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Personal Loan
A wedding in the family. May be your house needs renovation or your daughter has obtained admission to a medical college. Gift your wife a beautiful gold pendant, pay for your children's higher education or send your parents on a much-needed holiday. We offer various kinds of Personal Loans to fulfill your dreams in India.Personal loan Banks Offerings > ICICI Bank Personal Loan
Personal Loan from ICICI BANK
Salaried Individuals
| Eligibility Criteria | Loan Amount | Documents Required |
 25 yrs. - 58 yrs. |
loans ranging from Rs 20,000/- to Rs 15,00,000/- depending on your eligibility, income and repayment capacity |
Latest 3 months Bank Statement (where salary/income is credited) |
| Net annual income - Rs. 96,000 p.a | 3 Latest salary slips | |
| Employees of Public Ltd. cos. , Private Ltd. cos. MNCs Or Government | Proof of Continuity current job (Form 16 / Company appointment letter ) | |
| 1 year in current job | Proof of Identity (any one)Passport / Driving Licence / Voters ID / PAN card / Photo Credit Card / Employee ID card | |
| 1 year in current residence | Proof of Residence (any one) Ration Card / Utility bill / LIC Policy Receipt |
Self Employed Individuals
| Eligibility Criteria | Loan Amount | Documents Required |
| 25 yrs. - 65 yrs. | Loans ranging from Rs 20,000/- to Rs
15,00,000/- depending on your eligibility, income and repayment capacity. |
Latest 3 months Bank Statement (where salary/income is credited) |
| Net Profit after tax - Rs. 60,000 p.a | Last 2 years ITR with computation of income / Certified Financials | |
| Doctors, MBA's, Architects, CA's, Engineers, Traders & Manufacturers | Proof of Turnover (Latest Sales / Service tax returns) | |
| 3 year in current job/proffession | - Proof of Continuity current profession
(IT Returns / Certificate of business continuity issued by the bank) - Proof of Identity (any one)Passport / Driving Licence / Voters ID / PAN card / Photo Credit Card / Employee ID card |
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| 1 year in current residence | - Proof of Residence
(any one) Ration Card / Utility bill / LIC Policy Receipt - Proof of Office (any one) Lease deed / Utility bill / Municipal Tax receipt / title deed |
Fees & Charges for ICICI Bank Personal Loan
| Description of Charges | Personal Loans |
| Loan Processing Charges / Origination Charges | 2* % of loan amount + Origination Charges of 1.5% of loan amount |
| Prepayment Charges | 5% on the principal outstanding. |
| Charges for late payment (loans) | 2% per month |
| Cheque Swap Charges | Rs. 500/- |
| Cheque bounce charges | Rs. 200/- |
Head Office :
ICICI Towers
Bandra Kurla Complex, Bandra (EAST)
Mumbai- 400051
INDIA
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