LIC Home Loan EMI Calculator 2022 – Calculate Eligibility Online

LIC Home Loan EMI Calculator – Calculate EMI amount which you have to pay every month for home loan within a minute. LIC Housing MCLR, Base rate, PLR Rates 2022. LIC Housing Finance launched New Scheme for Govt. Employees with the name of “MY CHOICE” in which Interest Rates starts from 6.90%.

Home Loan applications received for rupees ₹ 419,027 crores till 02 July 2022

Apply for Home Loan & Check your CIBIL score absolutely FREE.

Loan Amount

Annual Income


120,17,256 loan quotes taken till now.
Home loan Interest rates starts from 6.90% for women, 6.95% for Others.

LIC Home Loan EMI Calculator

LIC home EMI calculator helps your to know how much emi per month you have to pay for the loan amount which you are going to take from bank for the purchase of your home.

Steps to calculate EMI:

1. Enter your loan amount
2. Enter Interest rate
3. Enter loan tenure or repayment period.
4. After submit all the information – click on Calculate

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

LIC Home Loan Interest Rates 2022

ROI 6.95% – 8.15%
Lowest EMI Per Lakh Rs.662
Repayment 30 Years
Min. Loan Amount 1 lakh

LIC Home Loan Eligibility:

You can calculate your lic home loan eligibility on the basis of your monthly income and expenses.
Factors which effects your home loan eligibility

If your monthly income is Rs.44000/-. It means your eligibility for home loan will be around Rs.25-26 lakhs on the basis of current interest rates.
✓ EMI limited to about 50% of monthly income (If your income is 25000 per month than you are eligible for upto 12500 per month emi)
✓ EMIs of other loans lower your eligibility. (like – LIC premium, Insurance premium, other loans, car, personal, business)
✓ Insurance policies premium lower your eligibility.
✓ More No. of dependents lower your eligibility.

Increase your eligible Home Loan amount by these steps
✓ Make your spouse a co-applicant,and her income will add to your eligibility & enhance your loan amount
✓ Choose longer tenure loan up to 30 years for get more loan amount
✓ Alternatively add your parents if they earns.
You can also apply for LIC home loan Online InstantlyClick Here
Most number of search queries coming for LIC home loan from – Tamilnadu, Karnataka, Maharashra, uttar pradesh, West bengal, Andhra pradesh & delhi region.
Top cities – Chinchwad, hyderabad, Bangalore, Mumbai, chennai & Pune.

Here’s the default emi calculation – you can check emi per loan amount @ 6.95% rate of interest for 20 years.

Note – Rate of interest is 6.95%.

Loan Amount EMI for 20 years
11 lakh 8495
12 lakh 9268
13 lakh 10040
14 lakh 10812
15 lakh 11585
16 lakh 12357
17 lakh 13129
18 lakh 13901
19 lakh 14674
20 lakh 15446
21 lakh 16218
22 lakh 16991
23 lakh 17763
24 lakh 18535
25 lakh 19308
28 lakh 21624
30 lakh 23169
32 lakh 24714
34 lakh 26258
35 lakh 27031

Other Retail Products of LIC Housing In India

Other Banks Calculators in India

HDFC Home Loan EMI Calculator
SBI Home Loan Calculator
ICICI Home Loan Calculator
PMAY Housing Loan EMI Calculator
Home Loan Balance Transfer Calculator
Citibank Home Loan EMI Calculator

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Top Banks for Home Loans in India
Banks Interest Rates
SBI 7.55% - 8.05%
HDFC Ltd 7.55% - 8.55%
ICICI Bank 7.60% - 8.30%
LIC Housing Finance7.55% - 8.75%
PNB Housing 7.50% - 9.65%
Axis Bank 7.60% - 8.05%
Bank of Baroda 7.45% - 8.80%
Canara Bank 7.30% - 9.25%
Aadhar Home loan N.A