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Home Loan EMI Calculator

Home Loan Amount    Rs.
Interest Rate % Per Annum
Loan Tenure Years
Loan Amount
Rs. 2,000,000
Monthly Instalment (EMI)
Rs. 19,968
Total Interest Amount
Rs. 2,792,223
Total Amount (Principal + Interest)
Rs. 4,792,223

Get Customized Free Home Loan Emi Quote from 10 Banks

 Home Loan Emi Quotes as low as 9.85%, Lowest EMI, Last year EMI waive off Offers | Minimum Tenure 6 Months 
Loan Amount
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Year Principal Interest Balance Amount
1 Rs. 31,083 Rs. 208,533 Rs. 1,968,917
2 Rs. 34,509 Rs. 205,107 Rs. 1,934,408
3 Rs. 38,311 Rs. 201,305 Rs. 1,896,097
4 Rs. 42,537 Rs. 197,079 Rs. 1,853,560
5 Rs. 47,221 Rs. 192,395 Rs. 1,806,339
6 Rs. 52,426 Rs. 187,190 Rs. 1,753,913
7 Rs. 58,203 Rs. 181,413 Rs. 1,695,710
8 Rs. 64,618 Rs. 174,998 Rs. 1,631,092
9 Rs. 71,740 Rs. 167,876 Rs. 1,559,352
10 Rs. 79,644 Rs. 159,972 Rs. 1,479,708
11 Rs. 88,422 Rs. 151,194 Rs. 1,391,286
12 Rs. 98,165 Rs. 141,451 Rs. 1,293,121
13 Rs. 108,983 Rs. 130,633 Rs. 1,184,138
14 Rs. 120,994 Rs. 118,622 Rs. 1,063,144
15 Rs. 134,327 Rs. 105,289 Rs. 928,817
16 Rs. 149,132 Rs. 90,484 Rs. 779,685
17 Rs. 165,567 Rs. 74,049 Rs. 614,118
18 Rs. 183,812 Rs. 55,804 Rs. 430,306
19 Rs. 204,069 Rs. 35,547 Rs. 226,237
20 Rs. 226,407 Rs. 13,056 Rs. 0
Bank Name Interest Rate
Estimated EMI as Per Loan Amount
HDFC LTD 9.90% - 10.40%
Rs. 19,168 - Rs. 19,833
ICICI Bank 9.85% - 9.90%
Rs. 19,102 - Rs. 19,168
SBI 9.70% - 9.75%
Rs. 18,905 - Rs. 18,970
PNB Housing 9.95% - 10.50%
Rs. 19,234 - Rs. 19,968
Axis Bank 9.85% - 10.35%
Rs. 19,102 - Rs. 19,766
LIC Housing 9.90% - 10.40%
Rs. 19,168 - Rs. 19,833
Fed Bank 10.35% - 10.70%
Rs. 19,766 - Rs. 20,237
PNB Home Loan 10.00% - 10.25%
Rs. 19,300 - Rs. 19,633
IDBI Home Loan 10.00% - 10.15%
Rs. 19,300 - Rs. 19,500
DHFL Home Loan 9.90%
Rs. 19,168
Indiabulls Home Loan 9.90% - 10.00%
Rs. 19,168 - Rs. 19,300
Union Bank 10.00%
Rs. 19,300
Vijaya Bank 10.30%
Rs. 19,700
Standard Chartered Bank 9.75%
Rs. 18,970
Indian Bank 9.95%
Rs. 19,234

A customer needs to know how much he has to pay per month for the home loan he has taken is called Home loan emi.

How is Home loan emi calculated?

To calculate exact per month emi, it is based on the loan you have taken and theĀ interestĀ on is calculated and the amount is paid within the decided period ie tenure.
So if you take a 3000000 home loan and the interest is 9.80% for 20 years, your emi will be Rs. 28,554. So Home loan emi depends upon.
  • 1. Loan amount
  • 2. Tenure
  • 3. Interest rate-Floating or Fixed
How to get my Home loan Emi across Major Banks?
  • 1. Put the rate of interest for all banks in the calculator above
  • 2. Apply and get detailed information.

You Can Calculate Home loan EMI for below mentioned Banks: list as follows:

SBI, HDFC, Axis Bank, Bank of Baroda, Bank of India, Union Bank, DHFL, LIC Housing, SBP, Canara Bank, Allahabad Bank, ICICI Bank, Yes Bank, Citibank, PNB, uco bank, Indiabulls & others.


405 Comments, read them below or add one
  • Himanshu Rawal      July 25, 2015 7:41 pm
    Dear Team, I request for your kind advice regarding home loan balance transfer from Axis Bank to SBI Bank or HDFC Bank. Following are the details: 1. Home Loan Amount - 2561825 (Started from Mar-2014 @ 10.25 % Rate of Interest) 2. Amendment after Change in the base rate, current status as of July 2015 Total Due Principal Amount - 2502274 Total duration (as rate of interest changed from 10.25 %to 9.95 %)- 228 months Could you or your team can let me know the process, eligibility criteria and let me know the document required for the same. Thanks! Himanshu Rawal
    Post Reply
    • Deal4loans Team      July 27, 2015 12:33 pm
      Dear Sir, As per your Information you can save upto to Rs.26 on per lac EMI. which is around Rs.650 on 25 lakh loan amount. you can check the whole calculation or process via using this calculator - http://www.deal4loans.com/home-loan-balance-transfer-calculator.php
      Post Reply
    • vikas agrawal      July 14, 2015 1:40 pm
      dear sir , I m self emplyed and having net profit 10.84lakh (14-15) and Rs. 8.03 lakh (13-14)and wish to buy 3rd flat of cost Rs. 1 Cr. my old 2nd housing loan is outstanding Rs. 13 lakh and its emi of rs. 20178 , now before 7yr i already had taken a 1st flat the flat loan is cleared before 2010 , so the new buying flat is 3rd flat for me and there is some another interst rate will applicable for me , if yes than what will be interest rate for me and how much loan i can get on new flat , my age is 41 years
      Post Reply
      • Krishna      July 27, 2015 12:35 pm
        Dear sir, You are eligible for upto 45 lakh of loan amount. For more information you can use above calculator tool which let you know how much you can get & interest rates & everything. Thanks
        Post Reply
      • kaushal tiwari      July 10, 2015 4:06 pm
        sir my father age is 47 years and he want take loan 2000000. and it can possible. and his monthly income is 30000.
        Post Reply
        • Atal      July 10, 2015 4:29 pm
          Dear Kaushal, As per his income he is able to get around Rs.17-18 lakh of loan amount.
          Post Reply
        • Poornima      July 9, 2015 9:28 am
          Hello Sir, my monthly take home salary is 1.07 lakhs. And having one personal loan EMI 12,500 per month.How much home loan i am eligible to get and what would be the emi for that? We have shortlisted a property for 76.5 lakhs, How much margin bank can give home loan? Please reply. Regards, Poornima
          Post Reply
          • Krishna      July 9, 2015 6:03 pm
            Dear Ma'am You can get maximum upto 80% of the property as a loan amount, current personal loan, So in that scenario you are eligible for around 42-48 Lac of loan amount easily. Some banks offers may be offer you more for the longer tenure. but try to keep tenure term between 20-25 years. Rs.42535 EMI for 45 lac for 20 years tenure.
            Post Reply
          • subhadip acharya      July 6, 2015 5:36 pm
            sir,my monthly income of rs 20000/-per month approx.so how much loan amount i will able to take?i need to take minimum 1000000/-(ten lac).can i get it?
            Post Reply
            • Atal      July 7, 2015 4:28 pm
              As per your income you are eligible for around 10 lac for 20 years. EMI would be close to Rs.9700/-.
              Post Reply

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