Bajaj Finserv Lending personal loan | Interest Rates | Eligibility | Apply Online

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Bajaj Finserv Lending offers personal loan for Weddings, Renovation of Home, Medical care and for Vacations in Abroad.

Compare Bajaj Finserv Personal Loan | Interest Rates | Eligibility

Professional Details
Loan Amount:

Annual Income:


Special Offer : Get CashBack Gifts upto Rs 14000 on disbursal.
Refer to T & C –

Current Interest Rates of Bajaj Finance Personal Loans 2014:

Bank Name CAT A CAT B Others Pre Payment Charges Processing Fees
Bajaj Finserv 15 To 16 % 16% 16.5% – 17% Nil Upto 2%

Features of Bajaj Finance Personal Loans in India:-

  • Loans up to Rs.25 lacs – Bold Dreams need Big Means. Offer the highest ticket size of up to 25 lakhs so that you can pursue your bold dreams. This is the highest ticket size that anyone offers in this category.
  • Part Prepayment facility – You can prepay up to 6 times in a calendar year at any interval with the minimum amount per prepay transaction being not less than 3 EMIs. There is no limit on the maximum amount. This is subject to your clearing your first EMI.
  • Nil Foreclosure charges – Now you can choose to foreclose your loan anytime during your loan tenor without paying any foreclosure charges.
  • Preapproved Offers – As an existing customer, you get exclusive preapproved offers from time to time.

Eligibility Criteria:

  1. 40000 P/M (For Delhi/NCR, Mumbai, Hyderabad, Bangalore, Chennai and Thane)
  2. 35000 per month – Ahmedabad, Pune and Kolkata
  3. 30,000 per month (For Aurangabad, Baroda, Chandigarh, Cochin, Coimbatore, gandhinagar, Ludhiana, Madurai, Mandi Gobindgarh, Indore, Jaipur, Jalandhar, jamshedpur, Jodhpur, karnal, Khanna, Kolhapur, Ludhiana, Mohali, Mysore, Nagpur, Nasik, Panchkula, Panipat, Rajkot, Vijayawada and yamuna Nagar)

Documents for Bajaj Finserv Lending Personal Loan:-

Documents Required for a Personal Loan


Color Passport size photograph (signed across the photograph)


Salary slips of last 3 months Latest 2 months salary slip

Bank Statements

Latest 3 months salary account bank statement

Employment Proof

Employee ID Card and Visiting card

Work Experience Document

Current employment Appointment Letter / Form 16 / 1 year old salary slip
Previous employment Appointment letter / Form 16 / Promotion letters/ transfer / confirmation letters / previous salary slip


Identity Proof Passport / Voters ID card / Driving License / PAN Card
Address Proof Passport / Driving License / Ration card / Latest Mobile Bill / Letter from Employer (with HR /Admin sign)
Signature Proof Passport / PAN Card / Driving License / Photo Credit card (front only) / Banker Verification Letter
Age Proof Passpor t/ PAN Card / Driving License / Birth Certificate

Fees and Charges:

Type of Fees

Charges Applicable

Processing Fees on Personal Loan

upto 2% of the loan amount

Foreclosure Charges*


* Applicable following 1st EMI clearance
Other Products of Bajaj Finserv Are:


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Disclaimer: This information is sourced from Bank's Website to help customers to gain information on Banks product.
ICICI Personal Loan
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