Bank of Baroda Home Loan – Interest Rates, EMI Eligibility Calculator

Bank of Baroda Home Loan – Get instant quotes on bob Interest rates July 2016, lowest EMI, Documents, maximum loan amount, processing fees, approved locations at Deal4loans.com.
 

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Bank of Baroda Home Loan Details

Interest Rates 9.65%
Processing Fees Nil
Pre payment Charges Nil
Lowest EMI Rs.834 on 1 Lakh
Min. Income Rs.10500/- p.m
Loan Repayment 1 to 30 years

Bank of Baroda Home Loan Overview:

Bank of Baroda requests you to be a honored owner of your own home and offers easy Home Loan with a number of services to suit your budget. As on November 05, 2015 – Bank of Baroda has total number of 5242 branches all over the India. With a customer centric approach of being operational 24 Hours banking a day, across 24 countries, the bank branches are the last door you will have to knock while on the lookout for an answer to your queries.

Bank of Baroda Home Loan Interest Rates – Last Updated as on 02 july 2016

  • Bank of Baroda housing loan = 9.40% as per MCLR Rate
  • BARODA HOME IMPROVEMENT LOAN = One year MCLR + Strategic Premium + 1.00%
  • Baroda Home Loan Advantage
    • Upto Rs 75.00 Lacs : Normal Home Rate (9.40%)
    • Above Rs 75.00 Lacs: 0.25% over Normal Home Loan Rate
  • Baroda CRE Home Loan = 0.25% over Normal Home Rate
  • Baroda CRE Home Loan (Advantage)
    • Upto Rs 75Lacs : 0.25% over Normal Home Rate
    • Above Rs 75 Lacs : 0.50% over Normal Home Rate

    Eligibility or How much you can get from Bank of Baroda for your Dream Home

    If your income is upto 20000 than you can get 36 times of monthly income as home loan. 48 times of monthly income if salary is between 20 thousand to 1 Lakh. 54 times of monthly income if salary is above 1 lakh per month.

    ✓ As per current IT provisions – Interest on loan upto Rs.1.50 lacs per annum is exempt from income tax (Under section 23/24 (1) of the Income Tax Act). An additional deduction of interest upto Rs.1 lac is available to persons taking a loan for their first home upto Rs.25 lacs during March 2016 to Feb 2017.
     

    Corporate Centre
    Bank of Baroda
    Baroda Corporate Centre,
    Plot No – C-26, G – Block, Bandra – Kurla Complex, Bandra (East), Mumbai-400051
    Contact Centre Toll Free Numbers provided by Bank of Baroda (India) – 1800 22 33 44, 1800 102 44 55
     
     
    Source: Bank of baroda Website