Bajaj Finance personal loan – Instant quotes on Interest rates February offers, Documents, Eligibility Criteria, Latest offers, Application Status. ✍ 30 minutes Guaranteed approval. EMI Calculator for calculate loan EMI per month. Bajaj Finserv offers a loan for a wedding (marriage), vacations, to fund a special purchase or a loan for medical emergencies or a need of cash.
Bajaj Finserv Personal Loan Details
|Interest Rates||11.99% – 16.00%|
|Processing fees||Upto 2.00%|
|Foreclosure Charges||Upto 4% post 1st EMI clearance|
|Repayment Options||Upto 5 years|
|Maximum loan amount||Rs.25 Lakh|
|Turn Around Time||48 hours|
|Min. Income||40000 – For Metro & 30000 – for Small Cities|
Special Offer: Get gifts upto Rs.18,490 on disbursal of loan. T & C apply.
Bajaj Finserv Personal Loan Interest Rates February 2017
|CAT A||CAT B||Others|
|11.99% -16.00%||11.99% -16.00%||11.99% -16.00%|
Foreclosure Charges: 4% of Principle Outstanding for all product.
Part Payment: 0% (Subjected to Less then 25% of Principle Outstanding on 1 April of every financial Year).
4% (Subjected to More then 25% of Principle Outstanding on 1 April of every financial Year)
For Flexi Loan: 0% Part Payment Charges
Why to choose Bajaj Finserv for personal loans in India:-
✓ Approved loans up to Rs. 25 lacs
✓ Upto 6 times part payment option available
✓ Nil Foreclosure charges / Pre Payment Penalty
Pre-approved Offers – If you are existing customer of Bajaj Finserv, you get latest pre approved offers on time to time from bajaj finserv.
Minimum income or Salary eligibility criteria for Bajaj Finserv (Finance) personal loan:
Minimum Income of Rs. 40000 per month required for Ahmedabad, Bangalore, Chennai, Coimbatore, Delhi, Faridabad, Ghaziabad, Gurgaon, Hyderabad, Kolkata, Mumbai, Noida, Pune, Surat and Thane customers.
Rs. 35000 Income per month required for customers from Chandigarh, Cochin, Jaipur, Nagpur city.
Rs. 30000 income per month required for Aurangabad, Baroda, Bhubaneswar, Indore, Madurai, Mysore, Nasik, Trivandrum, Vijayawada, Vizag borrowers.
Which are the Documents required for Bajaj Finserv Lending Personal Loan:
Documents Required for a Personal Loan
|Color Passport size photograph (signed across the photograph)|
|Salary slips of last 3 months Latest 2 months salary slip|
|Latest 3 months salary account bank statement|
|Employee ID Card and Visiting card|
Work Experience Document
|Current employment||Appointment Letter / Form 16 / 1 year old salary slip|
|Previous employment||Appointment letter / Form 16 / Promotion letters/ transfer / confirmation letters / previous salary slip|
|Identity Proof||Passport / Voters ID card / Driving License / PAN Card|
|Address Proof||Passport / Driving License / Ration card / Latest Mobile Bill / Letter from Employer (with HR /Admin sign)|
|Signature Proof||Passport / PAN Card / Driving License / Photo Credit card (front only) / Banker Verification Letter|
|Age Proof||Passpor t/ PAN Card / Driving License / Birth Certificate|
Bajaj Finserv Personal Loan Faqs
Question: Can borrower make part payments on bajaj finserv personal loan?
Answer. Yes, you can prepay you loan any time.
Question. What are the minimum and maximum loan amounts in Salaried Personal Loans?
Answer. you can fetch around 1 lakh of minimum & 25 lakh of maximum loan amount.
Question. What are the tenor / repayment options available?
Answer. You can choose a emi/repayment ranging from 12 to 60 months. You can repay the loan in Equated Monthly Installments (EMI’s) using the ECS facility or through post-dated cheques.
About Bajaj Finserv:
Bajaj Finserv are the most diversified non-bank in the country, financing the widest set of outcomes, supporting customers biggest pursuits. Bajaj Finserv ltd. is the most popular non banking financial company in India. Aprt from personal loan it deals in Two wheeler loans, home loans, loan against shares, loan for doctors, consumer products finance & Credit Cards. Be it the desire for a bigger lifestyle to buying your home, indulging in that much deserved family holiday to expanding your business or making that big acquisition, whatever be your plan, Bajaj Finserv Lending have the capability to support every time you need it.
With 24 products across 12 product lines, we’re one of the fastest growing and most diversified NBFCs in the INDIA. Bajaj Finserv has 150 branches and presence in over 7000 retail outlets. Bajaj Finserv recognized as one of the Best Employers in India, for the second year in a row in the Aon Hewitt Best Employers Study, 2015. This prestigious award was conferred to bajaj finance at an awards ceremony held in Mumbai, on 17 April 2015. 10 Best Multinational Workplaces in Asia 2015. Bajaj Finance Limited has been ranked amongst the top 25 best places to work in Asia by the Great Place to Work (GPTW) Institute.
Other Products of Bajaj Finserv Are:
Bajaj Finserv Home Loan
Bajaj Finserv Credit Card
Bajaj Finserv Flexi Loan
Bajaj Finserv EMI Card
Contact Bajaj Finserv:
You can visit branch or call Bajaj Finserv Toll Free Number @ 1800-103-3535