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Home Loan EMI Calculator

Home Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Loan Amount
Rs. 20,00,000
Monthly Instalment (EMI)
Rs. 19,968
Total Interest Amount
Rs. 27,92,223
Total Amount (Principal + Interest)
Rs. 47,92,223

Get Customized Free Home Loan Emi Quote from 10 Banks

 Home Loan Emi Quotes as low as 9.50%, Lowest EMI, Last year EMI waive off Offers | Minimum Tenure 6 Months 
Loan Amount
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Year Principal Interest Balance Amount
1 Rs. 31,083 Rs. 208,533 Rs. 1,968,917
2 Rs. 34,509 Rs. 205,107 Rs. 1,934,408
3 Rs. 38,311 Rs. 201,305 Rs. 1,896,097
4 Rs. 42,537 Rs. 197,079 Rs. 1,853,560
5 Rs. 47,221 Rs. 192,395 Rs. 1,806,339
6 Rs. 52,426 Rs. 187,190 Rs. 1,753,913
7 Rs. 58,203 Rs. 181,413 Rs. 1,695,710
8 Rs. 64,618 Rs. 174,998 Rs. 1,631,092
9 Rs. 71,740 Rs. 167,876 Rs. 1,559,352
10 Rs. 79,644 Rs. 159,972 Rs. 1,479,708
11 Rs. 88,422 Rs. 151,194 Rs. 1,391,286
12 Rs. 98,165 Rs. 141,451 Rs. 1,293,121
13 Rs. 108,983 Rs. 130,633 Rs. 1,184,138
14 Rs. 120,994 Rs. 118,622 Rs. 1,063,144
15 Rs. 134,327 Rs. 105,289 Rs. 928,817
16 Rs. 149,132 Rs. 90,484 Rs. 779,685
17 Rs. 165,567 Rs. 74,049 Rs. 614,118
18 Rs. 183,812 Rs. 55,804 Rs. 430,306
19 Rs. 204,069 Rs. 35,547 Rs. 226,237
20 Rs. 226,407 Rs. 13,056 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Loan Amount
HDFC LTD 9.40% - 9.45%
Rs. 18,512 - Rs. 18,577
ICICI Bank 9.40% - 9.55%
Rs. 18,512 - Rs. 18,708
SBI 9.35%(Women) - 9.40%(For Others)
Rs. 18,447(Women) - Rs. 18,512(For Others)
PNB Housing 9.75% - 9.95%
Rs. 18,970 - Rs. 19,234
Axis Bank 9.45% - 9.75%
Rs. 18,577 - Rs. 18,970
LIC Housing 9.60%
Rs. 18,773
Fed Bank 9.68% - 10.08%
Rs. 18,878 - Rs. 19,407
PNB Home Loan 9.60%
Rs. 18,773
IDBI Home Loan 9.75%
Rs. 18,970
DHFL Home Loan 9.55% - 9.65%
Rs. Rs. 18,708 - Rs. 18,839
Indiabulls Home Loan 9.40%(For Women) - 9.45% - 10.25%(For Others)
Rs. 18,512(For Women) - Rs.18,577 - Rs. 19,633(For Others)
Union Bank 9.65% - 10.40%
Rs. 18,839 - Rs. 19,833
Vijaya Bank 9.65%
Rs. 18,839
Standard Chartered Bank 9.75%
Rs. 18,970
Indian Bank 9.65% - 9.90%
Rs. 18,839 - Rs. 19,168

A customer needs to know how much he has to pay per month for the home loan he has taken is called Home loan emi.

How is Home loan emi calculated?

To calculate exact per month emi, it is based on the loan you have taken and the interest on is calculated and the amount is paid within the decided period ie tenure.
So if you take a 3000000 home loan and the interest is 9.50% for 20 years, your emi will be Rs. 27,964. So Home loan emi depends upon.
  • 1. Loan amount
  • 2. Tenure
  • 3. Interest rate-Floating or Fixed

How to get my Home loan Emi across Major Banks?
  • 1. Put the rate of interest for all banks in the calculator above
  • 2. Apply and get detailed information.

You Can Calculate Home loan EMI for below mentioned Banks: list as follows:

SBI, HDFC, Axis Bank, Bank of Baroda, Bank of India, Union Bank, DHFL, LIC Housing, SBP, Canara Bank, Allahabad Bank, ICICI Bank, Yes Bank, Citibank, PNB, uco bank, Indiabulls & others.

 

414 Comments, read them below or add one
  • sanjay kantak      April 30, 2016 5:42 am
    If my takehome salary is INR 130,000 then what is my loan elibility
    Post Reply
    • neel       April 27, 2016 1:03 am
      My net salary is 15994, how much home loan I will get and what would be the premium for 15yrs AND WHICH BANK HAS CHEAPER INTEREST RATE
      Post Reply
      • Banke      April 29, 2016 5:13 pm
        Dear sir, You are eligible for upto rs.9 lakh of loan amount for 15 years, Currently SBI, HDFC, ICICI Bank offers 9.40% rate of interest.
        Post Reply
      • vaishali      April 20, 2016 4:44 pm
        can i get a home loan on 32 years old property? my annual income is 8.5L.and my age is 41 years old. pls reply
        Post Reply
        • Atal      April 22, 2016 12:10 pm
          Yes, if you have registry of property or property on your name you are eligible to take.
          Post Reply
        • Shivgovind Singh      April 19, 2016 12:28 pm
          My net Salary is 20000.00 per month. How much home loan amount i can get? which bank is hasslefree? please suggest in detail about EMI, total amount to be paid in 1.5 and 2 years respectively, essential documents needed in Bank etc.Please note that I have not taken any loan in the past and suggest in detail about EMI, total amount to be paid in 1.5 and 2 years respectively.
          Post Reply
          • Banke      April 22, 2016 12:14 pm
            Dear sir, Minimum Repayment time for home loan is 3 years. Interest rates are 9.45% for men. All banks have same criteria but for easy process you can look at Private banks.
            Post Reply
          • Dr sreelatha      April 11, 2016 6:11 pm
            I am a Govt doctor annual salary around 14 lakh. I plan o buy an apartment for 46 lakh. How much can I get as loan . What's the emi for 10 years. What would be the tax benefit
            Post Reply
            • Kanhaiya      April 12, 2016 12:58 pm
              Dear Madam, As per your property value you can upto maximum 80% of property value which is around 38 lakh, EMI for 10 years are Rs. 48,963 @ 9.40% rate of interest State Bank of India. Tax Benefits are upto 2 lakh annual.
              Post Reply

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