UCO Bank Home Loan | Interest Rates | Eligibility Calculator

Compare Uco Bank Home Loan interest rates 2017 with other banks. Check ✔ Documents ✔ EMI ✔ Eligibility loan amount ✔ Charges. Calculate emi for loan online with calculator.

Important Details about Uco Bank Home loans:

Interest Rates 8.75% – 8.90%
Max. Loan Amount Depends on Income
Processing Fees Nil till 31.03.2017
Prepayment Charges Nil
Min. Income Rs.10000/- p.m
Loan Repayment upto 30 years

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UCO Bank home loan interest Rates 2017

Loan Upto Rs.75 lacs 8.75%
Loan of Rs.75 lacs and above 8.90%

Eligibility of Uco Bank

All Individual (including NRI and PIO) having minimum 21 years of age and maximum 70 years of age (all class of borrower) inclusive of repayment period are eligible for taking home loans from Uco Bank to buy dream house.

Uco Bank home loan emi calculator

Use this simple tool for calculate exact loan emi per month which is paid by you for the loan amount which you can take by bank for home loan.

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

Trends of last 5 Years Uco Bank Home loans vs RBI Repo rate

Date Change by RBI New Repo Rate Date of Change New Base Rate
Rate Cut
29-Sep-15 0.50% – 6.75% 5-Oct-15 9.70%
4-Mar-15 0.25% – 7.50% 1-May-15 9.95%
15-Jan-15 0.25% – 7.75%
28-Jan-14 0.25% + 8.00%
29-Oct-13 0.25% + 7.75%
20-Sep-13 0.25% + 7.50%
3-May-13 0.25% – 7.25%
19-Mar-13 0.25% – 7.50%
29-Jan-13 0.25% – 7.75% 11-Feb-13 10.20%
17-Apr-12 0.50% – 8.00% 1-May-12 10.50%
25-Oct-11 0.25% + 8.50% 1-Aug-11 10.75%
16-Sep-11 0.25% + 8.25%
26-Jul-11 1.25% + 8.00% 12-Jul-11 10.25%
25-Jan-11 6.50% 5-May-11 10.00%

You can avail home loan for the Purchase and construction of independent house/ready built flat for residential purpose, Extension/Repair/Renovation, Takeover of home loans.

Tax Benefits on Home loans

Tax relief on principal and interest components of home loan would be available as per provisions prevailing under Income Tax Act.

Insurance coverage for home loans under Uco Bank

Insurance cover on house property under UCO Griha Raksha Yojana scheme to cover the risk of damage to home by natural calamities.

UCO Griha Lakshmi Yojana to cover the outstanding loan in case of accidental or natural death of borrower.

How the Home Loan eligibility is calculated?
Home Loan eligibility is depends on the basis of income and repayment capacity of the borrower.

Source: Official Website Uco Bank