Dena Bank Personal Loan | Interest Rates 2018 | Eligibility

Dena bank personal loan – Details on Interest rates, Eligibility, Per month EMI, Processing Fees, Charges of Dena bank at deal4loans.com. Do you require a sizeable amount to fund a marriage, family function, vacation, an emergency situation or medical treatment of a near and dear one? Has your son secured admission to a prestigious institute and you do not have enough funds at your disposal?

You need not worry as Dena Bank’s personal loan facility – Dena Suvidha – is the ideal choice to meet your financial requirements.

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 16 December 2018)

Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks. Check CIBIL score absolutely FREE.

Loan Amount

Employment Status

City

Dena Bank Personal Loan Interest Rates 2018

The interest rates offered by Dena Bank on personal loans are as follows:

Loan Scheme

Interest Rates

Corporate Salary Scheme 13.00%
Other Personal Loan 14.00%
Senior Citizen / Pensioners Personal Loan 11.55%
Dena Doctor Loan 10.05% – 10.30%

How much personal loan can I get from Dena Bank?
You can avail a minimum personal loan of Rs 15,000. Your personal loan may go up to Rs 1 lakh or nine times your net monthly income, whichever is lower.

Features and Benefits

✓ Repayment tenure of up to three years (36 months)
✓ No margin
✓ You can avail a loan of up to nine times of your net monthly income
✓ No prepayment fee
✓ 1% processing fee

Eligibility for Dena Bank Personal Loan

The eligibility criteria for Dena Bank personal loan include the following:

✓ You should be between 24 and 55 years of age and should be a permanent employee with a minimum experience of two years in a government department, public sector undertaking or a reputed company.
✓ Your gross monthly income should be at least Rs 15,000. If your salary is lower than the limit fixed by the bank, you can opt for a co-applicant and club his/her income to increase loan eligibility.
✓ You can either furnish an undertaking from your employer or can undergo a salary disbursement arrangement with the bank.

Other Available products of Dena Bank are –

Dena Bank Car loan
Dena Bank Home loan
Dena Bank Education loan
Dena Bank Credit Card

Source: Dena Bank Website