Personal Loan
A wedding in the family. May be your house needs renovation or your daughter has obtained admission to a medical college. Gift your wife a beautiful gold pendant, pay for your children's higher education or send your parents on a much-needed holiday. We offer various kinds of Personal Loans to fulfill your dreams in India.
Personal loan Banks Offerings > ICICI Bank Personal Loan

Personal Loan from ICICI BANK

Salaried Individuals
Eligibility Criteria Loan Amount Documents Required

25 yrs. - 58 yrs.

loans ranging from Rs 20,000/- to Rs 15,00,000/- depending on your eligibility, income and repayment capacity

Latest 3 months Bank Statement (where salary/income is credited)
Net annual income - Rs. 96,000 p.a 3 Latest salary slips
Employees of Public Ltd. cos. , Private Ltd. cos. MNCs Or Government Proof of Continuity current job (Form 16 / Company appointment letter )
1 year in current job Proof of Identity (any one)Passport / Driving Licence / Voters ID / PAN card / Photo Credit Card / Employee ID card
1 year in current residence Proof of Residence (any one) Ration Card / Utility bill / LIC Policy Receipt
Self Employed Individuals
Eligibility Criteria Loan Amount Documents Required
25 yrs. - 65 yrs. Loans ranging from Rs 20,000/- to Rs 15,00,000/- depending on your eligibility, income and repayment capacity.
Latest 3 months Bank Statement (where salary/income is credited)
Net Profit after tax - Rs. 60,000 p.a Last 2 years ITR with computation of income / Certified Financials
Doctors, MBA's, Architects, CA's, Engineers, Traders & Manufacturers Proof of Turnover (Latest Sales / Service tax returns)
3 year in current job/proffession - Proof of Continuity current profession (IT Returns / Certificate of business continuity issued by the bank)
- Proof of Identity (any one)Passport / Driving Licence / Voters ID / PAN card / Photo Credit Card / Employee ID card

1 year in current residence - Proof of Residence (any one) Ration Card / Utility bill / LIC Policy Receipt
- Proof of Office (any one) Lease deed / Utility bill / Municipal Tax receipt / title deed
Fees & Charges for ICICI Bank Personal Loan
Description of Charges Personal Loans
Loan Processing Charges / Origination Charges 2* % of loan amount + Origination Charges of 1.5% of loan amount
Prepayment Charges 5% on the principal outstanding.
Charges for late payment (loans) 2% per month
Cheque Swap Charges Rs. 500/-
Cheque bounce charges Rs. 200/-

Head Office :
ICICI Towers
Bandra Kurla Complex, Bandra (EAST)
Mumbai- 400051
INDIA
Rate this Bank
 overallYour rating 
 
  Rates & Charges:   
96 votes
© hscripts.com
  Service Standard:   
65 votes
© hscripts.com
  Overall Experience:
55 votes
© hscripts.com



Apply Here
Product Type
Full Name
Mobile +91
Email id
 
How Does it Work?

Post your loan requirement

Get & Compare offers from all banks

Go with the lowest bidder

© Copyright 2007, Deal4Loans, India.