Bajaj Finserv Lending personal loan | Interest Rates | Eligibility | Apply Online

Bajaj Finance personal loan – Get Instant Quotes on Interest Rates, Documents, Eligibility and Offers & benefits. Apply Online for Bajaj Finance personal loan & get Guaranteed approval in 24 hours with deal4loans.com.

Bajaj Finserv Lending offers personal loan for Weddings, Renovation of Home, Medical care and for Vacations in Abroad.


Compare Bajaj Finserv Personal Loan | Interest Rates | Eligibility

Professional Details
Loan Amount:

Occupation:
Annual Income:

City:

Special Offer : Get CashBack Gifts upto Rs 14000 on disbursal.
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Current Interest Rates of Bajaj Finance Personal Loans 2014:

Bank Name CAT A CAT B Others Pre Payment Charges Processing Fees
Bajaj Finserv 15 To 16 % 16% 16.5% – 17% Nil Upto 2%

Features of Bajaj Finance Personal Loans in India:-

  • Loans up to Rs.18 lacs – Bold dreams need big means. offer the highest ticket size of up to 18 lacs so that you can pursue your bold dreams. This is the highest ticket size that anyone offers in this category.
  • Prompt Repayment Benefit – Get rewarded for keeping your Secures. Enjoy the exclusive Prompt Repayment benefit for paying your EMIs on time. If you clear your first 12 EMIs without any delays, you will get 1% of the annualized interest amount paid back to you. This facility will be available for the entire period of your loan tenor and will be paid at the end of every 12 months, subject to your EMIs paid on time.
  • Part Prepayment facility – You can prepay upto 6 times in a calendar year at any interval with the minimum amount per prepay transaction being not less than 3 EMIs. There is no limit on the maximum amount. This is subject to your clearing your first EMI.
  • Nil Foreclosure charges – Now you can choose to foreclose your loan anytime during your loan tenor without paying any foreclosure charges.

Eligibility Criteria:

  1. 50000 P/M (For Delhi/NCR, Mumbai, Hyderabad, Bangalore and Chennai)
  2. 40,000 per month (For other locations)

Documents for Bajaj Finserv Lending Personal Loan:-

Documents Required for a Personal Loan

Photograph

Color Passport size photograph (signed across the photograph)

Financials

Salary Slip of last 3 months

Bank Statements

Continuous recent 3 month bank statement of salary account

Employment Proof

Employee ID Card and Visiting card

Work Experience Document

Current employment Appointment Letter / Form 16 / 1 year old salary slip
Previous employment Appointment letter / Form 16 / Promotion letters/ transfer / confirmation letters / previous salary slip

KYC

Identity Proof Passport / Voters ID card / Driving License / PAN Card
Address Proof Passport / Driving License / Ration card / Latest Mobile Bill / Letter from Employer (with HR /Admin sign)
Signature Proof Passport / PAN Card / Driving License / Photo Credit card (front only) / Banker Verification Letter
Age Proof Passpor t/ PAN Card / Driving License / Birth Certificate

Fees and Charges:-


Type of Fees

Charges Applicable

Processing Fees on Personal Loan

Upto 2% of the loan amount

Foreclosure Charges*

NIL

* Applicable following 1st EMI clearance
Other Products of Bajaj Finserv Are:

 

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Disclaimer: This information is sourced from Bank's Website to help customers to gain information on Banks product.
 
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