SBI Home Loan Calculator Nov 2021 – Check EMI Eligibility

Use SBI Home Loan EMI Calculator to calculate your monthly/yearly EMIs based on SBI home loan rates, tenure, processing fees to apply online at Deal4loans. (सबीआई / एसबीआई होम लोन ईएमआई कैलकुलेटर). Here’s the EMI calculation for Per Lakh loan amount for 30 years. .05% difference in Rates for Men & women. we think per lakh emi calculation gives you better idea on how much you have to pay for your sbi home loan amount.

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Loan Amount EMI for Women EMI for Others
Loan amount below 30 lakh ₹ 645/- @ 6.70% ₹ 645/- @ 6.70%
Loan Amount 30 – 75 Lakh ₹ 645/- @ 6.70% ₹ 645/- @ 6.70%
Loan Amount above 75 Lakh ₹ 645/- @ 6.70% ₹ 645/- @ 6.70%

SBI Home Loan EMI Calculator

SBI home loan calculator helps you to know how much emi per month you have to pay for the loan amount which you take from the bank for the respective period of time. so if you take a loan amount of 10 lakh from state bank of India for 20 years at 6.70% rate of interest than your calculations are as follows:

Loan Amount 10,00,000
Monthly Installment (EMI) Rs. 7,574
Total Interest Amount Rs. 8,17,746
Total Amount (Principal + Interest) Rs. 18,17,746

 

Year Principal Interest Balance Amount
1 Rs. 24,636 Rs. 66,252 Rs. 975,364
2 Rs. 26,338 Rs. 64,550 Rs. 949,026
3 Rs. 28,160 Rs. 62,728 Rs. 920,866
4 Rs. 30,101 Rs. 60,787 Rs. 890,765
5 Rs. 32,183 Rs. 58,705 Rs. 858,582
6 Rs. 34,407 Rs. 56,481 Rs. 824,175
7 Rs. 36,783 Rs. 54,105 Rs. 787,392
8 Rs. 39,324 Rs. 51,564 Rs. 748,068
9 Rs. 42,043 Rs. 48,845 Rs. 706,025
10 Rs. 44,947 Rs. 45,941 Rs. 661,078
11 Rs. 48,053 Rs. 42,835 Rs. 613,025
12 Rs. 51,372 Rs. 39,516 Rs. 561,653
13 Rs. 54,922 Rs. 35,966 Rs. 506,731
14 Rs. 58,719 Rs. 32,169 Rs. 448,012
15 Rs. 62,776 Rs. 28,112 Rs. 385,236
16 Rs. 67,113 Rs. 23,775 Rs. 318,123
17 Rs. 71,750 Rs. 19,138 Rs. 246,373
18 Rs. 76,708 Rs. 14,180 Rs. 169,665
19 Rs. 82,009 Rs. 8,879 Rs. 87,656
20 Rs. 87,698 Rs. 3,213 Rs. 0

 

SBI Home Loan Per Lakh EMI Calculation on Yearly Basis

Interest Rates Loan Tenure Lowest EMI Per Lakh
6.70% – 7.15% 30 Years Rs.645 – Rs.675
6.70% – 7.15% 25 Years Rs.688 – Rs.716
6.70% – 7.15% 20 Years Rs.757 – Rs.784
6.70% – 7.15% 15 Years Rs.882 – Rs.907
6.70% – 7.15% 10 Years Rs.1146 – Rs.1169
6.70% – 7.15% 5 Years Rs.1966 – Rs.1987

SBI Home Loan Eligibility Calculator

you should check eligibility of your home loan on the basis of your monthly income & liabilities.

  • Minimum age: 18 years as on the date of sanction
  • Maximum age: 70 years. i.e. the age by which the loan should be fully repaid, subject to availability of sufficient, regular and continuous source of income for servicing the loan repayment.

Click Here to Check your Eligibility for SBI Home Loan

Here’s the few Example of Home Loan Eligibility for SBI as per your current Income per month.

Income Per Month

For 15 Years

For 20 Years

For 30 Years

12000 5 Lakh 6 Lakh 7 Lakh
15000 7 Lakh 8 Lakh 9 Lakh
18000 8 Lakh 10 Lakh 11 Lakh
20000 10 Lakh 13 Lakh 12 Lakh
25000 12 Lakh 15 Lakh 14 Lakh
30000 15 Lakh 18 Lakh 20 Lakh
35000 17 Lakh 21 Lakh 24 Lakh
40000 20 Lakh 24.50 Lakh 28 Lakh
50000 25 Lakh 30 Lakh 34 Lakh

Here’s the default emi calculation – you can check emi per loan amount @ 6.70% rate of interest for 20 years.

Note – 6.70% Rate of interest is charged for Men / Others borrowers for the loan amount of upto 30 lakhs by State Bank of India.

Loan Amount EMI for 20 years
11 lakh Rs. 8,331
12 lakh Rs. 9,089
13 lakh Rs. 9,846
14 lakh Rs. 10,604
15 lakh Rs. 11,361
16 lakh Rs. 12,118
17 lakh Rs. 12,876
18 lakh Rs. 13,633
19 lakh Rs. 14,390
20 lakh Rs. 15,148
21 lakh Rs. 15,905
22 lakh Rs. 16,663
23 lakh Rs. 17,420
24 lakh Rs. 18,177
25 lakh Rs. 18,935
28 lakh Rs. 21,207
30 lakh Rs. 22,722
32 lakh Rs. 24,237
34 lakh Rs. 25,751
35 lakh Rs. 26,509
40 lakh Rs. 30,296
42 lakh Rs. 31,811
45 lakh Rs. 34,083

State Bank of India (SBI), the world’s largest bank, has many home loan schemes tailored to the needs of customers including SBI Maxgain, SBI Realty, SBI NRI home Loan, Pre Approved, Home Equity and others.

Other Calculators of State Bank of India

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