Fullerton India is a Non Banking Finance Company. The Company started its operations in January 2006.Fullerton offers you a wide range of financial products like Home Loans, home equity loans Business Loans and life insurance. It has more than 800 branches across India. Fullerton India Personal Loan offers:
• Simplicity - Easy to understand, simple processes and standard documentation
• Speed - Average turnaround time in loan processing is just two days
• One of the lowest Personal Loan Interest Rates.
Festive Offer :
Get gifts upto Rs 18,490 on disbursal.
Refer to T & C - www.deal4loans.com/personal-loan-offers.php
Current interest rates on Fullerton India Personal loans - November, 2015
21% - 32%
21% - 32%
21% - 32%
Zero after 3yrs (Otherwise 4%)
Latest Update as on 14 October 2015
Fullerton India launched a New Personal loan Product NARI SHAKTI at a special rate of interest, exclusive for salaried women customers.
Eligibility for Women Customers:
1. Women Applicants from Metropolitan, Urban as well as Semi Urban Areas.
2. Special Interest Rates – 2.00% lower from applicable base interest rates.
3. Maximum Loan available upto Rs.10 lakh
4. Repayment Period of upto 48 Months or 4 Years.
Eligibility Criteria for Fullerton India Personal Loan
Age of Applicant
Min-21 years ; Max-60 years.
No. of years in employment
3 years & above
6 months & above
Net Monthly Income
Rs. 15,000/- & above
Loan Amount offered by Fullerton India
Rs. 30 Lakh/-
Loan Tenure offered by Fullerton India
Turn Around Time of Fullerton India Personal Loan
Turn around time
4 working days
Processing Fee of Fullerton India Personal Loan
2.5% to 3.5% of loan amount
Prepayment Charges of Fullerton India Personal Loan
4% of outstanding principal
(Can be foreclosed after 6 months only)
Salary available for making EMI’s
Above Rs. 15,000 p.m
60% of salary is considered
Documents Required for Fullerton India Personal Loan
Passport/ driving license/PAN card/
Photo credit card (with embossed
Signature and last two months
statement)/ banker’s sign verification
PAN Card/ Passport/ driving license/
School leaving certificate/ Voter’s card/
BirthCertificate/ LIC policy (only for
Passport/ Telephone bill
(BSNL/MTNL)/ Electricity bill/ Title
deed of property/Rental agreement/
Driving license/ Election ID card/
Photo-credit card (with last two month
Latest 3 months salary slip
(Computerized pay slip with company
Logo/pay slip on company letter head)
Job Continuity Proof
Form 16/relieving letter/appointment
Bank statements of latest 6 months
Disclaimer : Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.
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