LIC Gold Credit Card: Features | Eligibility | Information

LIC Gold Credit Card – that gives you access to special features and avail the best benefits.

LIC Gold Credit Card is a credit card that provides benefits like complimentary insurance cover and rewards programme.

Special Features of LIC Cards: Powerful Reward Programme:

  • Get exciting PlusPoints Rewards programme designed to reward spends as follows:
  • 2 Reward Points for Rs. 100 spent on LIC premium payments and international spends.
  • 1 Reward Point for every Rs. 100 spent on all other categories

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Professional Details
Annual Income

Occupation

City

Company Name


Insurance Cover:

Complimentary lost card liability insurance cover of Rs. 1 Lakh

Special Features

Eligibility

Powerful Reward Programme: Get exciting PlusPoints Rewards programme designed to reward spends as follows:

  • 2 Reward Points for Rs. 100 spent on LIC premium payments and international spends.
  • 1 Reward Point for every Rs. 100 spent on all other categories

Insurance Cover:

  • Complimentary lost card liability insurance cover of Rs. 1 Lakh
  • Net income – Rs. 1.8 Lakh p.a. and above
  • Sourcing locations – 7 cities
  • Minimum Salary – 1.8 lac per annum
  • Interest-free Credit Period – 50 days
  • Add-on Cards – Up to 3
  • Cash Withdrawal Facility – Yes
  • Reward Points – Accrual – 1 Reward Point for every Rs. 100 spent
  • Bonus Reward Points – 2 Reward Points on LIC premium payment and international spends

Documentation & Eligibility

Mentioned below are the detailed document and eligibility criteria for LIC Credit Cards.

Card Type

Income Criteria

Signature Credit Card Net Salary Requirement – Rs. 15 Lakh per annum.

Salary Slip of Rs.1.25 Lakh gross salary

Platinum Credit Card Net Salary Requirement – Rs. 5 Lakh per annum.

Salary Slip of Rs.42,000 gross salary

Titanium Credit Card Net Salary Requirement – Rs. 3Lakh per annum.

Salary Slip of Rs.25,000 gross salary

Gold Credit Card Net Salary Requirement – Rs. 1.8 Lakh per annum.

Salary Slip of Rs.15,000 gross salary

 

EMI Facility

HELLO-EMI options: You have the option of converting your transaction of INR 2,500 or more into 3, 6, 12 or 24 months’ EMI.

EMI per Rs. 1000 for each of these tenors is given below:

Tenor Option

Monthly Installments Per Rs. 1,000

3 Months Rs. 343.38
6 Months Rs. 175.53
12 Months Rs. 91.68
24 Months Rs. 49.92

Note: A onetime Processing Fee of 1.5% or Rs. 150, whichever is higher will be charged to your Credit Card account on the rate of conversion.

Balance Transfer

Transfer your existing balance from other credit cards to your LIC Credit Card at a special rate of interest and save substantially. There are two exciting plans to choose from:

Balance Transfer Plan @ 0%

  • 0% interest rate for 3 months*
  • 2.95% interest after 3 months
  • 2% processing fee or Rs. 199 (whichever is higher)