Bank of India Home Loan: BOI Home Loans, Eligibility, Processing Fee, Interest rates, Documents Required Bank of India Housing loan. Current Interest Rates starts from 10.25% to 10.30% P.A.
Bank of India Provides Housing loan for various purposes and attractive Home loan rates.
The Salient features & Benefits & Why to choose Bank of India Home Loan Schemes:
- To purchase/construct house/flat/renovate/extend/repair existing house/flat.
- Maximum loan amount is Rs.3 crores and repayment ranges upto 20 years, with reasonable processing charges. No commitment /administrative charges.
- Attractive home loan interest rates according to Available in Industry.
- Option for different EMI amounts for different periods during tenure of loan to suit customers repayment capacity.
- Prepayment of Loan permitted.
- Interest is calculated on daily balance basis which is of great advantage to customer as it results in lower interest amount.
- Simplified application form/procedures for convenience of customers, and speedy approvals.
- Free Personal Accident Insurance cover
- Life Insurance Cover to borrowers for Loan Protection(optional)
Salaried employees , Professionals like Doctors Lawyers, Engineers , Chartered Accountants, Self –employed persons. Group of Individuals , NRIs, PIOs, HUF, Prop. Firm. Partnership Firm and Corporates(for purchase/construction of houses/flats for their employees).
Latest Interest Rates of Bank of India Home Loans:- Updated in February 2014
|Loan Up to 75 lacs||
|Loans Above 75 Lacs||
- UPTO RS.20 LACS – 15%
- >RS.25-RS.75 LACS-20%
- >RS.75 LACS – 25%
- ALL ON PURE COST
Processing Fees: Waived till 31.12.2013
|Processing charges: Waived till 31.03.2014 & 1st disbursement on or before 31.03.2014
||Prepayment Charges: NIL|
Available Products of Bank of India:
Source: Bank of India Website
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