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Car Loan Interest Rates

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(Last edited on : 22 September 2014)

Banks/Rates New Car Loan (Reducing) Used Car Loan (Reducing) Processing Fee Apply
HDFC Bank 10.75% - 12.50% 15.25% - 17.75% (60 months),
15.25% - 17.75% (48 months),
15.25% - 17.75% (36 months),
15.75% - 18.25% (24 months),
15.75% - 18.25% (Upto 12 months)
Corporate Rates 13.50% - 14.25%
Rs 2625/- to Rs. 4950/-


For Corporates
Rs.1500
Magma Fincorp 11.25% - 12.00%
(upto & including 36 months)
10.75% - 11.25%
(Above 36 months to 60 months)
N.A. -
State Bank of India (SBI) 10.45% p.a. ( for MEN)
10.40% p.a. ( for WOMEN)
17.25% ( Upto 36 Months)
17.50% ( Above 36 months)
0.51% of loan amount, minimum Rs. 1020/- and maximum Rs. 10200/-
Bank Of Baroda 10.50% N.A. 0.75% (Upto 15Lacs), Max Rs.10000
0.5% (Above 15 Lacs), Min Rs.10000, No Maximum Limit
Canara Bank 10.70%
N.A. 0.1% of loan Amount (Minimum Rs. 250 ,Maximum Rs.500)
Corporation Bank 10.75% (upto 50 lacs)
11.25%(above 50 lacs)
N.A. 1.00% of the loan amount sanctioned with a minimum of Rs. 1,000/-
Kotak Mahindra 11.50% - 13.50% 17% - 20% Rs.3300/- to Rs.4750/-
Axis Bank 11.50% 16.50% - 18% Rs.3500/- to Rs.5500/-
ICICI Bank 10.75% - 12.50% (From 36 - 60 months),
12.20% - 14.50% (From 24 - 35 months),
12.75% - 15% (Upto 23 months)
13.75% - 17% Rs.2500/- to Rs.5000/-
Bank Of India 10.65% 11.45% (Upto 3yrs) a) Loans upto Rs.25,000/- one time Rs.1,000/-
b) Loans above Rs.25,000/- upto Rs.25 lacs - one time 1% of loan amount - Min.Rs.2,000/- & Max. Rs.10,000/-
c) Loans above Rs.25 lacs -one time Max.15,000/-
Federal Bank 11.30% - 12.30% 15.45%-15.95% Upto 5 Lacs - 1500/-
Above 5 lacs - 2500/-

Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.
Banks/ Financial Institutions can contact us at customercare@deal4loans.com for inclusions or updates.
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