Dena bank personal loan – Details on Interest rates, Eligibility, Per month EMI, Processing Fees, Charges of Dena bank at deal4loans.com. Do you require a sizeable amount to fund a marriage, family function, vacation, an emergency situation or medical treatment of a near and dear one? Has your son secured admission to a prestigious institute and you do not have enough funds at your disposal?
You need not worry as Dena Bank’s personal loan facility – Dena Suvidha – is the ideal choice to meet your financial requirements.
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Dena Bank Personal Loan Interest Rates 2018
The interest rates offered by Dena Bank on personal loans are as follows:
|Corporate Salary Scheme||13.00%|
|Other Personal Loan||14.00%|
|Senior Citizen / Pensioners Personal Loan||11.55%|
|Dena Doctor Loan||10.05% – 10.30%|
How much personal loan can I get from Dena Bank?
You can avail a minimum personal loan of Rs 15,000. Your personal loan may go up to Rs 1 lakh or nine times your net monthly income, whichever is lower.
Features and Benefits
✓ Repayment tenure of up to three years (36 months)
✓ No margin
✓ You can avail a loan of up to nine times of your net monthly income
✓ No prepayment fee
✓ 1% processing fee
Eligibility for Dena Bank Personal Loan
The eligibility criteria for Dena Bank personal loan include the following:
✓ You should be between 24 and 55 years of age and should be a permanent employee with a minimum experience of two years in a government department, public sector undertaking or a reputed company.
✓ Your gross monthly income should be at least Rs 15,000. If your salary is lower than the limit fixed by the bank, you can opt for a co-applicant and club his/her income to increase loan eligibility.
✓ You can either furnish an undertaking from your employer or can undergo a salary disbursement arrangement with the bank.
Other Available products of Dena Bank are –
Source: Dena Bank Website