SBI Home Loan EMI Calculator Dec 2022 – Eligibility

Use SBI Home Loan EMI Calculator to calculate your monthly/yearly EMIs based on SBI home loan rates, tenure, processing fees to apply online at Deal4loans. (सबीआई / एसबीआई होम लोन ईएमआई कैलकुलेटर). Here’s the EMI calculation for Per Lakh loan amount for 30 years. .05% difference in Rates for Men & women. we think per lakh emi calculation gives you better idea on how much you have to pay for your sbi home loan amount.

Loan Amount EMI @ 8.40% EMI @ 8.40%
Loan amount below 30 lakh ₹ 762/- ₹ 762/-
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SBI Home Loan EMI Calculator

SBI home loan calculator helps you to know how much emi per month you have to pay for the loan amount which you take from the bank for the respective period of time. so if you take a loan amount of 10 lakh from state bank of India for 20 years at 8.40% rate of interest than your calculations are as follows:

Loan Amount 10,00,000
Monthly Installment (EMI) Rs. 8,615
Total Interest Amount Rs. 10,67,611
Total Amount (Principal + Interest) Rs. 20,67,611

 

Year Principal Interest Balance Amount
1 Rs. 20,145 Rs. 83,235 Rs. 979,855
2 Rs. 21,903 Rs. 81,477 Rs. 957,952
3 Rs. 23,815 Rs. 79,565 Rs. 934,137
4 Rs. 25,896 Rs. 77,484 Rs. 908,241
5 Rs. 28,154 Rs. 75,226 Rs. 880,087
6 Rs. 30,613 Rs. 72,767 Rs. 849,474
7 Rs. 33,286 Rs. 70,094 Rs. 816,188
8 Rs. 36,193 Rs. 67,187 Rs. 779,995
9 Rs. 39,352 Rs. 64,028 Rs. 740,643
10 Rs. 42,788 Rs. 60,592 Rs. 697,855
11 Rs. 46,523 Rs. 56,857 Rs. 651,332
12 Rs. 50,586 Rs. 52,794 Rs. 600,746
13 Rs. 55,003 Rs. 48,377 Rs. 545,743
14 Rs. 59,804 Rs. 43,576 Rs. 485,939
15 Rs. 65,026 Rs. 38,354 Rs. 420,913
16 Rs. 70,704 Rs. 32,676 Rs. 350,209
17 Rs. 76,878 Rs. 26,502 Rs. 273,331
18 Rs. 83,590 Rs. 19,790 Rs. 189,741
19 Rs. 90,887 Rs. 12,493 Rs. 98,854
20 Rs. 98,914 Rs. 4,558 Rs. 0

SBI Home Loan Per Lakh EMI Calculation on Yearly Basis

Interest Rates Loan Tenure Lowest EMI Per Lakh
8.40% – 9.05% 30 Years Rs.762 – Rs.808
8.40% – 9.05% 25 Years Rs.798 – Rs.843
8.40% – 9.05% 20 Years Rs.862 – Rs.903
8.40% – 9.05% 15 Years Rs.979 – Rs.1017
8.40% – 9.05% 10 Years Rs.1235 – Rs.1269
8.40% – 9.05% 5 Years Rs.2047 – Rs.2078

SBI Home Loan Eligibility Calculator

you should check eligibility of your home loan on the basis of your monthly income & liabilities.

  • Minimum age: 18 years as on the date of sanction
  • Maximum age: 70 years. i.e. the age by which the loan should be fully repaid, subject to availability of sufficient, regular and continuous source of income for servicing the loan repayment.

Click Here to Check your Eligibility for SBI Home Loan

Here’s the few Example of Home Loan Eligibility for SBI as per your current Income per month.

Income Per Month

For 15 Years

For 20 Years

For 30 Years

12000 5 Lakh 6 Lakh 7 Lakh
15000 7 Lakh 8 Lakh 9 Lakh
18000 8 Lakh 10 Lakh 11 Lakh
20000 10 Lakh 13 Lakh 12 Lakh
25000 12 Lakh 15 Lakh 14 Lakh
30000 15 Lakh 18 Lakh 20 Lakh
35000 17 Lakh 21 Lakh 24 Lakh
40000 20 Lakh 24.50 Lakh 28 Lakh
50000 25 Lakh 30 Lakh 34 Lakh

Here’s the default emi calculation – you can check emi per loan amount @ 8.55% rate of interest for 20 years.

Note – 8.55% Rate of interest is charged for Men / Others borrowers for the loan amount of upto 30 lakhs by State Bank of India.

Loan Amount EMI per Month
11 Lakh 9581
12 Lakh 10452
13 Lakh 11323
14 Lakh 12194
15 Lakh 13065
16 Lakh 13936
17 Lakh 14807
18 Lakh 15678
19 Lakh 16549
20 Lakh 17420
21 Lakh 18291
22 Lakh 19162
23 Lakh 20033
24 Lakh 20904
25 Lakh 21775
28 Lakh 24388
30 Lakh 26130
32 Lakh 27872
34 Lakh 29614
35 Lakh 30485
36 Lakh 31356
38 Lakh 33098
40 Lakh 34840
45 Lakh 39195
50 Lakh 43550

State Bank of India (SBI), the world’s largest bank, has many home loan schemes tailored to the needs of customers including SBI Maxgain, SBI Realty, SBI NRI home Loan, Pre Approved, Home Equity and others.

Other Calculators of State Bank of India