Bajaj Finserv personal loan | Interest Rates | Apply Online

Apply for Bajaj Finserv personal loans online ✓ Instant quotes on Interest rates November 2015 ✓ Documents ✓ Eligibility Criteria ✓ Latest offers ✍ Guaranteed approval in 30 minutes ✪ EMI Calculator.

Bajaj Finserv offers a loan for a wedding (marriage), vacations, to fund a special purchase or a loan for medical emergencies or a need of cash.

Bajaj Finserv Personal Loan Details

Interest rates 15.00% – 17.00%
Processing fees Upto 2.00%
Prepayment charges Nil
Repayment options Upto 5 years
Maximum loan amount Rs.25 Lakh
Loan approval time 30 Minutes
Min. Income Rs.30000 pm

Compare Bajaj Finserv Personal Loan | Interest Rates | Eligibility

Loan Amount

Employment Status

Festive Offer: Get gifts upto Rs 18,490 on disbursal of loan. T & C apply.

Interest Rates of Bajaj Finserv Personal Loans

CAT A CAT B Others Pre Payment Charges Processing Fees
15 To 16 % 16% 16.5% – 17% Nil Upto 2%

Why to choose Bajaj Finserv for personal loans in India:-

✓ Approved loans up to Rs. 25 lacs

✓ Upto 6 times part payment option available

✓ Nil Foreclosure charges / Pre Payment Penality

Pre-approved Offers – If you are existing customer of Bajaj Finserv, you get latest pre approved offers on time to time from bajaj finserv.

Minimum income or Salary eligibility criteria for Bajaj Finserv (Finance) personal loan:

Salaried professional between 25-58 years of age
40000 P/M (For Delhi/NCR, Mumbai, Hyderabad, Bangalore, Chennai and Thane)
35000 per month – Ahmedabad, Pune and Kolkata
35,000 per month (For Chandigarh, Jaipur, Baroda, Surat, Indore, Goa, Aurangabad, Nagpur, Nasik, Madurai, Mysore, Cochin, Coimbatore, Bhuvaneshwar, Gandhinagar, Madurai, jamshedpur and Vizag)

Bajaj finance Personal loan EMI Calculator

Enter the following information in the below EMI calculator:
✓ Principal loan amount you wish to avail (rupees)
✓ Loan term (months or years)
✓ Rate of interest (percentage)

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

EMI Calculation Per Lac for Bajaj Personal Loans as per Loan Tenure Period

Loan Amount Repayment Time Interest Rate EMI Per Month
Rs.1,00,000 1 year 15.00% – 17.00% Rs.9026 – Rs.9120
Rs.1,00,000 2 year 15.00% – 17.00% Rs.4848 – Rs.4944
Rs.1,00,000 3 Year 15.00% – 17.00% Rs.3466 – Rs.3565
Rs.1,00,000 4 Year 15.00% – 17.00% Rs.2783 – Rs.2885
Rs.1,00,000 5 Year 15.00% – 17.00% Rs.2378 – Rs.2485

Now you have to just multiply your loan amount with EMI per Month

Example – You opt 3.5 Lakh Loan amount for 3 Year so your emi calculation will be 3.5 x Rs.3466 = Rs.12131.00

Which are the Documents required for Bajaj Finserv Lending Personal Loan:


Documents Required for a Personal Loan


Color Passport size photograph (signed across the photograph)


Salary slips of last 3 months Latest 2 months salary slip

Bank Statements

Latest 3 months salary account bank statement

Employment Proof

Employee ID Card and Visiting card

Work Experience Document

Current employment Appointment Letter / Form 16 / 1 year old salary slip
Previous employment Appointment letter / Form 16 / Promotion letters/ transfer / confirmation letters / previous salary slip


Identity Proof Passport / Voters ID card / Driving License / PAN Card
Address Proof Passport / Driving License / Ration card / Latest Mobile Bill / Letter from Employer (with HR /Admin sign)
Signature Proof Passport / PAN Card / Driving License / Photo Credit card (front only) / Banker Verification Letter
Age Proof Passpor t/ PAN Card / Driving License / Birth Certificate

Check how much Fees and Charges you will have to pay for Bajaj Finserv Personal Loan:

Type of Fees

Charges Applicable

Processing Fees on Personal Loan

upto 2% of the loan amount

Foreclosure Charges*


* Applicable following 1st EMI clearance

Bajaj Finserv Personal Loan Faqs

Question: Can borrower make part payments on bajaj finserv personal loan?
Answer. Yes, Bajaj Finserv personal loan is coming with Part-Prepayment facility.

Question. What are the minimum and maximum loan amounts in Salaried Personal Loans?
Answer. Minimum Loan amount is Rs.1 lakh & Maixmum Loan Amount will be upto Rs.25 lakhs.

Question. What are the tenor / repayment options available?
Answer. You can choose a emi/repayment ranging from 12 to 60 months. You can repay the loan in Equated Monthly Installments (EMI’s) using the ECS facility or through post-dated cheques.

Question. What is online processing of bajaj finserv Personal Loans?
Answer. you can apply through Online Application facility, you can apply for a Salaried Personal Loan from wherever you are. What’s more, you get instant approvals with Deal4loans.

About Bajaj Finserv:

Bajaj Finserv are the most diversified non-bank in the country, financing the widest set of outcomes, supporting customers biggest pursuits. Bajaj Finserv ltd. is the most popular non banking financial company in india. Aprt from personal loan it deals in Two wheeler loans, home loans, loan against shares, loan for doctors, consumer products finance & Credit Cards. Be it the desire for a bigger lifestyle to buying your home, indulging in that much deserved family holiday to expanding your business or making that big acquisition, whatever be your plan, Bajaj Finserv Lending have the capability to support every time you need it.

With 24 products across 12 product lines, we’re one of the fastest growing and most diversified NBFCs in the INDIA. Bajaj Finserv has 150 branches and presence in over 7000 retail outlets. Bajaj Finserv recognized as one of the Best Employers in India, for the second year in a row in the Aon Hewitt Best Employers Study, 2015. This prestigious award was conferred to bajaj finance at an awards ceremony held in Mumbai, on 17 April 2015. 10 Best Multinational Workplaces in Asia 2015. Bajaj Finance Limited has been ranked amongst the top 25 best places to work in Asia by the Great Place to Work (GPTW) Institute.

Other Products of Bajaj Finserv Are:

Bajaj Finance Home Loan
Bajaj Finserv Credit Card
Bajaj Finserv Flexi Loan
Bajaj Finance EMI Card

Contact Bajaj Finserv:

You can visit branch or call Bajaj Finserv Toll Free Number @ 1800-103-3535

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