Bank of India Home Loan | Interest Rates | Documents | EMI Calculator

Bank of India Home Loan:  BOI Home Loans, Eligibility, Processing Fee, Interest rates, Documents Required Bank of India Housing loan. Current Interest Rates starts from 10.20% to 10.45% P.A.

Bank of India Provides Housing loan for various purposes and attractive Home loan rates.

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The Salient features & Benefits & Why to choose Bank of India Home Loan Schemes:

  • To purchase/construct house/flat/renovate/extend/repair existing house/flat.
  • Maximum loan amount is Rs.3 crores and repayment ranges upto 20 years, with reasonable processing charges. No commitment /administrative charges.
  • Attractive home loan interest rates according to Available in Industry.
  • Option for different EMI amounts for different periods during tenure of loan to suit customers repayment capacity.
  • Prepayment of Loan permitted.
  • Interest is calculated on daily balance basis which is of great advantage to customer as it results in lower interest amount.
  • Simplified application form/procedures for convenience of customers, and speedy approvals.
  • Free Personal Accident Insurance cover
  • Life Insurance Cover to borrowers for Loan Protection(optional)


Salaried employees , Professionals like Doctors Lawyers, Engineers , Chartered Accountants, Self –employed persons. Group of Individuals , NRIs, PIOs, HUF, Prop. Firm. Partnership Firm and Corporates(for purchase/construction of houses/flats for their employees).

Latest Interest Rates of Bank of India Home Loans:- Updated as on October 2014

Tenure Term

Interest Rate

Loan Up to 30 lacs


30 lacs to 75 Lacs


Loans Above 75 Lacs



  • UPTO RS.20 LACS – 15%
  • >RS.25-RS.75 LACS-20%
  • >RS.75 LACS – 25%

Processing Fees:

Processing charges: @0.25% of loan amount Min.Rs.1, 000 and Max. Rs.20,000/-
Prepayment Charges: NIL

Available Products of Bank of India:

Source: Bank of India Website


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Disclaimer: This information is sourced from Bank's Website to help customers to gain information on Banks product.