Read below how these factors effect your Interest rates **
To help its customers get the best interest rates on personal loans deal4loans has consolidated all the information regarding latest rate of interests at one place. Please keep visiting this section to get updated rates of interests on personal loans.
| Banks/Rates | Salaried | |||||
| CAT A | CAT B | Others | Pre-Payment Charges |
Processing Fees | Apply | |
| Andhra Bank | 15.5%-15.75% |
15.5%-15.75% | 15.5%-15.75% | N.A. | Rs250-Rs1000/- |
|
| Axis Bank | 15% |
17% | 19%-21% | Nill | 2% |
|
| Bank of Baroda | 13.5% | 13.5% | 13.5% | N.A. | 2% | |
| Bank of India | 12.00% - 14.00% ( Full Secured-11.50%) |
15.5% | 15.5% | N.A. | N.A. | |
| Bank of Maharashtra | 14% | 14% | 14% | N.A. | N.A. | |
| Corporation Bank | 13.5% | 14.5% | 14.5% | N.A. | 1.50% of the loan amount or Rs.500/- | |
| Citibank | 16.5% (more than 50000 salary), 17% (for 35000-50000 salary), 17.5% ( between 22000-35000 salary) |
Only for Citibank account holders: 17.25% (for more than 50000 salary), 18% (for 30000-50000 salary), 18.5% (20000-30000 salary) |
Only for Citibank account holders: 17.25% (for more than 50000 salary), 18% (for 30000-50000 salary), 18.5% (20000-30000 salary) |
5% | 2% | |
| Citi Financial | 16% | 17%-18% | 21% | 5 | 2% | |
| Fullerton | 23% | 28% | 28% | 4% | 2% | |
| HDFC Bank | For super CAT A 13.5% (for 75,000 and above Salary if salaried account in HDFC Bank) 14.5% (for 75,000 & above salary), 15.5% (for 35,000-75,000 salary), 16.5% (upto 35,000 salary) |
18% (for 35,000 & above salary), 19% (upto 35,000 salary) |
21% (for 35,000 & above salary), 24% (upto 35,000 salary) |
4% | 2% - 2.5% | |
| ICICI Bank | N.A. | N.A. | N.A. | N.A. | N.A. | |
| Reliance | 12%-28% | 12%-28% | 12%-28% | 5% | 2% | |
| SBI | 12%-16% | 16%-20% | 16%-20% | N.A. | 2%-3% | |
| Syndicate Bank | 12.25% - 13.50% | 12.25% - 13.50% | 12.25% - 13.50% | N.A. | N.A. | |
| UCO Bank | 13.25% | 13.25% | 13.25% | N.A. | 1% | |
| Union Bank | 13.75%(Fixed) | 13.75%(Fixed) | 13.75%(Fixed) | N.A. | N.A. | |
| United Bank Of India | 13.25%(Fixed), 12.00%( For pensioners) |
13.25%(Fixed), 12.00%( For pensioners) |
13.25%(Fixed), 12.00%( For pensioners) |
N.A. | N.A. | |
| Vijaya Bank | 13.25% (for women's), 13.75% (For marriage and purchase of consumer durables), 12.75% (For pensioners), 13.25%(For Shikshak) |
N.A. | N.A. | N.A. | N.A. | |
| CAT A refers to | - Top 1000 companies |
| CAT B refers to | - Multi National Companies( MNC's ) |
| CAT C refers to | - Small companies |
| Non Listed refers to | - Smaller companies with 100 emloyees. |
| Loan Surrogates refers to | - Any running loan from any bank |