,610
Fed Bank 9.57% - 9.82%
Rs. 18,734 - Rs. 19,063
PNB Home Loan 8.65% - 8.75%
Rs. 17,293 - Rs.17,356
IDBI Home Loan 9.15% - 9.20%
Rs. 18,970
DHFL Home Loan 8.60%
Rs. Rs. 17,483
Indiabulls Home Loan 8.65% - 8.85%
Rs.17,547 - Rs.17,802
Union Bank 8.75% - 8.80%
Rs. 17,674 - Rs.17,738
Vijaya Bank 8.90%
Rs. 17,866
Standard Chartered Bank 9.35%
Rs. 18,447
Indian Bank 8.60%
Rs. 17,483
Shubham Housing Development Finance Company 12%-14%(For Salaried) - 15%-17%(For Self-employed)
Rs. 22,022-Rs.24,870(For Salaried) - Rs.26,336-Rs.29,336(For Self-employed)
Allahabad Bank 8.85%
Rs. Rs.17,802
Bank of India 8.65% - 8.70%
Rs. 17,547 - Rs. 17,610
Corporation Bank 9.60%
Rs. 18,773
L & T Housing Finance 9.90%
Rs. 19,168
Citibank 9.30%
Rs. 18,382

A customer needs to know how much he has to pay per month for the home loan he has taken is called Home loan emi.

How is Home loan emi calculated?

To calculate exact per month emi, it is based on the loan you have taken and the interest on is calculated and the amount is paid within the decided period ie tenure.
So if you take a 3000000 home loan and the interest is 9.50% for 20 years, your emi will be Rs. 27,964. So Home loan emi depends upon.
  • 1. Loan amount
  • 2. Tenure
  • 3. Interest rate-Floating or Fixed

How to get my Home loan Emi across Major Banks?
  • 1. Put the rate of interest for all banks in the calculator above
  • 2. Apply and get detailed information.

You Can Calculate Home loan EMI for below mentioned Banks: list as follows:

SBI, HDFC, Axis Bank, Bank of Baroda, Bank of India, Union Bank, DHFL, LIC Housing, SBP, Canara Bank, Allahabad Bank, ICICI Bank, Yes Bank, Citibank, PNB, uco bank, Indiabulls & others.

 

443 Comments, read them below or add one
  • rizwan      February 11, 2017 8:45 pm
    Dear Sir, I am looking for a home loan, for a ready flat in pune, the cost of the flat is 1crore, i am expecting a loan of Rs.80 lakh, how much emi do i need to pay monthly??
    Post Reply
    • Ramesh Nethala      February 7, 2017 5:49 pm
      Hi..i am eligible for 40L home loan.Property I chosen which is under construction.Which bank I shall prefer ? Ramesh N Hyderabad,Pragathi nagar.
      Post Reply
      • Atal      February 9, 2017 1:31 pm
        You can prefer HDFC Ltd or SBI on the basis of your priority & time. regards
        Post Reply
      • sandeep      February 2, 2017 2:51 pm
        sir i want to home loan to built a house and want to 5 lakh rupee for 15 years how much will be EMI as par new announcement by Sh narender modi ji
        Post Reply
        • Atal      February 9, 2017 1:41 pm
          Under PMAY Housing Scheme, EMI would be same as Normal home loan but You can get a subsidy in your account every month or year based on your option. EMI of Rs.4967.76 for 15 Years under Normal Home Loan, Rs.4125.32 for 15 years under Modi scheme.
          Post Reply
        • Sudhakar B.Sorate      February 2, 2017 2:19 pm
          Dear Sir, I am an ex serviceman &getting annual income is 250000/ how much i will get home loan for 15 yrs.term
          Post Reply
          • Atal      February 9, 2017 1:34 pm
            As per your income you can take upto 6-7 lakhs of loan amount.
            Post Reply
          • rohith      January 25, 2017 8:03 pm
            SIR my take home is rs 25000/month what will be my loan eligiblity for housing loan? im working in bank
            Post Reply
            • Atal      February 9, 2017 1:31 pm
              Dear Sir, As per your income you are eligible for upto 15 lakh of loan amount for 30 years.
              Post Reply

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