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Home Loan EMI Calculator

Home Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Loan Amount
Rs. 2,000,000
Monthly Instalment (EMI)
Rs. 19,968
Total Interest Amount
Rs. 2,792,223
Total Amount (Principal + Interest)
Rs. 4,792,223

Get Customized Free Home Loan Emi Quote from 10 Banks

 Home Loan Emi Quotes as low as 9.85%, Lowest EMI, Last year EMI waive off Offers | Minimum Tenure 6 Months 
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Year Principal Interest Balance Amount
1 Rs. 31,083 Rs. 208,533 Rs. 1,968,917
2 Rs. 34,509 Rs. 205,107 Rs. 1,934,408
3 Rs. 38,311 Rs. 201,305 Rs. 1,896,097
4 Rs. 42,537 Rs. 197,079 Rs. 1,853,560
5 Rs. 47,221 Rs. 192,395 Rs. 1,806,339
6 Rs. 52,426 Rs. 187,190 Rs. 1,753,913
7 Rs. 58,203 Rs. 181,413 Rs. 1,695,710
8 Rs. 64,618 Rs. 174,998 Rs. 1,631,092
9 Rs. 71,740 Rs. 167,876 Rs. 1,559,352
10 Rs. 79,644 Rs. 159,972 Rs. 1,479,708
11 Rs. 88,422 Rs. 151,194 Rs. 1,391,286
12 Rs. 98,165 Rs. 141,451 Rs. 1,293,121
13 Rs. 108,983 Rs. 130,633 Rs. 1,184,138
14 Rs. 120,994 Rs. 118,622 Rs. 1,063,144
15 Rs. 134,327 Rs. 105,289 Rs. 928,817
16 Rs. 149,132 Rs. 90,484 Rs. 779,685
17 Rs. 165,567 Rs. 74,049 Rs. 614,118
18 Rs. 183,812 Rs. 55,804 Rs. 430,306
19 Rs. 204,069 Rs. 35,547 Rs. 226,237
20 Rs. 226,407 Rs. 13,056 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Loan Amount
HDFC LTD 9.90% - 10.40%
Rs. 19,500 - Rs. 19,834
ICICI Bank 9.85% - 9.90%
Rs. 19,632 - Rs. 19,968
SBI 9.85% - 9.90%
Rs. 19,700 - Rs. 19,967
PNB Housing 10.50% - 11.25%
Rs. 19,968 - Rs. 20,985

A customer needs to know how much he has to pay per month for the home loan he has taken is called Home loan emi.

How is Home loan emi calculated?

To calculate exact per month emi, it is based on the loan you have taken and the interest on is calculated and the amount is paid within the decided period ie tenure.
So if you take a 3000000 home loan and the interest is 10.5% for 20 years, your emi will be 29951.So Home loan emi depends upon.
  • 1. Loan amount
  • 2. Tenure
  • 3. Interest rate-Floating or Fixed
How to get my Home loan Emi across Major Banks?
  • 1. Put the rate of interest for all banks in the calculator above
  • 2. Apply and get detailed information.
384 Comments, read them below or add one
  • chiranjit      May 29, 2015 12:41 am
    dear sir i m 23 year old work central govt employ .my gross selary 40thousand par month .what is my loan limit
    Post Reply
    • Rahul      May 29, 2015 11:19 am
      Mr.Chiranjit, as per your income & company you can get upto Rs.23 lakhs of loan amount for 30 years.
      Post Reply
    • Deepak      May 27, 2015 5:22 pm
      dear sir i wants 20 lac loan on EMI for 15 year can i take it.
      Post Reply
      • Rahul      May 29, 2015 11:18 am
        Dear sir, If your income is is around 42K per month than you can easily get a loan of 20 lakh for 15 Years.
        Post Reply
      • Neeraj Kumar      May 27, 2015 3:03 pm
        Hi sir/madam i need home loan 11 laks for 10 years my salary 20000/- per month.
        Post Reply
        • Rahul      May 29, 2015 11:17 am
          Dear sir, as per your income & loan period you are eligible for 6-7 lakh of loan amount.
          Post Reply
        • N.GOVINDASAMY      May 26, 2015 8:33 am
          Hi sir/madam i need home loan 20laks for 3years my salary 1.75laks per month
          Post Reply
          • Gyan Prakash      May 27, 2015 10:35 am
            Yes, You can get a loan for 3 years easily - Interest Rates would be 9.85% and EMI is Rs.64394 per month.
            Post Reply
          • Dharmendra Singh      May 23, 2015 11:17 am
            Dear Sir I am 27 year old and employed in state government sector with gross salary of Rs. 6250000 per year and my father who is 58 years old working in central government sector with gross annual salary of 520000 so total annual salary 1125000. i want to know my limit with my father as copartner.
            Post Reply
            • Deal4loans Team      May 23, 2015 4:26 pm
              Dear Sir, You are eligible for around upto Rs.48 Lac of loan amount for 20 years. EMI would be Rs. 46,003. Thanks
              Post Reply

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