Bajaj Finserv Lending personal loan | Interest Rates | Eligibility | Apply Online

Apply For Bajaj Finance personal loans Online ✓ Get Instant Quotes on Interest Rates July 2015 ✓ Documents ✓ Eligibility Criteria ✓ Latest Offers ✓ Guaranteed approval in 24 hours ✓ Free Service.

Bajaj Finserv Lending offers a loan for a wedding, a vacation, to fund a special purchase or a loan for medical emergencies or a need of cash. Personal loans only avail to Salaried Professionals, approved online within 5 minutes exclusively.


Compare Bajaj Finserv Personal Loan | Interest Rates | Eligibility

Loan Amount

Employment Status
Festive Offer: Get gifts upto Rs 13800 on disbursal.
Refer to T & C – www.deal4loans.com/personal-loan-offers.php

Current Interest Rates of Bajaj Finance Personal Loans: Last Updated on 29 july 2015:

Bank Name CAT A CAT B Others Pre Payment Charges Processing Fees
Bajaj Finserv 15 To 16 % 16% 16.5% – 17% Nil strong>Upto 2%

WHY to Choose Bajaj Finance for Personal Loans in India:-

Loans up to Rs.25 lacs – Bold Dreams need Big Means. Offer the highest ticket size of up to 25 lakhs so that you can pursue your bold dreams. This is the highest ticket size that anyone offers in this category.

Part Prepayment facility – You can prepay up to 6 times in a calendar year at any interval with the minimum amount per prepay transaction being not less than 3 EMIs. There is no limit on the maximum amount. This is subject to your clearing your first EMI.

Nil Foreclosure charges – Now you can choose to foreclose your loan anytime during your loan tenor without paying any foreclosure charges.

Pre-approved Offers – As an existing customer, you get exclusive pre approved offers from time to time.

Instant Online Approvals – Now get instant approvals of upto Rs. 25 lacs on your salaried personal loan through Deal4loans online Secured facility. No need to go to any branch. From wherever you are, simply log onto the online section, fill an online form and within 60 seconds, get approval on your application. It is as simple as ABC.

Required Income Or Salary Eligibility Criteria for Bajaj Finserv (Finance) Personal Loan:

✓ 40000 P/M (For Delhi/NCR, Mumbai, Hyderabad, Bangalore, Chennai and Thane)
✓ 35000 per month – Ahmedabad, Pune and Kolkata
✓ 30,000 per month (For Chandigarh, Jaipur, Baroda, Surat, Indore, Goa, Aurangabad, Nagpur, Nasik, Madurai, Mysore, Cochin, Coimbatore, Bhuvaneshwar and Vizag)

Borrowers Can Calculate Loan EMI Manually with Bajaj finance Personal loan EMI Calculator

Enter the following information in the below EMI calculator:
✓ Principal loan amount you wish to avail (rupees)
✓ Loan term (months or years)
✓ Rate of interest (percentage)


Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

EMI Calculation Per Lac for Bajaj Personal Loans as per Loan Tenure Period

Loan Amount Repayment Time Interest Rate EMI Per Month
Rs.1,00,000 1 year 15.00% – 17.00% Rs.9026 – Rs.9120
Rs.1,00,000 2 year 15.00% – 17.00% Rs.4848 – Rs.4944
Rs.1,00,000 3 Year 15.00% – 17.00% Rs.3466 – Rs.3565
Rs.1,00,000 4 Year 15.00% – 17.00% Rs.2783 – Rs.2885
Rs.1,00,000 5 Year 15.00% – 17.00% Rs.2378 – Rs.2485

Now you have to just multiply your loan amount with EMI per Month

Example – You opt 3.5 Lakh Loan amount for 3 Year so your emi calculation will be 3.5 x Rs.3466 = Rs.12131.00

Which are the Documents required for Bajaj Finserv Lending Personal Loan:

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Documents Required for a Personal Loan

Photograph

Color Passport size photograph (signed across the photograph)

Financials

Salary slips of last 3 months Latest 2 months salary slip

Bank Statements

Latest 3 months salary account bank statement

Employment Proof

Employee ID Card and Visiting card

Work Experience Document

Current employment Appointment Letter / Form 16 / 1 year old salary slip
Previous employment Appointment letter / Form 16 / Promotion letters/ transfer / confirmation letters / previous salary slip

KYC

Identity Proof Passport / Voters ID card / Driving License / PAN Card
Address Proof Passport / Driving License / Ration card / Latest Mobile Bill / Letter from Employer (with HR /Admin sign)
Signature Proof Passport / PAN Card / Driving License / Photo Credit card (front only) / Banker Verification Letter
Age Proof Passpor t/ PAN Card / Driving License / Birth Certificate

Check how much Fees and Charges you will have to pay for Bajaj Finserv (Finance) Personal Loan:

Type of Fees

Charges Applicable

Processing Fees on Personal Loan

upto 2% of the loan amount

Foreclosure Charges*

NIL

* Applicable following 1st EMI clearance

Bajaj Finserv Personal Loan Faqs

Question: Can borrower make part payments on personal loan?
Answer. Yes, Bajaj finance personal loan is coming with Part-Prepayment facility. With this, you can part prepay as much as you want for up to 6 times in a calendar year, post the clearance of your first EMI.

Question. What are the minimum and maximum loan amounts in Salaried Personal Loans?
Answer. bajaj finserv is the only financier in the country to offer as high as Rs. 25 Lacs of Personal Loan to salaried people. You may choose any loan amount ranging from Rs.1 Lac to Rs. 18 Lacs. The final sanction will depend on your income and various other criteria.

Question. What are the tenor / repayment options available?
Answer. You can choose a emi ranging from 12 to 60 months depending on your preference and the loan sanctioning conditions. You can repay the loan in Equated Monthly Installments (EMI’s) using the ECS facility or through post-dated cheques.

Question. What is online processing of bajaj finance Personal Loans?
Answer. you can apply through Deal4loans.com Online Application facility, you can apply for a Salaried Personal Loan from wherever you are. What’s more, you get instant approvals with us.

About Bajaj Finserv:

Bajaj Finserv are the most diversified non-bank in the country, financing the widest set of outcomes, supporting customers biggest pursuits. Bajaj Finserv ltd. is the most popular non banking financial company in india. Aprt from personal loan it deals in Two wheeler loans, home loans, loan against shares, loan for doctors, consumer products finance & Credit Cards. Be it the desire for a bigger lifestyle to buying your home, indulging in that much deserved family holiday to expanding your business or making that big acquisition, whatever be your plan, Bajaj Finserv Lending have the capability to support every time you need it.

With 24 products across 12 product lines, we’re one of the fastest growing and most diversified NBFCs in the INDIA. Bajaj Finance has 150 branches and presence in over 7000 retail outlets. Bajaj Finance recognized as one of the Best Employers in India, for the second year in a row in the Aon Hewitt Best Employers Study, 2015. This prestigious award was conferred to bajaj finance at an awards ceremony held in Mumbai, on 17 April 2015. 10 Best Multinational Workplaces in Asia 2015. Bajaj Finance Limited has been ranked amongst the top 25 best places to work in Asia by the Great Place to Work (GPTW) Institute.

Other Products of Bajaj Finserv Are:

Bajaj Finance Home Loan | Bajaj Finserv Credit Card | Bajaj Finserv Flexi Loan

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