Loan Against Property Bank Of Baroda

Bank of Baroda brings to you an innovative combination of a loan and over draft facility with flexible repayment options against the security of your immovable property.

Key Benefits

Ideal use of idle property - Generate additional income from an otherwise idle property.
Withdraw money as per your need and save on interest cost.
Deposit surplus money / regular income / salary and save interest.
Flexibility to withdraw money deposited earlier.
Can be availed either as overdraft or demand loan as per your need.

Apply for Best Loan Against Property in Bank Of Baroda

Professional Details

Loan Amount:

Occupation:

City:

Annual Income:

Banks	Interest Rates	Processing fees
HDFC	9.50% to 10.50%	Maximum of 1% of loan amount
SBI	10.35% - 11.05%	Flat Rs. 10,000/- plus applicable GST
ICICI Bank	9.75% - 10.90%	1.00 % + AT*
Axis Bank	9.90% - 10.35%	1% or Rs 10,000 (whichever is higher)

Documents Required:

Salaried
- Income proof (Form 16 along with salary certificate from the employer)
Professional / Self-employed
- I.T. returns for past 3 years
- Latest income tax assessment order (for overdraft amount of over Rs. 5 Lacs)
- Income certificate from appropriate revenue authority like Tehsilldar/BDO/SDO (for agriculturist)
- Original title deeds of the property offered for mortgage
- Paid receipt of latest maintenance, water tax, municipal tax and any such taxes.
- Non encumbrance letter from co-op society
- Permission to create Equitable Mortgage from society
- Last 6 months bank statements of main bank account