SBI Home Loan EMI Calculator Aug 2022

Use SBI Home Loan EMI Calculator to calculate your monthly/yearly EMIs based on SBI home loan rates, tenure, processing fees to apply online at Deal4loans. (सबीआई / एसबीआई होम लोन ईएमआई कैलकुलेटर). Here’s the EMI calculation for Per Lakh loan amount for 30 years. .05% difference in Rates for Men & women. we think per lakh emi calculation gives you better idea on how much you have to pay for your sbi home loan amount.

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Loan Amount EMI @ 7.55% EMI @ 8.05%
Loan amount below 30 lakh ₹ 703/- ₹ 737/-

SBI Home Loan EMI Calculator

SBI home loan calculator helps you to know how much emi per month you have to pay for the loan amount which you take from the bank for the respective period of time. so if you take a loan amount of 10 lakh from state bank of India for 20 years at 7.55% rate of interest than your calculations are as follows:

Loan Amount 10,00,000
Monthly Installment (EMI) Rs. 8,047
Total Interest Amount Rs. 9,40,768
Total Amount (Principal + Interest) Rs. 19,40,768

 

Year Principal Interest Balance Amount
1 Rs. 31,083 Rs. 208,533 Rs. 1,968,917
2 Rs. 34,509 Rs. 205,107 Rs. 1,934,408
3 Rs. 38,311 Rs. 201,305 Rs. 1,896,097
4 Rs. 42,537 Rs. 197,079 Rs. 1,853,560
5 Rs. 47,221 Rs. 192,395 Rs. 1,806,339
6 Rs. 52,426 Rs. 187,190 Rs. 1,753,913
7 Rs. 58,203 Rs. 181,413 Rs. 1,695,710
8 Rs. 64,618 Rs. 174,998 Rs. 1,631,092
9 Rs. 71,740 Rs. 167,876 Rs. 1,559,352
10 Rs. 79,644 Rs. 159,972 Rs. 1,479,708
11 Rs. 88,422 Rs. 151,194 Rs. 1,391,286
12 Rs. 98,165 Rs. 141,451 Rs. 1,293,121
13 Rs. 108,983 Rs. 130,633 Rs. 1,184,138
14 Rs. 120,994 Rs. 118,622 Rs. 1,063,144
15 Rs. 134,327 Rs. 105,289 Rs. 928,817
16 Rs. 149,132 Rs. 90,484 Rs. 779,685
17 Rs. 165,567 Rs. 74,049 Rs. 614,118
18 Rs. 183,812 Rs. 55,804 Rs. 430,306
19 Rs. 204,069 Rs. 35,547 Rs. 226,237
20 Rs. 226,407 Rs. 13,056 Rs. 0

 

SBI Home Loan Per Lakh EMI Calculation on Yearly Basis

Interest Rates Loan Tenure Lowest EMI Per Lakh
7.55% – 8.05% 30 Years Rs.703 – Rs.737
7.55% – 8.05% 25 Years Rs.742 – Rs.775
7.55% – 8.05% 20 Years Rs.809 – Rs.840
7.55% – 8.05% 15 Years Rs.930 – Rs.959
7.55% – 8.05% 10 Years Rs.1190 – Rs.1216
7.55% – 8.05% 5 Years Rs.2006 – Rs.2030

SBI Home Loan Eligibility Calculator

you should check eligibility of your home loan on the basis of your monthly income & liabilities.

  • Minimum age: 18 years as on the date of sanction
  • Maximum age: 70 years. i.e. the age by which the loan should be fully repaid, subject to availability of sufficient, regular and continuous source of income for servicing the loan repayment.

Click Here to Check your Eligibility for SBI Home Loan

Here’s the few Example of Home Loan Eligibility for SBI as per your current Income per month.

Income Per Month

For 15 Years

For 20 Years

For 30 Years

12000 5 Lakh 6 Lakh 7 Lakh
15000 7 Lakh 8 Lakh 9 Lakh
18000 8 Lakh 10 Lakh 11 Lakh
20000 10 Lakh 13 Lakh 12 Lakh
25000 12 Lakh 15 Lakh 14 Lakh
30000 15 Lakh 18 Lakh 20 Lakh
35000 17 Lakh 21 Lakh 24 Lakh
40000 20 Lakh 24.50 Lakh 28 Lakh
50000 25 Lakh 30 Lakh 34 Lakh

Here’s the default emi calculation – you can check emi per loan amount @ 7.55% rate of interest for 20 years.

Note – 7.55% Rate of interest is charged for Men / Others borrowers for the loan amount of upto 30 lakhs by State Bank of India.

Loan Amount EMI for 20 years
11 lakh Rs. 8,899
12 lakh Rs. 9,708
13 lakh Rs. 10,517
14 lakh Rs. 11,326
15 lakh Rs. 12,135
16 lakh Rs. 12,944
17 lakh Rs. 13,753
18 lakh Rs. 14,562
19 lakh Rs. 15,371
20 lakh Rs. 16,180
21 lakh Rs. 16,989
22 lakh Rs. 17,798
23 lakh Rs. 18,607
24 lakh Rs. 19,416
25 lakh Rs. 20,225
28 lakh Rs. 22,652
30 lakh Rs. 24,270
32 lakh Rs. 25,888
34 lakh Rs. 27,506
35 lakh Rs. 28,315
40 lakh Rs. 32,360
42 lakh Rs. 33,978
45 lakh Rs. 36,405

State Bank of India (SBI), the world’s largest bank, has many home loan schemes tailored to the needs of customers including SBI Maxgain, SBI Realty, SBI NRI home Loan, Pre Approved, Home Equity and others.

Other Calculators of State Bank of India

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Top Banks for Home Loans in India
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SBI 7.55% - 8.05%
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ICICI Bank 8.15% - 8.80%
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Axis Bank 7.60% - 8.05%
Bank of Baroda 7.45% - 8.80%
Canara Bank 7.30% - 9.25%
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