LIC Credit Card |Documents | Eligibility | एलआईसी क्रेडिट कार्ड

LIC Credit Card: Life Insurance Corporation of India, world’s top insurance company, has now forayed into credit card service in partnership with Axis Bank. LIC is using its extensive network of over a million agents and more than 2,000 branches in the country to provide insurance and credit card facilities to its customers.
LIC Card Services has been set up in compliance with the regulations of the Reserve Bank of India to provide credit card facilities to its customers.

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LIC Credit Cards Services: Various Cards of LIC

Gold Card: A card that brings sheer surprises your way – know more & apply Platinum Card: A card that is as rare as you – Know more & apply
Titanium Card: A card that is perfect for rewarding journeys – Know more & apply Signature Card: A card that offers you a world of unparalleled privileges – know more & apply

How much per month salary required to get lic credit card?

Eligibility criteria for LIC credit cards

Card Type Income Criteria
Signature Credit Card Net annual salary should be Rs 15 lakh
Salary slip of Rs 1.25 lakh
Platinum Credit Card Net annual salary should be Rs 5 lakh
Salary slip of Rs 42,000
Titanium Credit Card Net annual salary should be Rs 3 lakh
Salary slip of Rs 25,000
Gold Credit Card Net annual salary should be Rs 1.8 lakh
Salary slip of Rs 15,000

Fee and other charges

• No fee on add-on card and renewal of add-on card

• Cash withdrawal fee of 2.5%

• Late payment fee depends on the total outstanding amount on the card. The charges are as follows:

  • Rs 300 on outstanding of up to Rs 2,000
  • Rs 400 on outstanding of Rs 2,001-5,000
  • Rs 600 on outstanding of Rs 5,001 and above
  • • A penalty of 3% charged on over limit amount (minimum Rs 500).
    • LIC charges a penalty of Rs 300 on return/dishonor of cheque or auto debit reversal
    • Surcharge is waived on fuel transaction between Rs 400-4,000

    About LIC Credit Cards:

    LIC Cards Services Ltd (LIC CSL), started in partnership with Axis Bank, started operations on November 11, 2008, as a 100% subsidiary of LIC. The registered office of the company is at Jeevan Prakash Building, 6th floor, 25 KG Road, New Delhi-110001.
    LIC has assets of over Rs 8,00,000 crore and more than 23 crore policies. It has invested over Rs 80,000 crore in people welfare initiatives. LIC, which is synonymous to life insurance in India, has a nationwide network of 2,048 branches, over 550 WAN-connected satellite sampark offices and 1.10 million insurance agents.
    Axis Bank

    After the Government of India gave its nod to private banks in India, Axis Bank was among the first to start operations in 1994. Axis Bank was promoted by the administrator of Specified Undertaking of Unit Trust of India (UTI-I), Life Insurance Corporation (LIC), General Insurance Corporation of India (GIC), New India Assurance Company Ltd., National Insurance Company Ltd., Oriental Insurance Company Ltd. and United India Insurance Company Ltd.
    The registered office of the bank is in Ahmedabad and its central office is in Mumbai.
    As on March 31, 2015, the bank had 2,589 domestic branches including extension counters and 12,335 ATMs to provide round-the-clock banking facilities to its customers.
    With retail and corporate banking being its strength, Axis Bank adopts industry practices as per international standards.

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